ASE:AJIB Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	132.88	138.73	141.71	125.48	99.88	86.52
Interest Income on Investments	0.98	1.7	0.87	0.82	0.45	0.23
Total Interest Income	133.87	140.43	142.58	126.29	100.33	86.75
Interest Paid on Deposits	77.48	82.09	88.6	71.67	46.17	36.98
Net Interest Income	56.39	58.34	53.99	54.63	54.16	49.76
Net Interest Income Growth	-0.15%	8.06%	-1.18%	0.86%	8.83%	-2.27%
Gain (Loss) on Sale of Assets	-0.09	-0.09	0.06	0.28	0.01	0
Gain (Loss) on Sale of Investments	-	-	-	0.05	-0.34	0.25
Other Non-Interest Income	18.26	19.32	16.98	17.13	12.73	11.58
Total Non-Interest Income	18.17	19.23	17.04	17.46	12.41	11.83
Non-Interest Income Growth	14.86%	12.91%	-2.44%	40.74%	4.88%	-1.27%
Revenues Before Loan Losses	74.56	77.57	71.02	72.09	66.57	61.59
Provision for Loan Losses	3.32	6.36	4.56	9.83	2.53	1.19
Revenue	71.25	71.22	66.46	62.26	64.04	60.41
Revenue Growth	6.43%	7.15%	6.75%	-2.78%	6.00%	21.14%
Salaries and Employee Benefits	21.05	20.84	19.95	19.01	17.13	15.38
Occupancy Expenses	6.95	6.97	7.28	6.5	4.54	4.34
Selling, General & Administrative	3.84	3.84	3.51	3.36	3.06	2.68
Other Non-Interest Expense	13.38	14.25	12.87	13.51	11.15	9.9
Total Non-Interest Expense	45.53	45.49	42.43	41.41	35.17	31.9
EBT Excluding Unusual Items	25.71	25.72	24.03	20.85	28.86	28.51
Other Unusual Items	-	-	-	7.63	1.53	-
Pretax Income	25.71	25.72	24.03	28.48	30.4	28.51
Income Tax Expense	7.67	7.72	6.32	8.29	10.92	10.34
Earnings From Continuing Operations	18.05	18	17.71	20.19	19.48	18.16
Minority Interest in Earnings	-1.81	-1.82	-1.72	-1.61	-1.42	-1.07
Net Income	16.24	16.18	15.99	18.58	18.06	17.09
Net Income to Common	16.24	16.18	15.99	18.58	18.06	17.09
Net Income Growth	-1.18%	1.21%	-13.94%	2.86%	5.67%	58.03%
Basic Shares Outstanding	150	150	150	150	150	150
Diluted Shares Outstanding	150	150	150	150	150	150
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.11	0.11	0.11	0.12	0.12	0.11
EPS (Diluted)	0.11	0.11	0.11	0.12	0.12	0.11
EPS Growth	-1.52%	1.21%	-13.94%	2.86%	5.67%	58.04%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.120	0.120	0.100	0.100	0.100	0.100
Dividend Growth	20.00%	20.00%	0%	0%	0%	0%
Effective Tax Rate	29.81%	30.02%	26.31%	29.12%	35.91%	36.28%