Bank of Ayudhya PCL (BKK:BAY)
Thailand · Delayed Price · Currency is THB 39.25
0.00 (0.00%)
Sep 23, 2026, 4:35 PM ICT
Bank of Ayudhya PCL Financials Overview
Financials in millions THB. Fiscal year is January - December.
Millions THB. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 124,221 | 116,563 | 107,150 | 103,017 | 89,441 | 91,093 |
Revenue Growth | 15.32% | 8.79% | 4.01% | 15.18% | -1.81% | 17.91% |
Net Income Net Income Growth | 32,821 | 31,738 | 29,700 | 32,930 | 30,713 | 33,794 |
Earnings Per Share EPS Growth | 4.46 | 4.31 | 4.04 | 4.48 | 4.18 | 4.59 |
EPS Growth | 10.22% | 6.86% | -9.81% | 7.22% | -9.12% | 46.68% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Commercial Commercial Growth | 31,817 | 31,633 | 36,112 | 36,448 | 32,229 | 25,850 |
Others Others Growth | 5,636 | 5,934 | 3,001 | 4,692 | 1,694 | 12,939 |
Retail Retail Growth | 92,513 | 84,972 | 73,814 | 67,593 | 59,839 | 56,795 |
Elimination Elimination Growth | -5,896 | -6,009 | -5,430 | -5,402 | -3,998 | -4,282 |
Total Total Growth | 124,070 | 116,530 | 107,497 | 103,331 | 89,764 | 91,302 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 69,953 | 53,977 | 59,073 | 58,366 | 60,191 | 54,567 |
Total Debt Total Debt Growth | 134,587 | 148,446 | 129,901 | 140,518 | 137,547 | 143,451 |
Net Cash (Debt) Net Cash Growth | -64,635 | -94,468 | -70,828 | -82,152 | -77,357 | -88,884 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -8.79 | -12.84 | -9.63 | -11.17 | -10.52 | -12.08 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 203,823 | 156,642 | 37,419 | -7,565 | -30,240 | 108,439 |
Capital Expenditures CapEx Growth | -2,360 | -2,311 | -3,216 | -3,065 | -2,618 | -1,824 |
Free Cash Flow Free Cash Flow Growth | 201,463 | 154,331 | 34,202 | -10,630 | -32,858 | 106,615 |
Free Cash Flow Growth | 65.72% | 351.23% | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 26.42% | 27.23% | 27.72% | 31.96% | 34.34% | 37.10% |
FCF Margin | 162.18% | 132.40% | 31.92% | -10.32% | -36.74% | 117.04% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.300 | 1.300 | 0.850 | 0.850 | 0.850 | 0.850 |
Dividend Per Share Growth | 76.47% | 52.94% | 0% | 0% | 0% | 142.86% |
Dividend Yield | 3.31% | 5.24% | 3.77% | 3.38% | 3.19% | 2.83% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 23, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.80 | 6.03 | 6.07 | 6.31 | 7.37 | 7.73 |
Forward PE | 8.37 | 6.16 | 5.54 | 6.09 | 7.28 | 9.31 |
P/FCF Ratio | 1.43 | 1.24 | 5.27 | - | - | 2.45 |
PS Ratio | 2.32 | 1.64 | 1.68 | 2.02 | 2.53 | 2.87 |