Zions Bancorporation, National Association (ZION)

ZION Statistics

Total Valuation

ZION has a market cap or net worth of $7.24 billion. The enterprise value is $7.99 billion.

Market Cap	7.24B
Enterprise Value	7.99B

Important Dates

The last earnings date was Monday, April 21, 2025, after market close.

Earnings Date	Apr 21, 2025
Ex-Dividend Date	May 15, 2025

Share Statistics

ZION has 147.57 million shares outstanding. The number of shares has decreased by -0.24% in one year.

Current Share Class	147.57M
Shares Outstanding	147.57M
Shares Change (YoY)	-0.24%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	2.05%
Owned by Institutions (%)	77.19%
Float	144.42M

Valuation Ratios

The trailing PE ratio is 9.58 and the forward PE ratio is 9.36. ZION's PEG ratio is 1.62.

PE Ratio	9.58
Forward PE	9.36
PS Ratio	2.33
Forward PS	2.13
PB Ratio	1.16
P/TBV Ratio	1.40
P/FCF Ratio	7.45
P/OCF Ratio	6.79
PEG Ratio	1.62

Enterprise Valuation

EV / Earnings	10.58
EV / Sales	2.57
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	8.22

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.18%.

Return on Equity (ROE)	13.18%
Return on Assets (ROA)	0.92%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$320,901
Profits Per Employee	$78,004
Employee Count	9,679
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ZION has paid $247.00 million in taxes.

Income Tax	247.00M
Effective Tax Rate	23.57%

Stock Price Statistics

The stock price has increased by +10.12% in the last 52 weeks. The beta is 0.86, so ZION's price volatility has been lower than the market average.

Beta (5Y)	0.86
52-Week Price Change	+10.12%
50-Day Moving Average	46.75
200-Day Moving Average	51.31
Relative Strength Index (RSI)	60.23
Average Volume (20 Days)	1,787,310

Short Selling Information

The latest short interest is 4.93 million, so 3.34% of the outstanding shares have been sold short.

Short Interest	4.93M
Short Previous Month	4.27M
Short % of Shares Out	3.34%
Short % of Float	3.41%
Short Ratio (days to cover)	2.23

Income Statement

In the last 12 months, ZION had revenue of $3.11 billion and earned $755.00 million in profits. Earnings per share was $5.12.

Revenue	3.11B
Gross Profit	3.11B
Operating Income	1.13B
Pretax Income	843.00M
Net Income	755.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.12

Balance Sheet

The company has $4.22 billion in cash and $4.97 billion in debt, giving a net cash position of -$750.00 million or -$5.08 per share.

Cash & Cash Equivalents	4.22B
Total Debt	4.97B
Net Cash	-750.00M
Net Cash Per Share	-$5.08
Equity (Book Value)	6.33B
Book Value Per Share	42.43
Working Capital	-74.82B

Cash Flow

In the last 12 months, operating cash flow was $1.07 billion and capital expenditures -$94.00 million, giving a free cash flow of $972.00 million.

Operating Cash Flow	1.07B
Capital Expenditures	-94.00M
Free Cash Flow	972.00M
FCF Per Share	$6.59

Margins

Gross Margin	n/a
Operating Margin	36.25%
Pretax Margin	33.74%
Profit Margin	25.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.29%

Dividends & Yields

This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 3.51%.

Dividend Per Share	$1.72
Dividend Yield	3.51%
Dividend Growth (YoY)	3.66%
Years of Dividend Growth	10
Payout Ratio	33.59%
Buyback Yield	0.24%
Shareholder Yield	3.75%
Earnings Yield	10.43%
FCF Yield	13.43%

Analyst Forecast

The average price target for ZION is $58.00, which is 18.22% higher than the current price. The consensus rating is "Hold".

Price Target	$58.00
Price Target Difference	18.22%
Analyst Consensus	Hold
Analyst Count	20
Revenue Growth Forecast (5Y)	4.29%
EPS Growth Forecast (5Y)	5.32%

Stock Splits

The last stock split was on May 15, 1997. It was a forward split with a ratio of 4:1.

Last Split Date	May 15, 1997
Split Type	Forward
Split Ratio	4:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4