UniCredit S.p.A. (BIT:UCG)
74.01
-0.92 (-1.23%)
Jun 3, 2026, 2:05 PM CET
UniCredit Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 13,846 | 14,127 | 14,671 | 14,348 | 10,624 | 9,091 |
Net Interest Income Growth | -2.80% | -3.71% | 2.25% | 35.05% | 16.86% | -4.28% |
Non-Interest Income | 12,693 | 11,480 | 10,069 | 9,683 | 9,306 | 7,344 |
Non-Interest Income Growth | 18.00% | 14.01% | 3.99% | 4.05% | 26.72% | 28.06% |
Revenues Before Loan Losses | 26,539 | 25,607 | 24,740 | 24,031 | 19,930 | 16,435 |
Provision for Credit Losses | 763 | - | - | - | - | - |
| 25,776 | 25,607 | 24,740 | 24,031 | 19,930 | 16,435 | |
Revenue Growth (YoY) | 5.72% | 3.50% | 2.95% | 20.58% | 21.27% | 55.40% |
Compensation Expenses | 5,868 | 6,767 | 6,684 | 6,877 | 6,208 | 7,045 |
Selling, General & Admin | 2,627 | 3,724 | 3,724 | 4,025 | 4,094 | 4,212 |
Other Non-Interest Expenses | 3,204 | 1,547 | 1,472 | 496 | 669 | 905 |
Total Non-Interest Expense | 11,699 | 12,038 | 11,880 | 11,398 | 10,971 | 12,162 |
Pretax Income | 14,075 | 13,569 | 12,860 | 11,451 | 7,289 | 1,779 |
Provision for Income Taxes | 2,498 | 2,590 | 3,086 | 1,917 | 819 | -343 |
Net Income | 11,516 | 10,915 | 9,719 | 9,507 | 6,458 | 2,096 |
Minority Interest in Earnings | 61 | 64 | 55 | 27 | 15 | 30 |
Earnings From Discontinued Operations | - | - | - | - | 3 | 4 |
Net Income to Common | 11,516 | 10,915 | 9,719 | 9,507 | 6,458 | 2,096 |
Net Income Growth | 15.95% | 12.31% | 2.23% | 47.21% | 208.11% | - |
Shares Outstanding (Basic) | 1,534 | 1,546 | 1,622 | 1,828 | 2,069 | 2,222 |
Shares Outstanding (Diluted) | 1,534 | 1,546 | 1,638 | 1,850 | 2,089 | 2,236 |
Shares Change (YoY) | -4.46% | -5.64% | -11.42% | -11.43% | -6.60% | -0.16% |
EPS (Basic) | 7.51 | 6.97 | 5.84 | 5.11 | 3.08 | 0.93 |
EPS (Diluted) | 7.50 | 6.91 | 5.78 | 5.04 | 3.06 | 0.92 |
EPS Growth | 24.87% | 19.60% | 14.59% | 65.09% | 230.74% | - |
Shares Outstanding | 1,513 | 1,513 | 1,551 | 1,712 | 1,935 | 2,211 |
Free Cash Flow | - | 7,806 | -8,326 | 17,580 | 9,747 | -8,043 |
Free Cash Flow Growth | - | - | - | 80.36% | - | - |
Free Cash Flow Per Share | - | 5.05 | -5.08 | 9.50 | 4.67 | -3.60 |
Dividends Per Share | 3.149 | 3.149 | 2.402 | 1.803 | 0.987 | 0.538 |
Dividend Growth | - | 31.09% | 33.23% | 82.63% | 83.49% | 348.33% |
Profit Margin | 44.91% | 42.88% | 39.51% | 39.67% | 32.46% | 12.91% |
FCF Margin | - | 30.48% | -33.65% | 73.16% | 48.91% | -48.94% |
EBITDA | - | 1,280 | 1,306 | 1,625 | 1,303 | 1,490 |
EBITDA Margin | - | 5.00% | 5.28% | 6.76% | 6.54% | 9.07% |
Effective Tax Rate | 17.75% | 19.09% | 24.00% | 16.74% | 11.24% | -19.28% |