UniCredit Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	48,200	38,455	41,442	61,000	111,776	107,407
Securities and Investments	-	93,201	78,019	63,097	54,887	68,586
Short-Term Interbank Lending and Reverse Repurchase Agreements	52,500	64,770	66,540	53,389	57,798	91,404
Trading Assets	67,900	197,678	123,354	130,028	146,348	184,494
Other Earning Assets	240,050	-2,402	-351	-1,339	-3,725	4,665
Net Loans	447,800	521,330	496,626	503,589	524,964	513,659
Net Property, Plant & Equipment	8,800	8,811	8,794	8,628	9,492	9,510
Accrued Interest and Accounts Receivable	17,900	19,353	13,968	13,111	9,857	7,340
Other Intangible Assets	2,100	-	-	-	-	-
Goodwill	800	843	38	-	-	-
Long-Term Investments	-	13,972	4,393	4,025	3,543	4,073
Other Non-Earning Assets	10,100	10,969	10,667	12,188	13,653	16,102
Total Assets	902,200	870,238	784,004	784,974	857,773	917,227
Interest-bearing deposits	547,400	536,619	500,970	497,394	512,194	502,740
Total Deposits	547,400	536,619	500,970	497,394	512,194	502,740
Short-Term Interbank Borrowing and Repurchase Agreements	57,900	52,191	67,919	71,069	131,484	163,515
Trading Liabilities	41,000	61,601	45,095	50,069	61,426	61,164
Long-Term Debt	102,100	98,198	90,709	89,845	84,207	95,898
Other Liabilities	57,300	53,520	16,470	12,354	4,965	31,260
Total Liabilities	805,700	802,129	721,163	720,731	794,276	854,577
Common Stock	-	21,454	21,368	21,278	21,220	21,133
Treasury Stock	-	-2,934	-	-1,727	-	-200
Additional Paid-in Capital	-	4,975	4,981	4,886	8,616	12,041
Accumulated Other Comprehensive Income	-	-4,271	-5,422	-4,928	-4,612	-4,336
Retained Earnings	3,200	48,487	41,514	44,570	38,115	33,547
Total Common Shareholders' Equity	68,400	67,711	62,441	64,079	63,339	62,185
Minority Interest	400	398	400	164	158	465
Shareholders' Equity	68,800	68,109	62,841	64,243	63,497	62,650
Total Liabilities & Equity	902,200	870,238	784,004	784,974	857,773	917,227
Total Debt	102,100	98,198	90,709	89,845	84,207	95,898
Net Cash (Debt)	-102,100	-98,198	-90,709	-89,845	-84,207	-95,898
Net Cash Per Share	-66.54	-63.52	-55.36	-48.57	-40.32	-42.89
Book Value	68,400	67,711	62,441	64,079	63,339	62,185
Book Value Per Share	44.58	43.80	38.11	34.64	30.33	27.81
Tangible Book Value	65,500	66,868	62,403	64,079	63,339	62,185
Tangible Book Value Per Share	42.69	43.25	38.09	34.64	30.33	27.81

Updated May 6, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.