QBE Insurance Group Limited (ASX:QBE)
Australia · Delayed Price · Currency is AUD 24.73
-0.63 (-2.48%)
Jul 31, 2026, 4:10 PM AEST
QBE Insurance Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 17,704 | 17,316 | 20,826 | 18,904 | 13,408 |
Total Interest & Dividend Income | 922 | 851 | 790 | 264 | 122 |
Other Revenue | 85 | 78 | 62 | 74 | - |
| 18,711 | 18,245 | 21,678 | 19,242 | 13,530 | |
Revenue Growth | 2.55% | -15.84% | 12.66% | 42.22% | 13.37% |
Policy Benefits | 15,310 | 15,310 | 19,323 | 17,933 | 8,512 |
Policy Acquisition & Underwriting Costs | - | - | - | - | 3,865 |
Amortization of Goodwill & Intangibles | - | 4 | 11 | 16 | 19 |
Other Operating Expenses | 301 | 311 | 250 | 286 | - |
Total Operating Expenses | 15,611 | 15,625 | 19,584 | 18,235 | 12,432 |
Operating Income | 3,100 | 2,620 | 2,094 | 1,007 | 1,098 |
Interest Expense | -181 | -162 | -169 | -166 | -177 |
Earnings From Equity Investments | -5 | -6 | -2 | -7 | -7 |
Other Non Operating Income (Expenses) | -73 | -64 | -63 | -79 | -70 |
EBT Excluding Unusual Items | 2,841 | 2,388 | 1,860 | 755 | 844 |
Merger & Restructuring Charges | - | -85 | - | -106 | -72 |
Gain (Loss) on Sale of Assets | 18 | 2 | 2 | 38 | - |
Asset Writedown | -14 | -14 | -25 | -11 | -2 |
Other Unusual Items | - | - | - | - | 143 |
Pretax Income | 2,845 | 2,291 | 1,837 | 676 | 913 |
Income Tax Expense | 680 | 504 | 473 | 81 | 156 |
Earnings From Continuing Ops. | 2,165 | 1,787 | 1,364 | 595 | 757 |
Net Income to Company | 2,165 | 1,787 | 1,364 | 595 | 757 |
Minority Interest in Earnings | -8 | -8 | -9 | -8 | -7 |
Net Income | 2,157 | 1,779 | 1,355 | 587 | 750 |
Preferred Dividends & Other Adjustments | 25 | 50 | 50 | 50 | 50 |
Net Income to Common | 2,132 | 1,729 | 1,305 | 537 | 700 |
Net Income Growth | 23.31% | 32.49% | 143.02% | -23.29% | - |
Shares Outstanding (Basic) | 1,509 | 1,501 | 1,490 | 1,482 | 1,474 |
Shares Outstanding (Diluted) | 1,523 | 1,514 | 1,500 | 1,493 | 1,482 |
Shares Change | 0.59% | 0.93% | 0.47% | 0.74% | 4.29% |
EPS (Basic) | 1.41 | 1.15 | 0.88 | 0.36 | 0.47 |
EPS (Diluted) | 1.40 | 1.14 | 0.87 | 0.36 | 0.47 |
EPS Growth | 22.59% | 31.26% | 141.67% | -23.73% | - |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 4,201 | 2,548 | 1,480 | 2,800 | 2,725 |
Free Cash Flow Per Share | 2.76 | 1.68 | 0.99 | 1.88 | 1.84 |
Dividend Per Share | 0.727 | 0.538 | 0.423 | 0.265 | 0.218 |
Dividend Growth | 35.04% | 27.39% | 59.44% | 21.52% | 606.87% |
Operating Margin | 16.57% | 14.36% | 9.66% | 5.23% | 8.12% |
Profit Margin | 11.39% | 9.48% | 6.02% | 2.79% | 5.17% |
Free Cash Flow Margin | 22.45% | 13.96% | 6.83% | 14.55% | 20.14% |
EBITDA | 3,132 | 2,656 | 2,139 | 1,053 | 1,153 |
EBITDA Margin | 16.74% | 14.56% | 9.87% | 5.47% | 8.52% |
D&A For EBITDA | 32 | 36 | 45 | 46 | 55 |
EBIT | 3,100 | 2,620 | 2,094 | 1,007 | 1,098 |
EBIT Margin | 16.57% | 14.36% | 9.66% | 5.23% | 8.12% |
Effective Tax Rate | 23.90% | 22.00% | 25.75% | 11.98% | 17.09% |