ASE:AJIB Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	130.95	138.73	141.71	125.48	99.88	86.52
Interest Income on Investments	0.98	1.7	0.87	0.82	0.45	0.23
Total Interest Income	131.94	140.43	142.58	126.29	100.33	86.75
Interest Paid on Deposits	76.6	82.09	88.6	71.67	46.17	36.98
Net Interest Income	55.33	58.34	53.99	54.63	54.16	49.76
Net Interest Income Growth	-4.33%	8.06%	-1.18%	0.86%	8.83%	-2.27%
Gain (Loss) on Sale of Assets	-0.09	-0.09	0.06	0.28	0.01	0
Gain (Loss) on Sale of Investments	-	-	-	0.05	-0.34	0.25
Other Non-Interest Income	17.75	19.32	16.98	17.13	12.73	11.58
Total Non-Interest Income	16.52	19.23	17.04	17.46	12.41	11.83
Non-Interest Income Growth	-7.64%	12.91%	-2.44%	40.74%	4.88%	-1.27%
Revenues Before Loan Losses	71.86	77.57	71.02	72.09	66.57	61.59
Provision for Loan Losses	1.87	6.36	4.56	9.83	2.53	1.19
Revenue	69.99	71.22	66.46	62.26	64.04	60.41
Revenue Growth	0.84%	7.15%	6.75%	-2.78%	6.00%	21.14%
Salaries and Employee Benefits	20.66	20.84	19.95	19.01	17.13	15.38
Occupancy Expenses	6.95	6.97	7.28	6.5	4.54	4.34
Selling, General & Administrative	3.84	3.84	3.51	3.36	3.06	2.68
Other Non-Interest Expense	13.94	14.25	12.87	13.51	11.15	9.9
Total Non-Interest Expense	44.99	45.49	42.43	41.41	35.17	31.9
EBT Excluding Unusual Items	25	25.72	24.03	20.85	28.86	28.51
Other Unusual Items	-	-	-	7.63	1.53	-
Pretax Income	25	25.72	24.03	28.48	30.4	28.51
Income Tax Expense	6.86	7.72	6.32	8.29	10.92	10.34
Earnings From Continuing Operations	18.14	18	17.71	20.19	19.48	18.16
Minority Interest in Earnings	-1.81	-1.82	-1.72	-1.61	-1.42	-1.07
Net Income	16.33	16.18	15.99	18.58	18.06	17.09
Net Income to Common	16.33	16.18	15.99	18.58	18.06	17.09
Net Income Growth	-3.91%	1.21%	-13.94%	2.86%	5.67%	58.03%
Basic Shares Outstanding	150	150	150	150	150	150
Diluted Shares Outstanding	150	150	150	150	150	150
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.11	0.11	0.11	0.12	0.12	0.11
EPS (Diluted)	0.11	0.11	0.11	0.12	0.12	0.11
EPS Growth	-3.91%	1.21%	-13.94%	2.86%	5.67%	58.04%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.120	0.120	0.100	0.100	0.100	0.100
Dividend Growth	20.00%	20.00%	0%	0%	0%	0%
Effective Tax Rate	27.45%	30.02%	26.31%	29.12%	35.91%	36.28%