Bank of Ayudhya PCL (BKK: BAY)

Bank of Ayudhya PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	24,833	28,170	29,810	29,371	30,333	33,830
Investment Securities	688,427	657,034	623,312	544,517	699,872	459,520
Trading Asset Securities	45,332	30,196	30,381	25,196	31,209	24,043
Total Investments	733,759	687,230	653,693	569,713	731,081	483,563
Gross Loans	2,012,961	2,111,064	2,036,850	1,974,283	1,917,676	1,909,362
Allowance for Loan Losses	-90,306	-89,070	-87,851	-84,360	-76,407	-65,710
Other Adjustments to Gross Loans	-85,442	-93,282	-87,441	-83,907	-84,741	-93,159
Net Loans	1,837,213	1,928,712	1,861,558	1,806,016	1,756,528	1,750,493
Property, Plant & Equipment	36,169	36,328	31,004	30,821	31,197	29,029
Goodwill	-	24,702	12,687	12,596	12,326	12,335
Other Intangible Assets	31,635	6,838	3,985	4,426	4,705	4,568
Accrued Interest Receivable	12,828	16,339	13,890	12,821	11,545	7,218
Other Receivables	-	18,786	9,950	9,687	9,326	10,982
Other Current Assets	6,039	5,913	7,242	11,963	10,369	18,292
Long-Term Deferred Tax Assets	5,968	6,086	4,249	4,510	4,890	4,479
Other Real Estate Owned & Foreclosed	-	5,075	4,842	2,911	3,025	3,217
Other Long-Term Assets	32,671	4,117	4,041	4,273	4,049	1,585
Total Assets	2,721,115	2,768,295	2,636,951	2,499,109	2,609,374	2,359,592
Accrued Expenses	-	20,849	13,614	11,190	12,221	17,620
Interest Bearing Deposits	1,899,610	1,795,163	1,758,456	1,733,920	1,795,997	1,532,503
Non-Interest Bearing Deposits	-	50,424	50,344	49,339	41,711	37,336
Total Deposits	1,899,610	1,845,587	1,808,800	1,783,259	1,837,708	1,569,839
Short-Term Borrowings	47,938	32,839	37,340	21,672	32,942	23,326
Current Portion of Long-Term Debt	-	13,224	17,353	33,663	44,947	41,207
Current Portion of Leases	-	1,124	786	1,136	1,040	214
Current Income Taxes Payable	-	6,540	5,533	4,651	4,710	4,520
Other Current Liabilities	5,853	278,587	258,661	183,916	219,722	247,414
Long-Term Debt	100,244	90,993	80,846	85,314	101,172	134,460
Long-Term Leases	-	2,338	1,222	1,666	2,062	525
Long-Term Unearned Revenue	-	2,901	2,978	3,057	3,118	3,079
Pension & Post-Retirement Benefits	8,978	8,521	7,612	8,317	9,167	8,200
Long-Term Deferred Tax Liabilities	1,539	1,304	1,050	1,126	686.39	1,823
Other Long-Term Liabilities	268,154	92,034	59,397	41,906	50,700	35,248
Total Liabilities	2,332,316	2,396,841	2,295,192	2,180,872	2,320,195	2,087,476
Common Stock	73,558	73,558	73,558	73,558	73,558	73,558
Additional Paid-In Capital	52,879	52,879	52,879	52,879	52,879	52,879
Retained Earnings	255,500	238,338	211,896	186,780	156,836	140,041
Comprehensive Income & Other	3,350	3,679	2,587	4,300	4,271	4,312
Total Common Equity	385,287	368,454	340,919	317,516	287,544	270,790
Minority Interest	3,512	3,000	840.14	720.78	1,635	1,326
Shareholders' Equity	388,799	371,454	341,759	318,237	289,179	272,116
Total Liabilities & Equity	2,721,115	2,768,295	2,636,951	2,499,109	2,609,374	2,359,592
Total Debt	148,182	140,518	137,547	143,451	182,162	199,732
Net Cash (Debt)	-78,017	-82,152	-77,357	-88,884	-120,620	-141,859
Net Cash Per Share	-10.61	-11.17	-10.52	-12.08	-16.40	-19.29
Filing Date Shares Outstanding	7,356	7,356	7,356	7,356	7,356	7,356
Total Common Shares Outstanding	7,356	7,356	7,356	7,356	7,356	7,356
Book Value Per Share	52.38	50.09	46.35	43.17	39.09	36.81
Tangible Book Value	353,652	336,914	324,247	300,494	270,513	253,887
Tangible Book Value Per Share	48.08	45.80	44.08	40.85	36.78	34.52

Source: S&P Capital IQ. Banks template. Financial Sources.