Safwa Islamic Bank (ASE:SIBK)

Safwa Islamic Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	131.48	111.95	94.55	88.06	71.47	58.75
Interest Paid on Deposits	154.86	125.02	110.06	94.23	63.21	45.66
Net Interest Income	-23.38	-13.07	-15.51	-6.17	8.26	13.1
Net Interest Income Growth	-	-	-	-	-36.94%	36.97%
Gain (Loss) on Sale of Assets	1.58	1.58	0.59	0.08	-0	0.01
Gain (Loss) on Sale of Investments	45.65	38.97	27.21	15.12	9.39	5.86
Gain (Loss) on Sale of Equity Investments	0.02	0.01	-0.02	0	0.01	0
Other Non-Interest Income	103.32	92.67	93.71	71.06	48.31	39.73
Total Non-Interest Income	150.57	133.22	121.49	86.27	57.7	45.6
Non-Interest Income Growth	12.92%	9.66%	40.83%	49.50%	26.54%	6.55%
Revenues Before Loan Losses	127.19	120.15	105.98	80.1	65.96	58.7
Provision for Loan Losses	19.1	28.36	32.98	15.91	12.03	9.52
Revenue	108.08	91.79	73	64.19	53.93	49.18
Revenue Growth	23.67%	25.75%	13.72%	19.02%	9.67%	16.22%
Salaries and Employee Benefits	25.24	23.46	19.47	16.96	15.38	14.4
Occupancy Expenses	5.86	5.31	4.98	4.89	5.24	5.07
Federal Deposit Insurance	6.81	5.95	5.01	4.47	-	-
Selling, General & Administrative	2.62	2.7	2.82	1.77	1.57	1.62
Other Non-Interest Expense	13	10.45	7.93	7.79	7.32	5.27
Total Non-Interest Expense	53.53	47.86	40.21	35.87	29.51	26.36
EBT Excluding Unusual Items	54.55	43.93	32.79	28.32	24.42	22.82
Pretax Income	54.55	43.93	32.79	28.32	24.42	22.82
Income Tax Expense	19.26	17.21	12.56	10.81	9.31	8.76
Net Income	35.29	26.71	20.22	17.51	15.11	14.06
Net Income to Common	35.29	26.71	20.22	17.51	15.11	14.06
Net Income Growth	39.37%	32.09%	15.50%	15.87%	7.48%	38.29%
Basic Shares Outstanding	180	180	180	180	180	180
Diluted Shares Outstanding	180	180	180	180	180	180
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.20	0.15	0.11	0.10	0.08	0.08
EPS (Diluted)	0.20	0.15	0.11	0.10	0.08	0.08
EPS Growth	39.37%	32.09%	15.50%	15.87%	7.48%	38.29%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	-	-	-	-	-	0.033
Dividend Growth	-	-	-	-	-	0%
Effective Tax Rate	35.31%	39.19%	38.32%	38.18%	38.12%	38.38%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 9, 2026

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