Greece · Delayed Price · Currency is EUR CrediaBank Statistics
Total Valuation
CrediaBank has a market cap or net worth of EUR 1.96 billion.
| Market Cap | 1.96B |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, August 6, 2026.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CrediaBank has 2.00 billion shares outstanding. The number of shares has increased by 321.44% in one year.
| Current Share Class | 2.00B |
| Shares Outstanding | 2.00B |
| Shares Change (YoY) | +321.44% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 4.91% |
| Float | 905.67M |
Valuation Ratios
The trailing PE ratio is 57.55 and the forward PE ratio is 27.36.
| PE Ratio | 57.55 |
| Forward PE | 27.36 |
| PS Ratio | 7.72 |
| PB Ratio | 1.53 |
| P/TBV Ratio | 1.93 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.96%.
| Return on Equity (ROE) | 2.96% |
| Return on Assets (ROA) | 0.38% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 10.03% |
| Revenue Per Employee | 207,227 |
| Profits Per Employee | 23,736 |
| Employee Count | 1,204 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CrediaBank has paid 49.79 million in taxes.
| Income Tax | 49.79M |
| Effective Tax Rate | 59.91% |
Stock Price Statistics
The stock price has decreased by -18.26% in the last 52 weeks. The beta is 1.56, so CrediaBank's price volatility has been higher than the market average.
| Beta (5Y) | 1.56 |
| 52-Week Price Change | -18.26% |
| 50-Day Moving Average | 1.09 |
| 200-Day Moving Average | 1.31 |
| Relative Strength Index (RSI) | 47.27 |
| Average Volume (20 Days) | 8,415,431 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, CrediaBank had revenue of EUR 253.44 million and earned 29.03 million in profits. Earnings per share was 0.02.
| Revenue | 253.44M |
| Gross Profit | 244.86M |
| Operating Income | 92.91M |
| Pretax Income | 83.11M |
| Net Income | 29.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.02 |
Balance Sheet
The company has 896.99 million in cash and 548.58 million in debt, with a net cash position of 348.40 million or 0.17 per share.
| Cash & Cash Equivalents | 896.99M |
| Total Debt | 548.58M |
| Net Cash | 348.40M |
| Net Cash Per Share | 0.17 |
| Equity (Book Value) | 1.28B |
| Book Value Per Share | 0.64 |
| Working Capital | -6.71B |
Cash Flow
In the last 12 months, operating cash flow was -1.01 billion and capital expenditures -4.33 million, giving a free cash flow of -1.02 billion.
| Operating Cash Flow | -1.01B |
| Capital Expenditures | -4.33M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -19.00M |
| Free Cash Flow | -1.02B |
| FCF Per Share | -0.51 |
Margins
| Gross Margin | n/a |
| Operating Margin | 36.66% |
| Pretax Margin | 32.79% |
| Profit Margin | 13.14% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
CrediaBank does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -321.44% |
| Shareholder Yield | -321.44% |
| Earnings Yield | 1.48% |
| FCF Yield | -51.91% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Analyst Forecast
The average price target for CrediaBank is 0.98, which is -1.41% lower than the current price. The consensus rating is "Sell".
| Price Target | 0.98 |
| Price Target Difference | -1.41% |
| Analyst Consensus | Sell |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock Splits
The last stock split was on October 21, 2024. It was a reverse split with a ratio of 0.01.
| Last Split Date | Oct 21, 2024 |
| Split Type | Reverse |
| Split Ratio | 0.01 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |