The Housing Bank for Trade and Finance (ASE:THBK)

ASE:THBK Statistics

Total Valuation

ASE:THBK has a market cap or net worth of JOD 1.40 billion.

Market Cap	1.40B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, February 2, 2026.

Earnings Date	Feb 2, 2026
Ex-Dividend Date	Apr 26, 2026

Share Statistics

ASE:THBK has 315.00 million shares outstanding.

Current Share Class	315.00M
Shares Outstanding	315.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	21.87%
Float	86.31M

Valuation Ratios

The trailing PE ratio is 9.07.

PE Ratio	9.07
Forward PE	n/a
PS Ratio	3.17
PB Ratio	0.94
P/TBV Ratio	1.00
P/FCF Ratio	5.99
P/OCF Ratio	5.65
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.47
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.91%.

Return on Equity (ROE)	10.91%
Return on Assets (ROA)	1.69%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.36%
Revenue Per Employee	113,104
Profits Per Employee	39,579
Employee Count	3,913
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:THBK has paid 87.10 million in taxes.

Income Tax	87.10M
Effective Tax Rate	35.57%

Stock Price Statistics

The stock price has increased by +21.20% in the last 52 weeks. The beta is 0.21, so ASE:THBK's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	+21.20%
50-Day Moving Average	4.41
200-Day Moving Average	4.06
Relative Strength Index (RSI)	54.47
Average Volume (20 Days)	3,072

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:THBK had revenue of JOD 442.58 million and earned 154.87 million in profits. Earnings per share was 0.49.

Revenue	442.58M
Gross Profit	442.58M
Operating Income	244.84M
Pretax Income	244.84M
Net Income	154.87M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.49

Balance Sheet

The company has 916.76 million in cash and 344.96 million in debt, with a net cash position of 571.80 million or 1.82 per share.

Cash & Cash Equivalents	916.76M
Total Debt	344.96M
Net Cash	571.80M
Net Cash Per Share	1.82
Equity (Book Value)	1.49B
Book Value Per Share	4.53
Working Capital	-5.95B

Cash Flow

In the last 12 months, operating cash flow was 248.56 million and capital expenditures -14.07 million, giving a free cash flow of 234.48 million.

Operating Cash Flow	248.56M
Capital Expenditures	-14.07M
Free Cash Flow	234.48M
FCF Per Share	0.74

Margins

Gross Margin	n/a
Operating Margin	55.32%
Pretax Margin	55.32%
Profit Margin	34.99%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	52.98%

Dividends & Yields

This stock pays an annual dividend of 0.30, which amounts to a dividend yield of 6.73%.

Dividend Per Share	0.30
Dividend Yield	6.73%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	58.11%
Buyback Yield	n/a
Shareholder Yield	6.73%
Earnings Yield	11.02%
FCF Yield	16.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 22, 2017. It was a forward split with a ratio of 1.25.

Last Split Date	May 22, 2017
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	4