CrediaBank S.A. (ATH:CREDIA)
Greece flag Greece · Delayed Price · Currency is EUR
1.242
+0.026 (2.14%)
Last updated: Jun 12, 2026, 2:54 PM EET

CrediaBank Statistics

Total Valuation

CrediaBank has a market cap or net worth of EUR 2.43 billion.

Market Cap2.43B
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, May 21, 2026.

Earnings Date May 21, 2026
Ex-Dividend Date n/a

Share Statistics

CrediaBank has 2.00 billion shares outstanding. The number of shares has increased by 97.83% in one year.

Current Share Class 2.00B
Shares Outstanding 2.00B
Shares Change (YoY) +97.83%
Shares Change (QoQ) +3.45%
Owned by Insiders (%) n/a
Owned by Institutions (%) 3.15%
Float 571.76M

Valuation Ratios

The trailing PE ratio is 85.84 and the forward PE ratio is 33.15.

PE Ratio 85.84
Forward PE 33.15
PS Ratio 9.70
PB Ratio 2.47
P/TBV Ratio 3.39
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.57
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 2.47%.

Return on Equity (ROE) 2.47%
Return on Assets (ROA) 0.29%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 10.58%
Revenue Per Employee 207,809
Profits Per Employee 19,043
Employee Count1,204
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CrediaBank has paid 51.98 million in taxes.

Income Tax 51.98M
Effective Tax Rate 69.39%

Stock Price Statistics

The stock price has increased by +49.82% in the last 52 weeks. The beta is 1.55, so CrediaBank's price volatility has been higher than the market average.

Beta (5Y) 1.55
52-Week Price Change +49.82%
50-Day Moving Average 1.22
200-Day Moving Average 1.42
Relative Strength Index (RSI) 50.56
Average Volume (20 Days) 3,775,678

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CrediaBank had revenue of EUR 250.20 million and earned 22.93 million in profits. Earnings per share was 0.01.

Revenue250.20M
Gross Profit 240.35M
Operating Income 95.77M
Pretax Income 74.91M
Net Income 22.93M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.01
Full Income Statement

Balance Sheet

The company has 490.96 million in cash and 501.08 million in debt, with a net cash position of -10.12 million or -0.01 per share.

Cash & Cash Equivalents 490.96M
Total Debt 501.08M
Net Cash -10.12M
Net Cash Per Share -0.01
Equity (Book Value) 981.20M
Book Value Per Share 0.61
Working Capital -6.38B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -882.00 million and capital expenditures 2.48 million, giving a free cash flow of -879.52 million.

Operating Cash Flow -882.00M
Capital Expenditures 2.48M
Depreciation & Amortization n/a
Net Borrowing 126.31M
Free Cash Flow -879.52M
FCF Per Share -0.44
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.28%
Pretax Margin 29.94%
Profit Margin 9.16%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

CrediaBank does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -97.83%
Shareholder Yield -97.83%
Earnings Yield 0.95%
FCF Yield -36.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Analyst Forecast

The average price target for CrediaBank is 0.98, which is -21.10% lower than the current price. The consensus rating is "Sell".

Price Target 0.98
Price Target Difference -21.10%
Analyst Consensus Sell
Analyst Count 2
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Stock Splits

The last stock split was on October 21, 2024. It was a reverse split with a ratio of 0.01.

Last Split Date Oct 21, 2024
Split Type Reverse
Split Ratio 0.01

Scores

Altman Z-Score n/a
Piotroski F-Score 2