Zions Bancorporation, National Association (ZION)

Bally's Statistics

Total Valuation

ZION has a market cap or net worth of $7.69 billion. The enterprise value is $10.85 billion.

Market Cap	7.69B
Enterprise Value	10.85B

Important Dates

The last earnings date was Monday, July 21, 2025, after market close.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	May 15, 2025

Share Statistics

ZION has 147.60 million shares outstanding. The number of shares has decreased by -0.16% in one year.

Current Share Class	147.60M
Shares Outstanding	147.60M
Shares Change (YoY)	-0.16%
Shares Change (QoQ)	-0.23%
Owned by Insiders (%)	1.99%
Owned by Institutions (%)	79.85%
Float	144.54M

Valuation Ratios

The trailing PE ratio is 9.50 and the forward PE ratio is 9.23. ZION's PEG ratio is 1.45.

PE Ratio	9.50
Forward PE	9.23
PS Ratio	2.42
Forward PS	2.23
PB Ratio	1.18
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.45

Enterprise Valuation

EV / Earnings	13.43
EV / Sales	3.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.37%.

Return on Equity (ROE)	13.37%
Return on Assets (ROA)	0.96%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$327,926
Profits Per Employee	$83,480
Employee Count	9,679
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ZION has paid $254.00 million in taxes.

Income Tax	254.00M
Effective Tax Rate	23.13%

Stock Price Statistics

The stock price has increased by +0.72% in the last 52 weeks. The beta is 0.88, so ZION's price volatility has been lower than the market average.

Beta (5Y)	0.88
52-Week Price Change	+0.72%
50-Day Moving Average	51.67
200-Day Moving Average	52.46
Relative Strength Index (RSI)	39.09
Average Volume (20 Days)	1,621,426

Short Selling Information

The latest short interest is 5.86 million, so 3.97% of the outstanding shares have been sold short.

Short Interest	5.86M
Short Previous Month	5.75M
Short % of Shares Out	3.97%
Short % of Float	4.06%
Short Ratio (days to cover)	4.22

Income Statement

In the last 12 months, ZION had revenue of $3.17 billion and earned $808.00 million in profits. Earnings per share was $5.48.

Revenue	3.17B
Gross Profit	3.17B
Operating Income	1.18B
Pretax Income	843.00M
Net Income	808.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.48

Balance Sheet

The company has $3.88 billion in cash and $7.04 billion in debt, giving a net cash position of -$3.16 billion or -$21.42 per share.

Cash & Cash Equivalents	3.88B
Total Debt	7.04B
Net Cash	-3.16B
Net Cash Per Share	-$21.42
Equity (Book Value)	6.60B
Book Value Per Share	44.24
Working Capital	-75.81B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	37.05%
Pretax Margin	34.59%
Profit Margin	26.59%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 3.21%.

Dividend Per Share	$1.72
Dividend Yield	3.21%
Dividend Growth (YoY)	3.66%
Years of Dividend Growth	12
Payout Ratio	31.02%
Buyback Yield	0.16%
Shareholder Yield	3.37%
Earnings Yield	10.51%
FCF Yield	n/a

Analyst Forecast

The average price target for ZION is $59.60, which is 14.53% higher than the current price. The consensus rating is "Hold".

Price Target	$59.60
Price Target Difference	14.53%
Analyst Consensus	Hold
Analyst Count	21
Revenue Growth Forecast (5Y)	3.80%
EPS Growth Forecast (5Y)	3.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 15, 1997. It was a forward split with a ratio of 4:1.

Last Split Date	May 15, 1997
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2