The Housing Bank for Trade and Finance (ASE:THBK)

ASE:THBK Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	877.67	641.58	836.1	1,215	1,268
Investment Securities	3,046	2,867	2,657	2,419	2,259
Trading Asset Securities	6.06	5.38	8.08	5.4	4.71
Total Investments	3,052	2,872	2,665	2,425	2,264
Gross Loans	5,104	5,081	4,846	4,533	4,654
Allowance for Loan Losses	-438.56	-450.9	-432.2	-453.47	-431.23
Other Adjustments to Gross Loans	-151.54	-156.15	-142.7	-132.85	-115.11
Net Loans	4,514	4,474	4,271	3,947	4,107
Property, Plant & Equipment	181.26	180.55	178.78	190.44	199.18
Goodwill	0.36	0.36	0.36	0.36	0.36
Other Intangible Assets	20.57	21.86	21.22	19.57	18.64
Accrued Interest Receivable	45.34	40.64	35.14	31.05	29.82
Other Receivables	10.42	10.9	18.41	11.36	14.98
Restricted Cash	237.28	235.16	216.54	202.35	218.83
Other Current Assets	7.49	5.51	4.54	3.9	2.99
Long-Term Deferred Tax Assets	117.03	125.04	128.59	122.2	105.24
Other Real Estate Owned & Foreclosed	149.9	58.14	63.18	64.49	66.13
Other Long-Term Assets	13.71	10.99	19.96	12.75	10.76
Total Assets	9,227	8,677	8,459	8,245	8,306
Accounts Payable	6.53	2.74	5.83	5.18	5.13
Accrued Expenses	27.5	24.19	30.49	20.96	18.83
Interest Bearing Deposits	5,315	4,905	4,598	4,615	4,546
Non-Interest Bearing Deposits	1,498	1,462	1,590	1,443	1,724
Total Deposits	6,813	6,367	6,188	6,058	6,270
Short-Term Borrowings	0.16	2.33	2.05	0.61	2.55
Current Portion of Long-Term Debt	138.83	165.3	171.15	169.33	147.77
Current Portion of Leases	2.14	5.06	2.6	2.07	2.31
Current Income Taxes Payable	57.01	61.68	53.42	55.82	39.61
Accrued Interest Payable	37.2	38.11	22.06	9.76	12.66
Other Current Liabilities	225.12	222.91	212.02	199.58	176.24
Long-Term Debt	158.7	131.78	227.63	192.93	166.8
Long-Term Leases	21.02	16.01	18.51	21.61	22.06
Long-Term Unearned Revenue	4.07	4.97	5.06	3.69	2.01
Pension & Post-Retirement Benefits	13.22	11.56	10.07	7.35	6.44
Long-Term Deferred Tax Liabilities	9.57	5.24	3.9	6.85	8.98
Other Long-Term Liabilities	307.18	289.45	243.88	274.92	262.61
Total Liabilities	7,823	7,349	7,200	7,028	7,144
Common Stock	315	315	315	315	315
Additional Paid-In Capital	328.15	328.15	328.15	328.15	328.15
Retained Earnings	829.71	761.01	703.14	636.64	568.82
Comprehensive Income & Other	-128.44	-134.75	-145.4	-124.67	-111.17
Total Common Equity	1,344	1,269	1,201	1,155	1,101
Minority Interest	59.31	58.45	58.17	61.68	61.06
Shareholders' Equity	1,404	1,328	1,259	1,217	1,162
Total Liabilities & Equity	9,227	8,677	8,459	8,245	8,306
Total Debt	320.85	320.49	421.94	386.56	341.5
Net Cash (Debt)	616.36	371.22	478.88	884.87	984.47
Net Cash Growth	66.04%	-22.48%	-45.88%	-10.12%	-10.48%
Net Cash Per Share	1.96	1.18	1.52	2.81	3.13
Filing Date Shares Outstanding	315	315	315	315	315
Total Common Shares Outstanding	315	315	315	315	315
Book Value Per Share	4.27	4.03	3.81	3.67	3.49
Tangible Book Value	1,323	1,247	1,179	1,135	1,082
Tangible Book Value Per Share	4.20	3.96	3.74	3.60	3.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.