Zions Bancorporation, National Association (ZION)

ZION Statistics

Total Valuation

ZION has a market cap or net worth of $8.73 billion. The enterprise value is $8.94 billion.

Market Cap	8.73B
Enterprise Value	8.94B

Important Dates

The last earnings date was Tuesday, January 20, 2026, after market close.

Earnings Date	Jan 20, 2026
Ex-Dividend Date	Nov 13, 2025

Share Statistics

ZION has 147.65 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	147.65M
Shares Outstanding	147.65M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.00%
Owned by Insiders (%)	1.81%
Owned by Institutions (%)	80.57%
Float	144.85M

Valuation Ratios

The trailing PE ratio is 9.84 and the forward PE ratio is 9.62. ZION's PEG ratio is 2.11.

PE Ratio	9.84
Forward PE	9.62
PS Ratio	2.62
Forward PS	2.44
PB Ratio	1.23
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	2.11

Enterprise Valuation

EV / Earnings	9.99
EV / Sales	2.70
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.51%.

Return on Equity (ROE)	13.51%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.80%
Revenue Per Employee	$352,328
Profits Per Employee	$95,152
Employee Count	9,406
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ZION has paid $276.00 million in taxes.

Income Tax	276.00M
Effective Tax Rate	23.49%

Stock Price Statistics

The stock price has increased by +0.84% in the last 52 weeks. The beta is 0.84, so ZION's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	+0.84%
50-Day Moving Average	57.13
200-Day Moving Average	53.28
Relative Strength Index (RSI)	50.44
Average Volume (20 Days)	1,673,907

Short Selling Information

The latest short interest is 6.44 million, so 4.36% of the outstanding shares have been sold short.

Short Interest	6.44M
Short Previous Month	6.67M
Short % of Shares Out	4.36%
Short % of Float	4.45%
Short Ratio (days to cover)	4.49

Income Statement

In the last 12 months, ZION had revenue of $3.31 billion and earned $895.00 million in profits. Earnings per share was $6.01.

Revenue	3.31B
Gross Profit	3.31B
Operating Income	1.24B
Pretax Income	1.18B
Net Income	895.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.01

Balance Sheet

The company has $4.37 billion in cash and $4.58 billion in debt, with a net cash position of -$207.00 million or -$1.40 per share.

Cash & Cash Equivalents	4.37B
Total Debt	4.58B
Net Cash	-207.00M
Net Cash Per Share	-$1.40
Equity (Book Value)	7.18B
Book Value Per Share	48.18
Working Capital	-74.17B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.33%
Pretax Margin	35.46%
Profit Margin	27.13%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 3.04%.

Dividend Per Share	$1.80
Dividend Yield	3.04%
Dividend Growth (YoY)	6.02%
Years of Dividend Growth	13
Payout Ratio	29.28%
Buyback Yield	0.04%
Shareholder Yield	3.08%
Earnings Yield	10.25%
FCF Yield	n/a

Analyst Forecast

The average price target for ZION is $63.00, which is 6.55% higher than the current price. The consensus rating is "Hold".

Price Target	$63.00
Price Target Difference	6.55%
Analyst Consensus	Hold
Analyst Count	20
Revenue Growth Forecast (5Y)	3.80%
EPS Growth Forecast (5Y)	3.30%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 15, 1997. It was a forward split with a ratio of 4:1.

Last Split Date	May 15, 1997
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2