Zions Bancorporation, National Association (ZION)

ZION Statistics

Total Valuation

ZION has a market cap or net worth of $7.61 billion. The enterprise value is $8.62 billion.

Market Cap	7.61B
Enterprise Value	8.62B

Important Dates

The last earnings date was Monday, October 20, 2025, after market close.

Earnings Date	Oct 20, 2025
Ex-Dividend Date	Nov 13, 2025

Share Statistics

ZION has 147.64 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class	147.64M
Shares Outstanding	147.64M
Shares Change (YoY)	-0.08%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	2.00%
Owned by Institutions (%)	79.13%
Float	144.54M

Valuation Ratios

The trailing PE ratio is 9.24 and the forward PE ratio is 8.57. ZION's PEG ratio is 1.34.

PE Ratio	9.24
Forward PE	8.57
PS Ratio	2.39
Forward PS	2.19
PB Ratio	1.13
P/TBV Ratio	1.35
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.34

Enterprise Valuation

EV / Earnings	10.44
EV / Sales	2.69
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.86%.

Return on Equity (ROE)	12.86%
Return on Assets (ROA)	0.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$340,953
Profits Per Employee	$87,710
Employee Count	9,406
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ZION has paid $254.00 million in taxes.

Income Tax	254.00M
Effective Tax Rate	22.97%

Stock Price Statistics

The stock price has decreased by -1.55% in the last 52 weeks. The beta is 0.91, so ZION's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	-1.55%
50-Day Moving Average	55.56
200-Day Moving Average	52.17
Relative Strength Index (RSI)	44.86
Average Volume (20 Days)	2,798,369

Short Selling Information

The latest short interest is 6.96 million, so 4.72% of the outstanding shares have been sold short.

Short Interest	6.96M
Short Previous Month	5.92M
Short % of Shares Out	4.72%
Short % of Float	4.82%
Short Ratio (days to cover)	4.65

Income Statement

In the last 12 months, ZION had revenue of $3.21 billion and earned $825.00 million in profits. Earnings per share was $5.59.

Revenue	3.21B
Gross Profit	3.21B
Operating Income	1.18B
Pretax Income	1.11B
Net Income	825.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.59

Balance Sheet

The company has $4.31 billion in cash and $5.23 billion in debt, giving a net cash position of -$922.00 million or -$6.24 per share.

Cash & Cash Equivalents	4.31B
Total Debt	5.23B
Net Cash	-922.00M
Net Cash Per Share	-$6.24
Equity (Book Value)	6.87B
Book Value Per Share	46.05
Working Capital	-74.11B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.83%
Pretax Margin	34.49%
Profit Margin	26.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 3.49%.

Dividend Per Share	$1.80
Dividend Yield	3.49%
Dividend Growth (YoY)	6.02%
Years of Dividend Growth	12
Payout Ratio	31.49%
Buyback Yield	0.08%
Shareholder Yield	3.54%
Earnings Yield	10.72%
FCF Yield	n/a

Analyst Forecast

The average price target for ZION is $61.33, which is 18.97% higher than the current price. The consensus rating is "Hold".

Price Target	$61.33
Price Target Difference	18.97%
Analyst Consensus	Hold
Analyst Count	21
Revenue Growth Forecast (5Y)	3.80%
EPS Growth Forecast (5Y)	3.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 15, 1997. It was a forward split with a ratio of 4:1.

Last Split Date	May 15, 1997
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2