Bank of Ayudhya PCL Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	31,738	29,700	32,930	30,713	33,794
Depreciation & Amortization	6,233	4,312	3,349	3,145	3,482
Other Amortization	782	2,033	1,567	1,424	1,279
Gain (Loss) on Sale of Assets	-1,223	-902.32	-857.56	-400.12	-1,326
Gain (Loss) on Sale of Investments	634.23	-4,613	-1,366	12,695	-6,986
Total Asset Writedown	2,494	105.6	511.99	-4.61	-19.48
Provision for Credit Losses	43,790	45,782	35,617	26,652	31,604
Change in Trading Asset Securities	-3,565	-8,592	-366.11	-262.4	50.44
Change in Other Net Operating Assets	81,954	-34,730	-79,981	-101,934	49,568
Other Operating Activities	-4,905	5,852	2,615	-711.48	-1,077
Operating Cash Flow	156,642	37,419	-7,565	-30,240	108,439
Operating Cash Flow Growth	318.62%	-	-	-	-
Capital Expenditures	-2,311	-3,216	-3,065	-2,618	-1,824
Sale of Property, Plant and Equipment	769.19	601.71	394.32	238.27	218.82
Cash Acquisitions	-8,055	-74.06	-26,990	-810.94	-1,545
Investment in Securities	-36,511	-4,747	18,412	34,450	-7,466
Income (Loss) Equity Investments	-1,290	-1,529	-1,583	-1,557	-1,930
Purchase / Sale of Intangibles	-2,911	-3,267	-1,655	-1,313	-1,185
Investing Cash Flow	-49,019	-10,703	-12,904	29,947	-11,801
Long-Term Debt Issued	6,789	25,973	24,955	45,502	27,456
Long-Term Debt Repaid	-34,437	-31,667	-24,077	-67,166	-56,413
Net Debt Issued (Repaid)	-27,647	-5,694	878.06	-21,664	-28,957
Common Dividends Paid	-6,833	-6,312	-6,309	-6,311	-5,517
Net Increase (Decrease) in Deposit Accounts	-78,484	-15,009	36,252	29,785	-62,034
Financing Cash Flow	-112,964	-27,014	30,821	1,810	-96,508
Foreign Exchange Rate Adjustments	-2,459	-428.9	-844.8	15.03	974.49
Net Cash Flow	-7,800	-727.15	9,507	1,531	1,105
Free Cash Flow	154,331	34,202	-10,630	-32,858	106,615
Free Cash Flow Growth	351.23%	-	-	-	-
Free Cash Flow Margin	132.40%	31.92%	-10.32%	-36.74%	117.04%
Free Cash Flow Per Share	20.98	4.65	-1.45	-4.47	14.49
Cash Interest Paid	42,746	48,367	34,428	20,011	22,995
Cash Income Tax Paid	9,362	9,451	8,668	6,799	8,038

Source: S&P Global Market Intelligence. Banks template. Financial Sources.