The Housing Bank for Trade and Finance (ASE:THBK)

ASE:THBK Statistics

Total Valuation

ASE:THBK has a market cap or net worth of JOD 1.50 billion.

Market Cap	1.50B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	Apr 26, 2026

Share Statistics

ASE:THBK has 315.00 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class	315.00M
Shares Outstanding	315.00M
Shares Change (YoY)	-0.08%
Shares Change (QoQ)	+0.33%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	21.87%
Float	86.31M

Valuation Ratios

The trailing PE ratio is 9.53.

PE Ratio	9.53
Forward PE	n/a
PS Ratio	3.36
PB Ratio	0.98
P/TBV Ratio	1.03
P/FCF Ratio	17.03
P/OCF Ratio	14.49
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.95
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.76%.

Return on Equity (ROE)	10.76%
Return on Assets (ROA)	1.69%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.25%
Revenue Per Employee	113,755
Profits Per Employee	40,144
Employee Count	3,913
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:THBK has paid 84.43 million in taxes.

Income Tax	84.43M
Effective Tax Rate	34.52%

Stock Price Statistics

The stock price has increased by +23.38% in the last 52 weeks. The beta is 0.22, so ASE:THBK's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+23.38%
50-Day Moving Average	4.55
200-Day Moving Average	4.27
Relative Strength Index (RSI)	55.78
Average Volume (20 Days)	8,694

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:THBK had revenue of JOD 445.12 million and earned 157.08 million in profits. Earnings per share was 0.50.

Revenue	445.12M
Gross Profit	445.12M
Operating Income	244.55M
Pretax Income	244.55M
Net Income	157.08M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.50

Balance Sheet

The company has 647.13 million in cash and 435.18 million in debt, with a net cash position of 211.95 million or 0.67 per share.

Cash & Cash Equivalents	647.13M
Total Debt	435.18M
Net Cash	211.95M
Net Cash Per Share	0.67
Equity (Book Value)	1.53B
Book Value Per Share	4.65
Working Capital	-5.94B

Cash Flow

In the last 12 months, operating cash flow was 103.25 million and capital expenditures -15.40 million, giving a free cash flow of 87.85 million.

Operating Cash Flow	103.25M
Capital Expenditures	-15.40M
Depreciation & Amortization	n/a
Net Borrowing	130.67M
Free Cash Flow	87.85M
FCF Per Share	0.28

Margins

Gross Margin	n/a
Operating Margin	54.94%
Pretax Margin	54.94%
Profit Margin	35.29%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.74%

Dividends & Yields

This stock pays an annual dividend of 0.30, which amounts to a dividend yield of 6.32%.

Dividend Per Share	0.30
Dividend Yield	6.32%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	57.29%
Buyback Yield	0.08%
Shareholder Yield	6.44%
Earnings Yield	10.50%
FCF Yield	5.87%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 22, 2017. It was a forward split with a ratio of 1.25.

Last Split Date	May 22, 2017
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	3