CrediaBank S.A. (ATH:CREDIA)
0.9940
+0.0140 (1.43%)
At close: Aug 12, 2026
CrediaBank Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 253.44 | 247.54 | -255.89 | 104.56 | -260.13 | -25.81 |
Revenue Growth | - | - | - | - | - | - |
Net Income Net Income Growth | 29.03 | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 |
Earnings Per Share EPS Growth | 0.02 | 0.01 | -0.79 | 0.07 | -5129.13 | -3857.13 |
EPS Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Banking Retail Banking Growth | 60.54 | 55.78 | -779.71 | 6.29 | -12.07 | -9.87 |
Corporate Banking Corporate Banking Growth | 93.14 | 96.17 | 502.82 | 86.65 | -19.33 | -13.51 |
Structured Financing Structured Financing Growth | 47.21 | 35.48 | - | - | - | - |
Corporate Center/Intercompany Eliminations Corporate Center/Intercompany Eliminations Growth | 24.48 | 36.21 | - | - | - | - |
Treasury Treasury Growth | 38.03 | 33.85 | 26.66 | 18.75 | -229.25 | -1.46 |
Total Total Growth | 263.4 | 257.49 | -250.23 | 111.69 | -260.65 | -24.84 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 896.99 | 209.04 | 217.16 | 246.37 | 164.18 | 233.16 |
Total Debt Total Debt Growth | 548.58 | 445.53 | 240.08 | 111.2 | 113.83 | 114.55 |
Net Cash (Debt) Net Cash Growth | 348.4 | -236.49 | -22.92 | 135.16 | 50.35 | 118.61 |
Net Cash Growth | -37.54% | - | - | 168.47% | -57.55% | - |
Net Cash Per Share Net Cash Per Share Growth | 0.20 | -0.15 | -0.06 | 0.33 | 668.01 | 4355.22 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -1,011 | -828.8 | -493.57 | -292.25 | -183.44 | 22.01 |
Capital Expenditures CapEx Growth | -4.33 | - | - | -0.16 | -0.51 | -0.64 |
Free Cash Flow Free Cash Flow Growth | -1,015 | -828.8 | -493.57 | -292.41 | -183.95 | 21.37 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 11.45% | 6.15% | - | 26.41% | - | - |
FCF Margin | -400.57% | -334.82% | - | -279.64% | - | - |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 57.55 | 170.58 | - | 20.68 | - | - |
Forward PE | 27.36 | 23.22 | 23.22 | 23.22 | 23.22 | 23.22 |
P/FCF Ratio | - | - | - | - | - | 9.21 |
PS Ratio | 7.72 | 10.49 | -4.36 | 5.46 | -0.39 | -7.63 |