BFF Bank S.p.A. (BIT:BFF)
Italy · Delayed Price · Currency is EUR 3.172
-0.088 (-2.70%)
Aug 11, 2026, 5:35 PM CET
BFF Bank Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 205.3 | 223.79 | 363.3 | 284.15 | 261.82 | 128.81 |
Net Interest Income Growth | -19.47% | -38.40% | 27.85% | 8.53% | 103.26% | -6.12% |
Non-Interest Income | 145.21 | 126.83 | 112.53 | 107.81 | 118.68 | 81.44 |
Non-Interest Income Growth | 26.98% | 12.72% | 4.37% | -9.16% | 45.73% | -10.91% |
Revenues Before Loan Losses | 350.51 | 350.62 | 475.83 | 391.96 | 380.5 | 210.25 |
Provision for Credit Losses | 123.97 | 104.54 | 5.57 | 4.93 | 5.91 | -2.61 |
| 226.54 | 246.08 | 470.26 | 387.03 | 374.59 | 212.86 | |
Revenue Growth | -38.06% | -47.67% | 21.50% | 3.32% | 75.98% | -6.89% |
Compensation Expenses | 71.73 | 85.42 | 79.51 | 75.98 | 74.35 | 64.33 |
Selling, General & Admin | 112.15 | 105.63 | 110.18 | 104.14 | 96.25 | 91.7 |
Other Non-Interest Expenses | 11.9 | 12.93 | -26.62 | -28.08 | -127.21 | -98.23 |
Total Non-Interest Expense | 205.32 | 203.97 | 163.08 | 152.03 | 43.39 | 57.81 |
Pretax Income | 21.22 | 42.11 | 307.18 | 235 | 331.2 | 154.9 |
Provision for Income Taxes | 3.25 | 5.16 | 87.83 | 63.34 | 99.15 | -9.38 |
Net Income | 17.97 | 36.95 | 219.35 | 171.66 | 232.05 | 164.29 |
Net Income to Common | 17.97 | 36.95 | 219.35 | 171.66 | 232.05 | 164.29 |
Net Income Growth | -85.96% | -83.15% | 27.78% | -26.02% | 41.24% | 14.66% |
Shares Outstanding (Basic) | 189 | 188 | 187 | 186 | 185 | 185 |
Shares Outstanding (Diluted) | 190 | 190 | 190 | 188 | 186 | 195 |
Shares Change | -0.07% | 0.03% | 1.06% | 1.02% | -4.70% | 10.70% |
EPS (Basic) | 0.10 | 0.20 | 1.17 | 0.92 | 1.26 | 0.88 |
EPS (Diluted) | 0.09 | 0.19 | 1.15 | 0.91 | 1.25 | 0.84 |
EPS Growth | -85.95% | -83.48% | 26.37% | -27.20% | 48.81% | 3.70% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -585.61 | -18.66 | 10.14 | -203.93 | 133.39 | 506.52 |
Free Cash Flow Growth | - | - | - | - | -73.67% | -50.15% |
Free Cash Flow Per Share | -3.08 | -0.10 | 0.05 | -1.08 | 0.72 | 2.59 |
Dividends Per Share | - | - | - | 0.979 | 0.790 | 1.574 |
Dividend Growth | - | - | - | 23.94% | -49.80% | 8210.54% |
Profit Margin | 7.93% | 15.02% | 46.64% | 44.35% | 61.95% | 77.18% |
FCF Margin | -258.50% | -7.58% | 2.16% | -52.69% | 35.61% | 237.96% |
Effective Tax Rate | 15.33% | 12.25% | 28.59% | 26.95% | 29.94% | -6.06% |