UniCredit S.p.A. (BIT:UCG)
Italy · Delayed Price · Currency is EUR 81.61
-0.09 (-0.11%)
Jul 31, 2026, 5:35 PM CET
UniCredit Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 25,443 | 25,607 | 24,740 | 24,031 | 19,930 | 16,435 |
Revenue Growth | 36.75% | 3.50% | 2.95% | 20.58% | 21.27% | 55.40% |
Net Income Net Income Growth | 11,126 | 10,915 | 9,719 | 9,507 | 6,458 | 2,096 |
Earnings Per Share EPS Growth | 7.29 | 6.91 | 5.78 | 5.04 | 3.06 | 0.92 |
EPS Growth | 41.07% | 19.60% | 14.59% | 65.09% | 230.74% | - |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Retail Growth | 11,919 | 12,216 | 11,664 | 9,387 | 8,302 |
Corporates Corporates Growth | 11,577 | 12,376 | 12,487 | 10,964 | 9,014 |
Central Functions Central Functions Growth | 1,040 | 273 | -325 | -21 | 654 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 45,900 | 38,455 | 41,442 | 61,000 | 111,776 | 107,407 |
Total Debt Total Debt Growth | 109,500 | 98,198 | 90,709 | 89,845 | 84,207 | 95,898 |
Net Cash (Debt) Net Cash Growth | -109,500 | -98,198 | -90,709 | -89,845 | -84,207 | -95,898 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -71.70 | -63.52 | -55.36 | -48.57 | -40.32 | -42.89 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 8,525 | 8,525 | -7,076 | 18,169 | 10,264 | -7,521 |
Capital Expenditures CapEx Growth | -719 | -719 | -1,250 | -589 | -517 | -522 |
Free Cash Flow Free Cash Flow Growth | 7,806 | 7,806 | -8,326 | 17,580 | 9,747 | -8,043 |
Free Cash Flow Growth | - | - | - | 80.36% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 53.98% | 52.99% | 51.98% | 47.65% | 36.57% | 10.82% |
Profit Margin | 43.97% | 42.88% | 39.51% | 39.67% | 32.46% | 12.91% |
FCF Margin | 0.00% | 30.48% | -33.65% | 73.16% | 48.91% | -48.94% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.149 | 3.149 | 2.402 | 1.803 | 0.987 | 0.538 |
Dividend Per Share Growth | 31.07% | 31.10% | 33.23% | 82.63% | 83.49% | 348.33% |
Dividend Yield | 3.86% | 4.57% | 7.92% | 5.43% | 6.20% | 2.57% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.59 | 10.26 | 6.66 | 4.87 | 4.34 | 14.66 |
Forward PE | 10.41 | 10.12 | 6.47 | 5.63 | 6.18 | 8.14 |
P/FCF Ratio | 7.17 | 13.75 | - | 2.39 | 2.64 | - |
PS Ratio | 4.92 | 4.19 | 2.42 | 1.75 | 1.29 | 1.82 |