Bank of Ayudhya PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	21,406	25,949	28,701	28,170	29,810	29,371
Investment Securities	541,037	623,940	634,349	657,034	623,312	544,517
Trading Asset Securities	57,272	28,028	30,373	30,196	30,381	25,196
Total Investments	598,310	651,969	664,722	687,230	653,693	569,713
Gross Loans	1,857,858	2,005,201	1,978,980	2,111,064	2,036,850	1,974,283
Allowance for Loan Losses	-	-91,711	-88,853	-89,070	-87,851	-84,360
Other Adjustments to Gross Loans	-	-75,757	-82,485	-93,282	-87,441	-83,907
Net Loans	1,857,858	1,837,733	1,807,642	1,928,712	1,861,558	1,806,016
Property, Plant & Equipment	35,785	36,699	36,462	36,328	31,004	30,821
Goodwill	-	25,123	22,500	24,702	12,687	12,596
Other Intangible Assets	33,751	13,794	9,679	6,838	3,985	4,426
Accrued Interest Receivable	-	16,756	14,809	16,339	13,890	12,821
Other Receivables	-	14,366	14,624	18,786	9,950	9,687
Other Current Assets	6,399	10,466	7,251	5,913	7,242	11,963
Long-Term Deferred Tax Assets	6,580	5,439	5,439	6,086	4,249	4,510
Other Real Estate Owned & Foreclosed	-	5,298	4,886	5,075	4,842	2,911
Other Long-Term Assets	34,447	3,565	3,360	4,117	4,041	4,273
Total Assets	2,594,535	2,647,157	2,620,074	2,768,295	2,636,951	2,499,109
Accrued Expenses	-	18,861	19,870	20,849	13,614	11,190
Interest Bearing Deposits	1,686,059	1,684,953	1,772,300	1,795,163	1,758,456	1,733,920
Non-Interest Bearing Deposits	-	55,846	56,118	50,424	50,344	49,339
Total Deposits	1,686,059	1,740,799	1,828,418	1,845,587	1,808,800	1,783,259
Short-Term Borrowings	29,397	26,266	26,584	32,839	37,340	21,672
Current Portion of Long-Term Debt	-	36,659	14,098	13,224	17,353	33,663
Current Portion of Leases	-	1,573	1,045	1,124	786	1,136
Current Income Taxes Payable	-	7,129	6,802	6,540	5,533	4,651
Other Current Liabilities	4,826	160,624	134,483	278,587	258,661	183,916
Long-Term Debt	102,148	81,990	86,222	90,993	80,846	85,314
Long-Term Leases	-	1,958	1,952	2,338	1,222	1,666
Long-Term Unearned Revenue	-	2,883	2,883	2,901	2,978	3,057
Pension & Post-Retirement Benefits	-	8,970	9,209	8,521	7,612	8,317
Long-Term Deferred Tax Liabilities	142.75	120	1,557	1,304	1,050	1,126
Other Long-Term Liabilities	322,065	119,233	91,142	92,035	59,397	41,906
Total Liabilities	2,144,636	2,207,066	2,224,266	2,396,841	2,295,192	2,180,872
Common Stock	73,558	73,558	73,558	73,558	73,558	73,558
Additional Paid-In Capital	52,879	52,879	52,879	52,879	52,879	52,879
Retained Earnings	297,738	287,198	261,579	238,338	211,896	186,780
Comprehensive Income & Other	364.11	1,128	3,992	3,679	2,587	4,300
Total Common Equity	424,538	414,762	392,007	368,454	340,919	317,516
Minority Interest	25,360	25,329	3,801	3,000	840.14	720.78
Shareholders' Equity	449,899	440,091	395,809	371,454	341,759	318,237
Total Liabilities & Equity	2,594,535	2,647,157	2,620,074	2,768,295	2,636,951	2,499,109
Total Debt	131,544	148,446	129,901	140,518	137,547	143,451
Net Cash (Debt)	-52,867	-94,468	-70,828	-82,152	-77,357	-88,884
Net Cash Per Share	-7.19	-12.84	-9.63	-11.17	-10.52	-12.08
Filing Date Shares Outstanding	7,356	7,356	7,356	7,356	7,356	7,356
Total Common Shares Outstanding	7,356	7,356	7,356	7,356	7,356	7,356
Book Value Per Share	57.72	56.39	53.29	50.09	46.35	43.17
Tangible Book Value	390,787	375,845	359,828	336,914	324,247	300,494
Tangible Book Value Per Share	53.13	51.10	48.92	45.80	44.08	40.85