UniCredit S.p.A. (BIT:UCG)
Italy · Delayed Price · Currency is EUR 83.03
+0.21 (0.25%)
Aug 21, 2026, 5:37 PM CET
UniCredit Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 10,923 | 10,915 | 9,719 | 9,507 | 6,458 | 2,096 |
Depreciation & Amortization | 336 | 569 | 1,306 | 1,625 | 1,148 | 1,274 |
Other Amortization | 754 | 544 | - | - | - | - |
Gain (Loss) on Sale of Assets | 1 | 1 | - | - | -11 | - |
Gain (Loss) on Sale of Investments | 383 | 581 | 2,968 | 907 | -4,889 | -2,867 |
Total Asset Writedown | 179 | 166 | - | - | 125 | - |
Provision for Credit Losses | 2,962 | 2,728 | 2,897 | 3,147 | 4,672 | 3,715 |
Change in Trading Asset Securities | -2,377 | -2,177 | -16,904 | -12,210 | 34,314 | 3,952 |
Change in Other Net Operating Assets | 2,437 | -7,509 | -11,270 | -47,087 | -32,830 | -18,894 |
Other Operating Activities | 2,133 | 2,707 | 4,208 | 2,983 | 1,236 | 2,987 |
Operating Cash Flow | 17,731 | 8,525 | -7,076 | -41,128 | 10,264 | -7,521 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -681 | -719 | -1,250 | -589 | -517 | -522 |
Sale of Property, Plant and Equipment | 280 | 330 | 282 | 272 | 393 | 392 |
Cash Acquisitions | - | -499 | 220 | - | - | -99 |
Investment in Securities | -4,560 | -2,885 | 4 | -18 | 380 | 66 |
Divestitures | 69 | 26 | - | 3 | 24 | 29 |
Purchase / Sale of Intangibles | -568 | -545 | -488 | -561 | -653 | -715 |
Other Investing Activities | 465 | 273 | 167 | 106 | 136 | 150 |
Investing Cash Flow | -4,995 | -4,019 | -1,065 | -787 | -237 | -699 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Issuance of Common Stock | 4 | - | - | - | - | - |
Repurchase of Common Stock | -3,584 | -2,948 | -6,040 | -6,013 | -3,543 | -634 |
Common Dividends Paid | -5,313 | -5,007 | -4,950 | -2,440 | -1,702 | -774 |
Other Financing Activities | - | -2 | - | - | -306 | - |
Financing Cash Flow | -8,893 | -7,957 | -10,990 | -8,453 | -5,551 | -1,408 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 217 | 464 | -427 | -408 | -107 | 32 |
Net Cash Flow | 4,060 | -2,987 | -19,558 | -50,776 | 4,369 | -9,596 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 17,050 | 7,806 | -8,326 | -41,717 | 9,747 | -8,043 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | 68.63% | 31.16% | -34.70% | -181.72% | 53.94% | -56.30% |
Free Cash Flow Per Share | 11.19 | 5.04 | -5.08 | -22.55 | 4.67 | -3.60 |