CrediaBank Statistics
Total Valuation
CrediaBank has a market cap or net worth of EUR 2.43 billion.
| Market Cap | 2.43B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, May 21, 2026.
| Earnings Date | May 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CrediaBank has 2.00 billion shares outstanding. The number of shares has increased by 97.83% in one year.
| Current Share Class | 2.00B |
| Shares Outstanding | 2.00B |
| Shares Change (YoY) | +97.83% |
| Shares Change (QoQ) | +3.45% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 3.15% |
| Float | 571.76M |
Valuation Ratios
The trailing PE ratio is 85.84 and the forward PE ratio is 33.15.
| PE Ratio | 85.84 |
| Forward PE | 33.15 |
| PS Ratio | 9.70 |
| PB Ratio | 2.47 |
| P/TBV Ratio | 3.39 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.57 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.47%.
| Return on Equity (ROE) | 2.47% |
| Return on Assets (ROA) | 0.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 10.58% |
| Revenue Per Employee | 207,809 |
| Profits Per Employee | 19,043 |
| Employee Count | 1,204 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CrediaBank has paid 51.98 million in taxes.
| Income Tax | 51.98M |
| Effective Tax Rate | 69.39% |
Stock Price Statistics
The stock price has increased by +49.82% in the last 52 weeks. The beta is 1.55, so CrediaBank's price volatility has been higher than the market average.
| Beta (5Y) | 1.55 |
| 52-Week Price Change | +49.82% |
| 50-Day Moving Average | 1.22 |
| 200-Day Moving Average | 1.42 |
| Relative Strength Index (RSI) | 50.56 |
| Average Volume (20 Days) | 3,775,678 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, CrediaBank had revenue of EUR 250.20 million and earned 22.93 million in profits. Earnings per share was 0.01.
| Revenue | 250.20M |
| Gross Profit | 240.35M |
| Operating Income | 95.77M |
| Pretax Income | 74.91M |
| Net Income | 22.93M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.01 |
Balance Sheet
The company has 490.96 million in cash and 501.08 million in debt, with a net cash position of -10.12 million or -0.01 per share.
| Cash & Cash Equivalents | 490.96M |
| Total Debt | 501.08M |
| Net Cash | -10.12M |
| Net Cash Per Share | -0.01 |
| Equity (Book Value) | 981.20M |
| Book Value Per Share | 0.61 |
| Working Capital | -6.38B |
Cash Flow
In the last 12 months, operating cash flow was -882.00 million and capital expenditures 2.48 million, giving a free cash flow of -879.52 million.
| Operating Cash Flow | -882.00M |
| Capital Expenditures | 2.48M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 126.31M |
| Free Cash Flow | -879.52M |
| FCF Per Share | -0.44 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.28% |
| Pretax Margin | 29.94% |
| Profit Margin | 9.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
CrediaBank does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -97.83% |
| Shareholder Yield | -97.83% |
| Earnings Yield | 0.95% |
| FCF Yield | -36.25% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for CrediaBank is 0.98, which is -21.60% lower than the current price. The consensus rating is "Sell".
| Price Target | 0.98 |
| Price Target Difference | -21.60% |
| Analyst Consensus | Sell |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock Splits
The last stock split was on October 21, 2024. It was a reverse split with a ratio of 0.01.
| Last Split Date | Oct 21, 2024 |
| Split Type | Reverse |
| Split Ratio | 0.01 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |