UniCredit S.p.A. (BIT:UCG)

UniCredit Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 23, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	96,564	107,302	59,776	42,074	25,681	29,938
Market Cap Growth	43.09%	79.51%	42.07%	63.83%	-14.22%	74.92%
Enterprise Value	-	205,898	150,885	132,083	110,046	126,301
Last Close Price	64.45	70.92	38.53	24.57	13.27	13.54
PE Ratio	9.32	10.26	6.66	4.87	4.34	14.65
Forward PE	8.94	10.10	6.47	5.63	6.18	8.14
PEG Ratio	0.89	0.82	0.76	0.19	0.20	0.32
PS Ratio	3.86	4.32	2.46	1.81	1.28	1.72
PB Ratio	1.42	1.58	0.96	0.66	0.41	0.48
P/TBV Ratio	1.47	1.62	1.01	0.71	0.44	0.49
P/FCF Ratio	12.37	13.75	-7.18	-1.01	2.63	-3.72
P/OCF Ratio	11.33	12.59	-8.45	-1.02	2.50	-3.98
EV/Sales Ratio	-	8.29	6.22	5.69	5.50	7.24
EV/EBITDA Ratio	-	160.86	115.53	81.28	84.46	84.77
EV/FCF Ratio	-	26.38	-18.12	-3.17	11.29	-15.70
Debt / Equity Ratio	1.44	1.44	1.44	1.40	1.33	1.53
Debt / EBITDA Ratio	93.64	76.72	69.46	55.29	64.63	64.36
Debt / FCF Ratio	27.54	12.58	-10.89	-2.15	8.64	-11.92
Net Debt / Equity Ratio	1.45	1.45	1.45	1.40	1.33	1.54
Net Debt / EBITDA Ratio	93.64	76.72	69.46	55.29	64.63	64.36
Net Debt / FCF Ratio	27.54	12.58	-10.89	-2.15	8.64	-11.92
Asset Turnover	0.03	0.03	0.03	0.03	0.02	0.02
Return on Equity (ROE)	16.93%	16.77%	15.38%	14.93%	10.26%	3.46%
Earnings Yield	11.09%	9.75%	15.00%	20.53%	23.03%	6.82%
FCF Yield	8.08%	7.27%	-13.93%	-99.15%	37.95%	-26.87%
Dividend Yield	4.79%	4.57%	7.88%	5.43%	6.20%	2.57%
Payout Ratio	45.87%	45.87%	50.93%	25.67%	26.35%	36.93%
Buyback Yield / Dilution	5.46%	5.21%	11.83%	11.43%	6.60%	0.16%
Total Shareholder Return	10.25%	9.78%	19.70%	16.87%	12.79%	2.73%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.