The Housing Bank for Trade and Finance (ASE:THBK)

ASE:THBK Ratios and Metrics

Market cap in millions JOD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	1,496	1,395	1,052	1,175	1,150	1,166
Market Cap Growth	28.03%	32.63%	-10.46%	2.19%	-1.35%	23.33%
Last Close Price	4.75	4.15	2.87	3.00	2.73	2.61
PE Ratio	9.53	9.01	7.14	8.59	8.88	11.04
PS Ratio	3.36	3.15	2.47	2.92	3.09	3.82
PB Ratio	0.98	0.94	0.75	0.89	0.91	0.96
P/FCF Ratio	17.03	5.95	25.01	32.66	-	4.18
P/OCF Ratio	14.49	5.61	18.25	23.89	-	4.06
Debt / Equity Ratio	0.28	0.23	0.23	0.24	0.34	0.32
Debt / FCF Ratio	4.95	1.47	7.63	8.91	-	1.39
Net Debt / Equity Ratio	-0.29	-0.38	-0.44	-0.28	-0.38	-0.73
Net Debt / FCF Ratio	-5.02	-2.44	-14.65	-10.32	2.14	-3.17
Return on Equity (ROE)	10.76%	10.91%	11.00%	10.88%	10.69%	9.26%
Return on Assets (ROA)	1.69%	1.69%	1.68%	1.64%	1.58%	1.33%
Earnings Yield	10.50%	11.10%	14.02%	11.64%	11.26%	9.06%
FCF Yield	5.87%	16.80%	4.00%	3.06%	-19.49%	23.93%
Dividend Yield	6.32%	7.22%	10.44%	8.34%	9.17%	7.65%
Payout Ratio	57.29%	58.11%	50.93%	54.86%	46.35%	34.05%
Total Shareholder Return	6.44%	7.22%	10.44%	8.34%	9.17%	7.65%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.