Thai Credit Bank PCL (BKK:CREDIT)
Thailand · Delayed Price · Currency is THB 23.90
-0.10 (-0.42%)
At close: Nov 2, 2026
Thai Credit Bank PCL Income Statement
Financials in millions THB. Fiscal year is January - December.
Millions THB. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 19,500 | 18,163 | 18,138 | 15,913 | 12,685 | 9,801 |
Total Interest Income | 19,500 | 18,163 | 18,138 | 15,913 | 12,685 | 9,801 |
Interest Paid on Deposits | 3,812 | 3,657 | 3,409 | 2,564 | 1,632 | 1,307 |
Net Interest Income | 15,688 | 14,506 | 14,729 | 13,349 | 11,052 | 8,494 |
Net Interest Income Growth | 7.94% | -1.51% | 10.34% | 20.78% | 30.13% | 33.32% |
Gain (Loss) on Sale of Investments | 36.42 | 36.2 | 0.14 | 0.12 | 0.08 | 0.1 |
Other Non-Interest Income | 581.28 | 231.01 | -113.05 | 130.31 | 179.3 | 248.44 |
Total Non-Interest Income | 617.7 | 267.22 | -112.91 | 130.43 | 179.37 | 248.53 |
Non-Interest Income Growth | 282.97% | - | - | -27.29% | -27.83% | 17.72% |
Revenues Before Loan Losses | 16,306 | 14,774 | 14,616 | 13,479 | 11,232 | 8,742 |
Provision for Loan Losses | 3,569 | 3,304 | 4,249 | 4,083 | 3,835 | 2,611 |
| 12,737 | 11,470 | 10,367 | 9,396 | 7,396 | 6,132 | |
Revenue Growth | 12.49% | 10.64% | 10.34% | 27.04% | 20.63% | 26.37% |
Salaries and Employee Benefits | 4,512 | 4,189 | 3,852 | 3,271 | 3,039 | 2,592 |
Occupancy Expenses | 961.04 | 867.35 | 752.3 | 671.75 | 602.86 | 520.2 |
Selling, General & Administrative | 23.53 | 25.54 | 32.1 | 30.75 | 17.65 | 15.28 |
Other Non-Interest Expense | 1,509 | 1,360 | 1,194 | 969.21 | 776.6 | 571.32 |
Total Non-Interest Expense | 7,005 | 6,442 | 5,831 | 4,943 | 4,436 | 3,699 |
EBT Excluding Unusual Items | 5,731 | 5,028 | 4,537 | 4,453 | 2,960 | 2,433 |
Pretax Income | 5,731 | 5,028 | 4,537 | 4,453 | 2,960 | 2,433 |
Income Tax Expense | 1,164 | 1,012 | 912.65 | 896.52 | 607.39 | 497.85 |
Net Income | 4,568 | 4,016 | 3,624 | 3,557 | 2,353 | 1,935 |
Net Income to Common | 4,568 | 4,016 | 3,624 | 3,557 | 2,353 | 1,935 |
Net Income Growth | 13.22% | 10.82% | 1.89% | 51.19% | 21.58% | 40.95% |
Basic Shares Outstanding | 1,234 | 1,235 | 1,227 | 1,165 | 1,031 | 1,000 |
Diluted Shares Outstanding | 1,234 | 1,235 | 1,229 | 1,180 | 1,078 | 1,024 |
Shares Change | -0.15% | 0.47% | 4.13% | 9.52% | 5.24% | -0.70% |
EPS (Basic) | 3.70 | 3.25 | 2.95 | 3.05 | 2.28 | 1.94 |
EPS (Diluted) | 3.70 | 3.25 | 2.95 | 3.01 | 2.18 | 1.89 |
EPS Growth | 13.31% | 10.17% | -1.99% | 38.07% | 15.34% | 42.10% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | 0.980 | 0.600 | - | - | - |
Dividend Growth | - | 63.33% | - | - | - | - |
Effective Tax Rate | 20.30% | 20.12% | 20.12% | 20.13% | 20.52% | 20.46% |