The Housing Bank for Trade and Finance (ASE:THBK)

ASE:THBK Statistics

Total Valuation

ASE:THBK has a market cap or net worth of JOD 1.29 billion.

Market Cap	1.29B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Apr 27, 2025

Share Statistics

ASE:THBK has 315.00 million shares outstanding.

Current Share Class	315.00M
Shares Outstanding	315.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	21.87%
Float	86.31M

Valuation Ratios

The trailing PE ratio is 8.71.

PE Ratio	8.71
Forward PE	n/a
PS Ratio	3.00
PB Ratio	0.89
P/TBV Ratio	0.94
P/FCF Ratio	4.47
P/OCF Ratio	4.28
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.62%.

Return on Equity (ROE)	10.62%
Return on Assets (ROA)	1.60%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	110,010
Profits Per Employee	37,875
Employee Count	3,913
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:THBK has paid 84.12 million in taxes.

Income Tax	84.12M
Effective Tax Rate	35.87%

Stock Price Statistics

The stock price has increased by +25.38% in the last 52 weeks. The beta is 0.21, so ASE:THBK's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	+25.38%
50-Day Moving Average	3.98
200-Day Moving Average	3.80
Relative Strength Index (RSI)	56.52
Average Volume (20 Days)	11,988

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:THBK had revenue of JOD 430.47 million and earned 148.20 million in profits. Earnings per share was 0.47.

Revenue	430.47M
Gross Profit	430.47M
Operating Income	234.52M
Pretax Income	234.52M
Net Income	148.20M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.47

Balance Sheet

The company has 828.72 million in cash and 356.21 million in debt, giving a net cash position of 472.51 million or 1.50 per share.

Cash & Cash Equivalents	828.72M
Total Debt	356.21M
Net Cash	472.51M
Net Cash Per Share	1.50
Equity (Book Value)	1.45B
Book Value Per Share	4.41
Working Capital	-5.81B

Cash Flow

In the last 12 months, operating cash flow was 301.66 million and capital expenditures -12.85 million, giving a free cash flow of 288.81 million.

Operating Cash Flow	301.66M
Capital Expenditures	-12.85M
Free Cash Flow	288.81M
FCF Per Share	0.92

Margins

Gross Margin	n/a
Operating Margin	54.48%
Pretax Margin	54.48%
Profit Margin	34.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	67.09%

Dividends & Yields

This stock pays an annual dividend of 0.30, which amounts to a dividend yield of 7.32%.

Dividend Per Share	0.30
Dividend Yield	7.32%
Dividend Growth (YoY)	20.00%
Years of Dividend Growth	n/a
Payout Ratio	60.73%
Buyback Yield	n/a
Shareholder Yield	7.32%
Earnings Yield	11.48%
FCF Yield	22.36%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 22, 2017. It was a forward split with a ratio of 1.25.

Last Split Date	May 22, 2017
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	4