CrediaBank S.A. (ATH:CREDIA)
Greece · Delayed Price · Currency is EUR | Market Cap | 2.35B +74.7% |
| Revenue (ttm) | 250.20M |
| Net Income | 22.93M |
| EPS | 0.01 |
| Shares Out | 2.00B |
| PE Ratio | 83.30 |
| Forward PE | 32.93 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 1,558,043 |
| Open | 1.196 |
| Previous Close | 1.190 |
| Day's Range | 1.174 - 1.204 |
| 52-Week Range | 0.808 - 1.722 |
| Beta | 1.55 |
| Analysts | Sell |
| Price Target | 0.98 (-16.95%) |
| Earnings Date | Aug 6, 2026 |
About CrediaBank
CrediaBank S.A. provides financial and banking services to individuals and companies in Greece. It offers saving, current, payroll, and pension accounts; time deposits; and sight and tiered interest rate sight interest-bearing accounts, as well as simple term deposits. The company also provides consumer, mortgage, ECO, business premises, working capital, and long and short-term loans. In addition, it offers life, home, car, and personal cyber investment insurance products. Further, it provides credit, debit, and prepaid cards; digital wallets; ... [Read more]
Financial Performance
Financial StatementsAnalyst Summary
According to 2 analysts, the average rating for CREDIA stock is "Sell." The 12-month stock price target is €0.98, which is a decrease of -16.95% from the latest price.
News
CrediaBank Earnings Call Transcript: Q1 2026
Record growth in loans, deposits, and profitability in Q1 2026, with strong capital from a €300M share issue. Strategic acquisitions and digital transformation are on track, while asset quality and capital ratios reached new highs.
CrediaBank Earnings release: Q1 2026
CrediaBank released its Q1 2026 earnings on May 21, 2026, summarizing the period's financial results.
CrediaBank Slides: Q1 2026
CrediaBank has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 21, 2026.
CrediaBank Transcript: CMD 2026
The group is set to double in size with the Malta acquisition, targeting strong growth in both Greece and Malta through digital transformation, SME focus, and synergy realization. Financial guidance includes mid-teen annual growth, NIM rising to 3%, and ROATE above 18% long-term.
CrediaBank Slides: FY 2026
CrediaBank has posted slides in relation to its FY 2026 quarterly earnings report, which was published on March 9, 2026.
CrediaBank Earnings Call Transcript: H2 2025
Record growth in 2025 with recurring pre-provision income up 88% and loan book up 36% year-on-year. Strategic moves include the HSBC Malta acquisition, digital transformation, and cost synergies, with CET1 at 11% and cost-to-income at a record low.
CrediaBank Annual report: H2 2025
CrediaBank has published its H2 2025 annual report on March 6, 2026.
CrediaBank Slides: H2 2025
CrediaBank has posted slides in relation to its H2 2025 quarterly earnings report, which was published on March 6, 2026.
CrediaBank Annual report: H2 2025
CrediaBank has published its H2 2025 annual report on March 6, 2026.
CrediaBank Earnings Call Transcript: Q3 2025
Record profitability and strong growth in net interest and fee income, with loan and deposit expansion outpacing the market. Integration, digital transformation, and Malta acquisition are key priorities, while capital and asset quality remain robust.
CrediaBank Slides: Q3 2025
CrediaBank has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on November 21, 2025.
CrediaBank Earnings release: Q3 2025
CrediaBank released its Q3 2025 earnings on November 21, 2025, summarizing the period's financial results.
CrediaBank Earnings Call Transcript: H1 2025
Record recurring pre-provision profit and strong net interest income growth marked H1 2025, with loan and deposit expansion outpacing the market. Operational merger and IT integration completed ahead of schedule, and CET1 ratio is expected to recover to ~11% by year-end.
CrediaBank Slides: H1 2025
CrediaBank has posted slides in relation to its H1 2025 quarterly earnings report, which was published on September 29, 2025.
CrediaBank Quarterly report: H1 2025
CrediaBank has published its H1 2025 quarterly earnings report on September 29, 2025.
CrediaBank Transcript: M&A announcement
A 70.03% stake in HSBC Malta will be acquired for €200 million, doubling group scale and expanding into a high-growth market. The deal is capital neutral, expected to close by Q4 2026, and will drive significant profit and operational synergies.
CrediaBank Slides: M&A announcement
CrediaBank has posted slides in relation to its latest quarterly earnings report, which was published on September 17, 2025.