The Housing Bank for Trade and Finance (ASE:THBK)

ASE:THBK Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	536.67	877.67	641.58	836.1	1,215	1,268
Investment Securities	3,126	3,046	2,867	2,657	2,419	2,259
Trading Asset Securities	5.62	6.06	5.38	8.08	5.4	4.71
Total Investments	3,132	3,052	2,872	2,665	2,425	2,264
Gross Loans	5,328	5,104	5,081	4,846	4,533	4,654
Allowance for Loan Losses	-435.77	-438.56	-450.9	-432.2	-453.47	-431.23
Other Adjustments to Gross Loans	-142.85	-151.54	-156.15	-142.7	-132.85	-115.11
Net Loans	4,750	4,514	4,474	4,271	3,947	4,107
Property, Plant & Equipment	181.07	181.26	180.55	178.78	190.44	199.18
Goodwill	-	0.36	0.36	0.36	0.36	0.36
Other Intangible Assets	20.14	20.57	21.86	21.22	19.57	18.64
Accrued Interest Receivable	53.79	45.34	40.64	35.14	31.05	29.82
Other Receivables	20.18	10.42	10.9	18.41	11.36	14.98
Restricted Cash	250.85	237.28	235.16	216.54	202.35	218.83
Other Current Assets	19.32	7.49	5.51	4.54	3.9	2.99
Long-Term Deferred Tax Assets	112.1	117.03	125.04	128.59	122.2	105.24
Other Real Estate Owned & Foreclosed	151	149.9	58.14	63.18	64.49	66.13
Other Long-Term Assets	20.79	13.71	10.99	19.96	12.75	10.76
Total Assets	9,247	9,227	8,677	8,459	8,245	8,306
Accounts Payable	6.83	6.53	2.74	5.83	5.18	5.13
Accrued Expenses	19.95	27.5	24.19	30.49	20.96	18.83
Interest Bearing Deposits	5,466	5,315	4,905	4,598	4,615	4,546
Non-Interest Bearing Deposits	1,354	1,498	1,462	1,590	1,443	1,724
Total Deposits	6,821	6,813	6,367	6,188	6,058	6,270
Short-Term Borrowings	0.4	0.16	2.33	2.05	0.61	2.55
Current Portion of Long-Term Debt	-	138.83	165.3	171.15	169.33	147.77
Current Portion of Leases	-	2.14	5.06	2.6	2.07	2.31
Current Income Taxes Payable	48.36	57.01	61.68	53.42	55.82	39.61
Accrued Interest Payable	36.71	37.2	38.11	22.06	9.76	12.66
Other Current Liabilities	34.06	225.12	222.91	212.02	199.58	176.24
Long-Term Debt	274.59	158.7	131.78	227.63	192.93	166.8
Long-Term Leases	21.83	21.02	16.01	18.51	21.61	22.06
Long-Term Unearned Revenue	4.76	4.07	4.97	5.06	3.69	2.01
Pension & Post-Retirement Benefits	-	13.22	11.56	10.07	7.35	6.44
Long-Term Deferred Tax Liabilities	10.83	9.57	5.24	3.9	6.85	8.98
Other Long-Term Liabilities	520.02	307.18	289.45	243.88	274.92	262.61
Total Liabilities	7,799	7,823	7,349	7,200	7,028	7,144
Common Stock	315	315	315	315	315	315
Additional Paid-In Capital	328.15	328.15	328.15	328.15	328.15	328.15
Retained Earnings	869.22	829.71	761.01	703.14	636.64	568.82
Comprehensive Income & Other	-124.68	-128.44	-134.75	-145.4	-124.67	-111.17
Total Common Equity	1,388	1,344	1,269	1,201	1,155	1,101
Minority Interest	60.81	59.31	58.45	58.17	61.68	61.06
Shareholders' Equity	1,448	1,404	1,328	1,259	1,217	1,162
Total Liabilities & Equity	9,247	9,227	8,677	8,459	8,245	8,306
Total Debt	296.82	320.85	320.49	421.94	386.56	341.5
Net Cash (Debt)	291.52	616.36	371.22	478.88	884.87	984.47
Net Cash Growth	-3.97%	66.04%	-22.48%	-45.88%	-10.12%	-10.48%
Net Cash Per Share	0.93	1.96	1.18	1.52	2.81	3.13
Filing Date Shares Outstanding	315	315	315	315	315	315
Total Common Shares Outstanding	315	315	315	315	315	315
Book Value Per Share	4.41	4.27	4.03	3.81	3.67	3.49
Tangible Book Value	1,368	1,323	1,247	1,179	1,135	1,082
Tangible Book Value Per Share	4.34	4.20	3.96	3.74	3.60	3.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.