Zions Bancorporation, National Association (ZION)

ZION Statistics

Total Valuation

ZION has a market cap or net worth of $6.48 billion. The enterprise value is $6.56 billion.

Market Cap	6.48B
Enterprise Value	6.56B

Important Dates

The next confirmed earnings date is Monday, April 21, 2025, after market close.

Earnings Date	Apr 21, 2025
Ex-Dividend Date	Feb 13, 2025

Share Statistics

ZION has 147.89 million shares outstanding. The number of shares has decreased by -0.37% in one year.

Current Share Class	147.89M
Shares Outstanding	147.89M
Shares Change (YoY)	-0.37%
Shares Change (QoQ)	+0.12%
Owned by Insiders (%)	2.02%
Owned by Institutions (%)	79.22%
Float	144.78M

Valuation Ratios

The trailing PE ratio is 9.06 and the forward PE ratio is 8.53. ZION's PEG ratio is 1.60.

PE Ratio	9.06
Forward PE	8.53
PS Ratio	2.43
Forward PS	1.97
PB Ratio	1.23
P/TBV Ratio	1.32
P/FCF Ratio	6.30
P/OCF Ratio	5.77
PEG Ratio	1.60

Enterprise Valuation

EV / Earnings	8.99
EV / Sales	2.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.24

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.27%.

Return on Equity (ROE)	13.27%
Return on Assets (ROA)	0.89%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$315,942
Profits Per Employee	$75,318
Employee Count	9,679
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ZION has paid $228.00 million in taxes.

Income Tax	228.00M
Effective Tax Rate	22.53%

Stock Price Statistics

The stock price has increased by +5.82% in the last 52 weeks. The beta is 1.09, so ZION's price volatility has been similar to the market average.

Beta (5Y)	1.09
52-Week Price Change	+5.82%
50-Day Moving Average	52.94
200-Day Moving Average	51.44
Relative Strength Index (RSI)	29.77
Average Volume (20 Days)	2,149,174

Short Selling Information

The latest short interest is 5.80 million, so 3.92% of the outstanding shares have been sold short.

Short Interest	5.80M
Short Previous Month	5.60M
Short % of Shares Out	3.92%
Short % of Float	4.01%
Short Ratio (days to cover)	3.40

Income Statement

In the last 12 months, ZION had revenue of $3.06 billion and earned $729.00 million in profits. Earnings per share was $4.95.

Revenue	3.06B
Gross Profit	3.06B
Operating Income	1.10B
Pretax Income	843.00M
Net Income	729.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.95

Balance Sheet

The company has $5.44 billion in cash and $5.37 billion in debt, giving a net cash position of $63.00 million or $0.43 per share.

Cash & Cash Equivalents	5.44B
Total Debt	5.37B
Net Cash	63.00M
Net Cash Per Share	$0.43
Equity (Book Value)	6.12B
Book Value Per Share	40.97
Working Capital	-74.59B

Cash Flow

In the last 12 months, operating cash flow was $1.15 billion and capital expenditures -$97.00 million, giving a free cash flow of $1.05 billion.

Operating Cash Flow	1.15B
Capital Expenditures	-97.00M
Free Cash Flow	1.05B
FCF Per Share	$7.11

Margins

Gross Margin	n/a
Operating Margin	36.04%
Pretax Margin	33.09%
Profit Margin	25.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	34.37%

Dividends & Yields

This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 3.83%.

Dividend Per Share	$1.72
Dividend Yield	3.83%
Dividend Growth (YoY)	2.44%
Years of Dividend Growth	10
Payout Ratio	34.75%
Buyback Yield	0.37%
Shareholder Yield	4.22%
Earnings Yield	11.01%
FCF Yield	15.88%

Analyst Forecast

The average price target for ZION is $59.24, which is 35.22% higher than the current price. The consensus rating is "Hold".

Price Target	$59.24
Price Target Difference	35.22%
Analyst Consensus	Hold
Analyst Count	22
Revenue Growth Forecast (5Y)	4.29%
EPS Growth Forecast (5Y)	5.32%

Stock Splits

The last stock split was on May 15, 1997. It was a forward split with a ratio of 4:1.

Last Split Date	May 15, 1997
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4