SCB X PCL (BKK:SCB)

SCB X PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	161,518	169,320	161,121	126,993	112,177	118,371
Interest Income on Investments	193.53	284.66	150.27	149.08	166.04	155.45
Total Interest Income	161,712	169,605	161,271	127,142	112,343	118,526
Interest Paid on Deposits	38,203	39,896	36,439	19,127	17,006	21,472
Net Interest Income	123,509	129,709	124,833	108,014	95,337	97,054
Net Interest Income Growth (YoY)	-5.46%	3.91%	15.57%	13.30%	-1.77%	-2.97%
Gain (Loss) on Sale of Investments	1,847	-264.45	68.18	54.23	145.99	1,701
Gain (Loss) on Sale of Equity Investments	475.43	600.12	417.52	272.6	556.56	-78.15
Other Non-Interest Income	48,326	42,329	45,785	46,079	54,303	46,091
Total Non-Interest Income	50,648	42,665	46,270	46,406	55,005	47,713
Non-Interest Income Growth (YoY)	25.24%	-7.79%	-0.29%	-15.63%	15.28%	-27.78%
Revenues Before Loan Losses	174,158	172,373	171,103	154,420	150,342	144,768
Provision for Loan Losses	40,304	42,594	43,600	33,829	42,024	46,649
Revenue	133,853	129,779	127,503	120,592	108,318	98,118
Revenue Growth (YoY)	3.79%	1.79%	5.73%	11.33%	10.39%	-24.46%
Salaries and Employee Benefits	36,209	35,476	33,600	31,179	30,007	31,453
Occupancy Expenses	11,162	11,765	11,660	11,511	10,849	12,626
Selling, General & Administrative	3,837	3,859	5,721	8,044	111.66	5,469
Other Non-Interest Expense	19,739	21,877	20,799	19,140	22,589	14,783
Total Non-Interest Expense	70,947	72,977	71,781	69,874	63,556	64,330
EBT Excluding Unusual Items	62,906	56,803	55,723	50,718	44,762	33,788
Pretax Income	62,906	56,803	55,723	50,718	44,762	33,788
Income Tax Expense	12,943	12,224	11,955	13,592	9,376	6,794
Earnings From Continuing Operations	49,963	44,579	43,768	37,125	35,386	26,994
Minority Interest in Earnings	-911.93	-635.79	-247.08	420.59	204.03	223.91
Net Income	49,051	43,943	43,521	37,546	35,590	27,218
Net Income to Common	49,051	43,943	43,521	37,546	35,590	27,218
Net Income Growth	13.46%	0.97%	15.92%	5.50%	30.76%	-32.69%
Basic Shares Outstanding	3,366	3,367	3,367	3,377	3,399	3,399
Diluted Shares Outstanding	3,366	3,367	3,367	3,377	3,399	3,399
Shares Change (YoY)	-0.05%	-	-0.29%	-0.66%	0.01%	-
EPS (Basic)	14.57	13.05	12.93	11.12	10.47	8.01
EPS (Diluted)	14.57	13.05	12.93	11.12	10.47	8.01
EPS Growth	13.52%	0.97%	16.25%	6.19%	30.75%	-32.69%
Dividend Per Share	10.440	10.440	10.340	6.690	4.060	2.300
Dividend Growth	6.10%	0.97%	54.56%	64.78%	76.52%	-58.18%
Effective Tax Rate	20.57%	21.52%	21.45%	26.80%	20.95%	20.11%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.