UniCredit S.p.A. (BIT:UCG)
Italy · Delayed Price · Currency is EUR 83.03
+0.21 (0.25%)
Aug 21, 2026, 5:37 PM CET
UniCredit Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 24,843 | 25,048 | 23,994 | 22,957 | 18,069 | 14,287 |
Revenue Growth | 0.76% | 4.39% | 4.52% | 27.05% | 26.47% | 27.00% |
Net Income Net Income Growth | 10,729 | 10,709 | 9,472 | 9,332 | 6,384 | 2,066 |
Earnings Per Share EPS Growth | 7.04 | 6.91 | 5.78 | 5.04 | 3.06 | 0.92 |
EPS Growth | 8.18% | 19.60% | 14.59% | 65.09% | 230.74% | - |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Retail Retail Growth | 11,919 | 12,216 | 11,664 | 9,387 | 8,302 |
Corporates Corporates Growth | 11,577 | 12,376 | 12,487 | 10,964 | 9,014 |
Central Functions Central Functions Growth | 1,040 | 273 | -325 | -21 | 654 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 192,976 | 149,510 | 150,517 | 167,089 | 219,733 | 239,442 |
Total Debt Total Debt Growth | 247,794 | 207,196 | 192,223 | 178,092 | 169,789 | 206,435 |
Net Cash (Debt) Net Cash Growth | -54,818 | -57,686 | -41,706 | -11,003 | 49,944 | 33,007 |
Net Cash Growth | - | - | - | - | 51.31% | 71.12% |
Net Cash Per Share Net Cash Per Share Growth | -35.97 | -37.24 | -25.45 | -5.95 | 23.91 | 14.76 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 17,731 | 8,525 | -7,076 | -41,128 | 10,264 | -7,521 |
Capital Expenditures CapEx Growth | -681 | -719 | -1,250 | -589 | -517 | -522 |
Free Cash Flow Free Cash Flow Growth | 17,050 | 7,806 | -8,326 | -41,717 | 9,747 | -8,043 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 43.19% | 42.75% | 39.48% | 40.65% | 35.33% | 14.46% |
FCF Margin | 68.63% | 31.16% | -34.70% | -181.72% | 53.94% | -56.30% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 3.149 | 3.149 | 2.402 | 1.803 | 0.987 | 0.538 |
Dividend Per Share Growth | 31.07% | 31.10% | 33.23% | 82.63% | 83.49% | 348.33% |
Dividend Yield | 3.82% | 4.55% | 6.74% | 8.55% | 9.13% | 5.16% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.79 | 10.25 | 6.27 | 4.51 | 4.02 | 14.53 |
Forward PE | 10.59 | 10.12 | 6.47 | 5.63 | 6.18 | 8.14 |
P/FCF Ratio | 7.30 | 14.06 | - | - | 2.64 | - |
PS Ratio | 5.01 | 4.38 | 2.48 | 1.83 | 1.42 | 2.10 |