Bank of Ayudhya PCL Ratios and Metrics

Market cap in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	202,283	191,250	180,216	207,800	226,190	261,130
Market Cap Growth	21.68%	6.12%	-13.27%	-8.13%	-13.38%	13.60%
Last Close Price	27.50	26.00	23.61	26.39	27.94	31.44
PE Ratio	6.16	6.03	6.07	6.31	7.37	7.73
PS Ratio	1.67	1.64	1.68	2.02	2.53	2.87
PB Ratio	0.45	0.44	0.46	0.56	0.66	0.82
P/FCF Ratio	-	1.24	5.27	-	-	2.45
P/OCF Ratio	-	1.22	4.82	-	-	2.41
Debt / Equity Ratio	0.34	0.34	0.33	0.38	0.40	0.45
Debt / FCF Ratio	0.96	0.96	3.80	-	-	1.35
Net Debt / Equity Ratio	0.22	0.22	0.18	0.22	0.23	0.28
Net Debt / FCF Ratio	0.61	0.61	2.07	-7.73	-2.35	0.83
Return on Equity (ROE)	8.00%	8.00%	7.92%	9.29%	9.36%	11.21%
Return on Assets (ROA)	1.27%	1.27%	1.13%	1.23%	1.20%	1.33%
Earnings Yield	16.23%	16.59%	16.48%	15.85%	13.58%	12.94%
FCF Yield	-	80.70%	18.98%	-5.12%	-14.53%	40.83%
Dividend Yield	5.00%	5.00%	3.60%	3.22%	3.04%	2.70%
Payout Ratio	-	21.53%	21.25%	19.16%	20.55%	16.32%
Total Shareholder Return	5.00%	5.00%	3.60%	3.22%	3.04%	2.70%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.