Revenue by Geography

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015
Italy Revenue	11.00B	11.35B
Italy Revenue Growth	-3.05%	4.08%
Germany Revenue	5.46B	5.35B
Germany Revenue Growth	2.07%	-1.22%
Russia Revenue	1.11B	1.29B
Russia Revenue Growth	-14.09%	9.03%
Group Corporate Centre Revenue	-389.00M	-312.00M
Central Eastern Europe Revenue	4.73B	4.49B
Central Eastern Europe Revenue Growth	5.53%	-
Austria Revenue	2.62B	2.70B
Austria Revenue Growth	-3.04%	-

Revenue

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015
Retail Revenue	11.92B	12.22B
Retail Revenue Growth	-2.43%	4.73%
Corporates Revenue	11.58B	12.38B
Corporates Revenue Growth	-6.46%	-0.89%
Central Functions Revenue	1.04B	273.00M
Central Functions Revenue Growth	280.95%	-

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015
Italy Profit Before Tax	6.38B	6.19B
Italy Profit Before Tax Growth	3.07%	10.23%
Germany Profit Before Tax	2.99B	2.73B
Germany Profit Before Tax Growth	9.54%	28.65%
Russia Profit Before Tax	1.08B	719.00M
Russia Profit Before Tax Growth	50.07%	-19.03%
Group Corporate Centre Profit Before Tax	-962.00M	-1.02B
Central Eastern Europe Profit Before Tax	2.73B	2.69B
Central Eastern Europe Profit Before Tax Growth	1.64%	-
Austria Profit Before Tax	1.46B	1.56B
Austria Profit Before Tax Growth	-6.03%	-

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015
Italy Customer Deposits	190.94B	183.92B
Italy Customer Deposits Growth	3.82%	-2.39%
Germany Customer Deposits	137.07B	138.53B
Germany Customer Deposits Growth	-1.06%	0.24%
Russia Customer Deposits	2.74B	3.48B
Russia Customer Deposits Growth	-21.15%	-51.72%
Group Corporate Centre Customer Deposits	2.31B	-5.00M
Tota Customer Deposits	491.75B	475.90B
Tota Customer Deposits Growth	3.33%	0.32%
Austria Customer Deposits	61.77B	60.20B
Austria Customer Deposits Growth	2.60%	-
Central Eastern Europe Customer Deposits	96.93B	89.77B
Central Eastern Europe Customer Deposits Growth	7.97%	-