The Housing Bank for Trade and Finance (ASE:THBK)
Jordan · Delayed Price · Currency is JOD 5.00
-0.10 (-1.96%)
At close: Nov 12, 2026
ASE:THBK Cash Flow Statement
Financials in millions JOD. Fiscal year is January - December.
Millions JOD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 156.87 | 154.87 | 147.45 | 136.73 | 129.5 | 105.62 |
Depreciation & Amortization | 20.31 | 21.39 | 20.06 | 19.19 | 18.3 | 18.91 |
Other Amortization | 7.2 | 7.2 | 7.63 | 6.68 | 6.2 | 6.07 |
Gain (Loss) on Sale of Investments | -2.34 | -3.77 | -2.53 | -2.77 | -4.73 | -1.73 |
Provision for Credit Losses | 8.05 | 2.13 | 18.17 | 33.87 | 8.76 | 51.84 |
Change in Trading Asset Securities | -0.49 | 0.13 | 0.12 | 0.16 | -0.12 | 0.01 |
Change in Other Net Operating Assets | -206.42 | 84.67 | -134.75 | -169.16 | -382.51 | 124 |
Other Operating Activities | -0.42 | -18.07 | 1.52 | 24.49 | 12.85 | -17.9 |
Operating Cash Flow | -17.26 | 248.56 | 57.66 | 49.19 | -211.75 | 286.82 |
Operating Cash Flow Growth | - | 331.07% | 17.23% | - | - | 2385.38% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -20.83 | -14.07 | -15.58 | -13.21 | -12.39 | -7.94 |
Sale of Property, Plant and Equipment | 1.03 | 1.4 | 0.76 | 0.17 | 0.04 | 0.12 |
Investment in Securities | 68.85 | -193.39 | -154.13 | -205.67 | -251.94 | -173.2 |
Purchase / Sale of Intangibles | -3.55 | -5.48 | -6.34 | -7.32 | -7.85 | -7 |
Other Investing Activities | 2.35 | 0.33 | 0.29 | 0.39 | 0.2 | 0.17 |
Investing Cash Flow | 47.84 | -211.21 | -175 | -225.63 | -271.94 | -187.85 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 165.11 | 173.18 | 139.74 | 189.94 | 135.59 |
Long-Term Debt Repaid | - | -143.51 | -179.02 | -246.74 | -158.14 | -93.44 |
Lease Payments | -6.32 | -5.23 | -6.28 | -5.3 | -4.71 | -5.54 |
Net Debt Issued (Repaid) | 112.32 | 21.6 | -5.84 | -106.99 | 31.8 | 42.15 |
Common Dividends Paid | -89.99 | -90 | -75.1 | -75.02 | -60.02 | -35.96 |
Net Increase (Decrease) in Deposit Accounts | 10.42 | -114.86 | 278.24 | 311.12 | 152.58 | -205.92 |
Other Financing Activities | -3.32 | -2.77 | -1.27 | -3.31 | -3.62 | -1.19 |
Financing Cash Flow | 29.43 | -186.03 | 196.03 | 125.8 | 120.75 | -200.92 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -0.5 | 11.93 | -13.38 | -6.7 | 11.66 | -15.74 |
Net Cash Flow | 59.52 | -136.76 | 65.32 | -57.35 | -351.27 | -117.7 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -38.09 | 234.48 | 42.08 | 35.97 | -224.13 | 278.88 |
Free Cash Flow Growth | - | 457.28% | 16.96% | - | - | 7475.82% |
Free Cash Flow Margin | -8.56% | 52.98% | 9.88% | 8.94% | -60.31% | 91.45% |
Free Cash Flow Per Share | -0.12 | 0.74 | 0.13 | 0.11 | -0.71 | 0.89 |
Free Cash Flow After Leases | -44.4 | 229.25 | 35.79 | 30.67 | -228.84 | 273.34 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 72.22 | 82.53 | 81.14 | 68.81 | 66.24 | 61.42 |