Zions Bancorporation, National Association (ZION)

ZION Statistics

Total Valuation

ZION has a market cap or net worth of $7.93 billion. The enterprise value is $8.07 billion.

Market Cap	7.93B
Enterprise Value	8.07B

Important Dates

The next confirmed earnings date is Tuesday, January 21, 2025, after market close.

Earnings Date	Jan 21, 2025
Ex-Dividend Date	Nov 14, 2024

Share Statistics

ZION has 147.71 million shares outstanding. The number of shares has decreased by -0.49% in one year.

Current Share Class	147.71M
Shares Outstanding	147.71M
Shares Change (YoY)	-0.49%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	2.00%
Owned by Institutions (%)	76.38%
Float	144.63M

Valuation Ratios

The trailing PE ratio is 12.24 and the forward PE ratio is 11.05. ZION's PEG ratio is 1.95.

PE Ratio	12.24
Forward PE	11.05
PS Ratio	2.63
Forward PS	2.45
PB Ratio	1.33
P/TBV Ratio	1.62
P/FCF Ratio	27.53
P/OCF Ratio	20.54
PEG Ratio	1.95

Enterprise Valuation

EV / Earnings	12.50
EV / Sales	2.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	28.03

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	13.71
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.86%.

Return on Equity (ROE)	11.86%
Return on Assets (ROA)	0.80%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$310,983
Profits Per Employee	$66,742
Employee Count	9,679
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ZION has paid $198.00 million in taxes.

Income Tax	198.00M
Effective Tax Rate	22.20%

Stock Price Statistics

The stock price has increased by +22.17% in the last 52 weeks. The beta is 1.09, so ZION's price volatility has been similar to the market average.

Beta (5Y)	1.09
52-Week Price Change	+22.17%
50-Day Moving Average	56.04
200-Day Moving Average	47.42
Relative Strength Index (RSI)	35.68
Average Volume (20 Days)	1,294,210

Short Selling Information

The latest short interest is 5.15 million, so 3.48% of the outstanding shares have been sold short.

Short Interest	5.15M
Short Previous Month	5.71M
Short % of Shares Out	3.48%
Short % of Float	3.56%
Short Ratio (days to cover)	4.11

Income Statement

In the last 12 months, ZION had revenue of $3.01 billion and earned $646.00 million in profits. Earnings per share was $4.39.

Revenue	3.01B
Gross Profit	3.01B
Operating Income	1.07B
Pretax Income	843.00M
Net Income	646.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.39

Balance Sheet

The company has $3.80 billion in cash and $3.95 billion in debt, giving a net cash position of -$146.00 million or -$0.99 per share.

Cash & Cash Equivalents	3.80B
Total Debt	3.95B
Net Cash	-146.00M
Net Cash Per Share	-$0.99
Equity (Book Value)	6.39B
Book Value Per Share	40.25
Working Capital	-74.70B

Cash Flow

In the last 12 months, operating cash flow was $386.00 million and capital expenditures -$98.00 million, giving a free cash flow of $288.00 million.

Operating Cash Flow	386.00M
Capital Expenditures	-98.00M
Free Cash Flow	288.00M
FCF Per Share	$1.95

Margins

Gross Margin	n/a
Operating Margin	35.68%
Pretax Margin	29.63%
Profit Margin	23.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	9.57%

Dividends & Yields

This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 3.21%.

Dividend Per Share	$1.72
Dividend Yield	3.21%
Dividend Growth (YoY)	1.22%
Years of Dividend Growth	11
Payout Ratio	39.22%
Buyback Yield	0.49%
Shareholder Yield	3.70%
Earnings Yield	8.15%
FCF Yield	3.63%

Analyst Forecast

The average price target for ZION is $56.35, which is 4.99% higher than the current price. The consensus rating is "Hold".

Price Target	$56.35
Price Target Difference	4.99%
Analyst Consensus	Hold
Analyst Count	18
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	7.57%

Stock Splits

The last stock split was on May 15, 1997. It was a forward split with a ratio of 4:1.

Last Split Date	May 15, 1997
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3