Banca Sistema S.p.A. (BIT:BST)
Italy · Delayed Price · Currency is EUR 1.690
+0.040 (2.42%)
At close: Aug 11, 2026
Banca Sistema Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 97.29 | 96.75 | 50.08 | 66.96 | 85.43 | 81.96 |
Net Interest Income Growth | 66.11% | 93.19% | -25.20% | -21.62% | 4.23% | 9.53% |
Non-Interest Income | 53.67 | 45.62 | 71.25 | 34.55 | 21.15 | 26.06 |
Non-Interest Income Growth | -26.49% | -35.97% | 106.23% | 63.37% | -18.86% | -5.17% |
Revenues Before Loan Losses | 150.96 | 170.84 | 121.33 | 103.53 | 105.93 | 107.95 |
Provision for Credit Losses | - | - | 1.32 | - | 8.5 | 10.62 |
| 53.76 | 170.84 | 120 | 98.96 | 97.43 | 97.33 | |
Revenue Growth | -57.32% | 42.37% | 21.26% | 1.57% | 0.10% | 6.89% |
Compensation Expenses | 35.55 | 33.6 | 32.46 | 29.86 | 26.83 | 28.98 |
Selling, General & Admin | 54.55 | 47.54 | - | 34.91 | 30.59 | 29.55 |
Other Non-Interest Expenses | 0.44 | 2.83 | 6.74 | 2.66 | 7.18 | 4.17 |
Total Non-Interest Expense | 90.53 | 83.97 | 39.2 | 67.43 | 64.59 | 62.7 |
Pretax Income | -36.77 | 69.11 | 41.9 | 25.73 | 33.17 | 34.46 |
Provision for Income Taxes | - | 24.19 | 15.37 | 8.5 | 10.66 | 10.92 |
Net Income | -36.77 | 44.92 | 26.52 | 17.23 | 22.51 | 23.54 |
Minority Interest in Earnings | - | 2.58 | 1.32 | 0.72 | 0.46 | 0.27 |
Earnings From Discontinued Operations | 3.76 | - | - | - | -0.02 | -0.02 |
Net Income to Common | -33.01 | 42.34 | 25.2 | 16.51 | 22.03 | 23.25 |
Net Income Growth | - | 68.03% | 52.67% | -25.09% | -5.23% | -11.10% |
Shares Outstanding (Basic) | 80 | 80 | 80 | 80 | 80 | 80 |
Shares Outstanding (Diluted) | 80 | 80 | 80 | 80 | 80 | 80 |
Shares Change | 0.03% | 0.09% | 0.14% | 0.13% | -0.35% | 0.17% |
EPS (Basic) | -0.41 | 0.36 | 0.31 | 0.21 | 0.28 | 0.29 |
EPS (Diluted) | -0.41 | 0.36 | 0.31 | 0.21 | 0.28 | 0.29 |
EPS Growth | - | 14.97% | 52.43% | -25.09% | -4.84% | -9.97% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 0 | -140.65 | 130.45 | -39.45 | 85.14 |
Free Cash Flow Growth | - | - | - | - | - | 101.69% |
Free Cash Flow Per Share | - | - | -1.75 | 1.63 | -0.49 | 1.06 |
Dividends Per Share | - | - | - | 0.065 | 0.065 | 0.072 |
Dividend Growth | - | - | - | 0% | -9.72% | -10.00% |
Profit Margin | -68.39% | 26.29% | 22.10% | 17.41% | 23.11% | 24.19% |
FCF Margin | - | 0.00% | -117.21% | 131.83% | -40.49% | 87.48% |
Effective Tax Rate | - | 35.00% | 36.70% | 33.04% | 32.13% | 31.68% |