The Housing Bank for Trade and Finance (ASE:THBK)

ASE:THBK Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	616.29	877.67	641.58	836.1	1,215	1,268
Investment Securities	3,083	3,046	2,867	2,657	2,419	2,259
Trading Asset Securities	4.94	6.06	5.38	8.08	5.4	4.71
Total Investments	3,087	3,052	2,872	2,665	2,425	2,264
Gross Loans	5,329	5,104	5,081	4,846	4,533	4,654
Allowance for Loan Losses	-421.86	-438.56	-450.9	-432.2	-453.47	-431.23
Other Adjustments to Gross Loans	-128.47	-151.54	-156.15	-142.7	-132.85	-115.11
Net Loans	4,779	4,514	4,474	4,271	3,947	4,107
Property, Plant & Equipment	178.76	181.26	180.55	178.78	190.44	199.18
Goodwill	-	0.36	0.36	0.36	0.36	0.36
Other Intangible Assets	19.81	20.57	21.86	21.22	19.57	18.64
Accrued Interest Receivable	51.39	45.34	40.64	35.14	31.05	29.82
Other Receivables	12.36	10.42	10.9	18.41	11.36	14.98
Restricted Cash	247.4	237.28	235.16	216.54	202.35	218.83
Other Current Assets	17.36	7.49	5.51	4.54	3.9	2.99
Long-Term Deferred Tax Assets	103.58	117.03	125.04	128.59	122.2	105.24
Other Real Estate Owned & Foreclosed	156.32	149.9	58.14	63.18	64.49	66.13
Other Long-Term Assets	13.46	13.71	10.99	19.96	12.75	10.76
Total Assets	9,283	9,227	8,677	8,459	8,245	8,306
Accounts Payable	4.27	6.53	2.74	5.83	5.18	5.13
Accrued Expenses	22.13	27.5	24.19	30.49	20.96	18.83
Interest Bearing Deposits	5,461	5,315	4,905	4,598	4,615	4,546
Non-Interest Bearing Deposits	1,400	1,498	1,462	1,590	1,443	1,724
Total Deposits	6,860	6,813	6,367	6,188	6,058	6,270
Short-Term Borrowings	5.46	0.16	2.33	2.05	0.61	2.55
Current Portion of Long-Term Debt	-	138.83	165.3	171.15	169.33	147.77
Current Portion of Leases	-	2.14	5.06	2.6	2.07	2.31
Current Income Taxes Payable	25.02	57.01	61.68	53.42	55.82	39.61
Accrued Interest Payable	31.14	37.2	38.11	22.06	9.76	12.66
Other Current Liabilities	36.45	225.12	222.91	212.02	199.58	176.24
Long-Term Debt	294.35	158.7	131.78	227.63	192.93	166.8
Long-Term Leases	21.4	21.02	16.01	18.51	21.61	22.06
Long-Term Unearned Revenue	4.99	4.07	4.97	5.06	3.69	2.01
Pension & Post-Retirement Benefits	-	13.22	11.56	10.07	7.35	6.44
Long-Term Deferred Tax Liabilities	12.67	9.57	5.24	3.9	6.85	8.98
Other Long-Term Liabilities	556.01	307.18	289.45	243.88	274.92	262.61
Total Liabilities	7,874	7,823	7,349	7,200	7,028	7,144
Common Stock	315	315	315	315	315	315
Additional Paid-In Capital	328.15	328.15	328.15	328.15	328.15	328.15
Retained Earnings	814.95	829.71	761.01	703.14	636.64	568.82
Comprehensive Income & Other	-110.38	-128.44	-134.75	-145.4	-124.67	-111.17
Total Common Equity	1,348	1,344	1,269	1,201	1,155	1,101
Minority Interest	60.87	59.31	58.45	58.17	61.68	61.06
Shareholders' Equity	1,409	1,404	1,328	1,259	1,217	1,162
Total Liabilities & Equity	9,283	9,227	8,677	8,459	8,245	8,306
Total Debt	321.2	320.85	320.49	421.94	386.56	341.5
Net Cash (Debt)	320.06	616.36	371.22	478.88	884.87	984.47
Net Cash Growth	-3.70%	66.04%	-22.48%	-45.88%	-10.12%	-10.48%
Net Cash Per Share	1.02	1.96	1.18	1.52	2.81	3.13
Filing Date Shares Outstanding	315	315	315	315	315	315
Total Common Shares Outstanding	315	315	315	315	315	315
Book Value Per Share	4.28	4.27	4.03	3.81	3.67	3.49
Tangible Book Value	1,328	1,323	1,247	1,179	1,135	1,082
Tangible Book Value Per Share	4.22	4.20	3.96	3.74	3.60	3.43

Source: S&P Global Market Intelligence. Banks template. Financial Sources.