The Housing Bank for Trade and Finance (ASE:THBK)
Jordan · Delayed Price · Currency is JOD 4.940
+0.040 (0.82%)
At close: Jun 4, 2026
ASE:THBK Income Statement
Financials in millions JOD. Fiscal year is January - December.
Millions JOD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 585.12 | 589.23 | 603.38 | 560.6 | 417.02 | 372.63 |
Interest Income on Investments | 1.96 | - | - | 0.39 | 0.2 | 0.17 |
Total Interest Income | 587.08 | 589.23 | 603.38 | 560.99 | 417.22 | 372.8 |
Interest Paid on Deposits | 210.55 | 213.52 | 223.94 | 184.04 | 97.98 | 72.47 |
Net Interest Income | 376.53 | 375.7 | 379.44 | 376.95 | 319.24 | 300.33 |
Net Interest Income Growth (YoY) | -0.92% | -0.98% | 0.66% | 18.08% | 6.30% | -1.44% |
Gain (Loss) on Sale of Investments | 1.32 | 1.34 | 0.97 | 1.62 | -1.97 | -1.44 |
Other Non-Interest Income | 70.8 | 67.66 | 64.34 | 59.44 | 60.7 | 56.13 |
Total Non-Interest Income | 72.12 | 69 | 65.31 | 61.07 | 58.73 | 54.69 |
Non-Interest Income Growth (YoY) | 8.72% | 5.66% | 6.95% | 3.98% | 7.38% | -8.19% |
Revenues Before Loan Losses | 448.66 | 444.71 | 444.75 | 438.02 | 377.96 | 355.01 |
Provision for Loan Losses | 3.53 | 2.13 | 18.94 | 35.67 | 6.36 | 50.07 |
| 445.12 | 442.58 | 425.8 | 402.35 | 371.61 | 304.95 | |
Revenue Growth (YoY) | 3.33% | 3.94% | 5.83% | 8.27% | 21.86% | 26.15% |
Salaries and Employee Benefits | 100.99 | 100.28 | 99.93 | 95.86 | 86.34 | 76.06 |
Occupancy Expenses | 28.12 | 28.59 | 27.69 | 25.86 | 24.5 | 24.97 |
Selling, General & Administrative | 4.84 | 4.84 | 4.51 | 5.03 | 4.21 | 3.07 |
Other Non-Interest Expense | 66.62 | 64.03 | 57.88 | 58.19 | 59 | 37.74 |
Total Non-Interest Expense | 200.57 | 197.74 | 190.01 | 184.94 | 174.04 | 141.84 |
EBT Excluding Unusual Items | 244.55 | 244.84 | 235.8 | 217.4 | 197.56 | 163.1 |
Pretax Income | 244.55 | 244.84 | 235.8 | 217.4 | 197.56 | 163.1 |
Income Tax Expense | 84.43 | 87.1 | 85.52 | 76.63 | 65.18 | 53 |
Earnings From Continuing Operations | 160.12 | 157.74 | 150.27 | 140.77 | 132.38 | 110.1 |
Minority Interest in Earnings | -3.04 | -2.87 | -2.82 | -4.04 | -2.88 | -4.48 |
Net Income | 157.08 | 154.87 | 147.45 | 136.73 | 129.5 | 105.62 |
Net Income to Common | 157.08 | 154.87 | 147.45 | 136.73 | 129.5 | 105.62 |
Net Income Growth | 4.97% | 5.03% | 7.84% | 5.58% | 22.61% | 188.47% |
Basic Shares Outstanding | 315 | 315 | 315 | 315 | 315 | 315 |
Diluted Shares Outstanding | 315 | 315 | 315 | 315 | 315 | 315 |
EPS (Basic) | 0.50 | 0.49 | 0.47 | 0.43 | 0.41 | 0.34 |
EPS (Diluted) | 0.50 | 0.49 | 0.47 | 0.43 | 0.41 | 0.34 |
EPS Growth | 4.97% | 5.03% | 7.84% | 5.58% | 22.61% | 188.47% |
Dividend Per Share | 0.300 | 0.300 | 0.300 | 0.250 | 0.250 | 0.200 |
Dividend Growth | - | - | 20.00% | - | 25.00% | 66.67% |
Effective Tax Rate | 34.52% | 35.57% | 36.27% | 35.25% | 32.99% | 32.50% |