SCB X PCL (BKK: SCB)

SCB X PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	170,184	161,121	126,993	112,177	118,371	135,025
Interest Income on Investments	262.63	150.27	149.08	166.04	155.45	627.34
Total Interest Income	170,447	161,271	127,142	112,343	118,526	135,653
Interest Paid on Deposits	39,800	36,439	19,127	17,006	21,472	35,624
Net Interest Income	130,647	124,833	108,014	95,337	97,054	100,029
Net Interest Income Growth (YoY)	8.20%	15.57%	13.30%	-1.77%	-2.97%	2.51%
Gain (Loss) on Sale of Assets	-	-	-	-	-	24,024
Gain (Loss) on Sale of Investments	-557.95	68.18	54.23	145.99	1,701	5,383
Gain (Loss) on Sale of Equity Investments	535.49	417.52	272.6	556.56	-78.15	30.76
Other Non-Interest Income	40,462	45,785	46,079	54,303	46,091	36,631
Total Non-Interest Income	40,440	46,270	46,406	55,005	47,713	66,069
Non-Interest Income Growth (YoY)	-12.21%	-0.29%	-15.63%	15.28%	-27.78%	62.55%
Revenues Before Loan Losses	171,087	171,103	154,420	150,342	144,768	166,098
Provision for Loan Losses	42,125	43,600	33,829	42,024	46,649	36,211
Revenue	128,962	127,503	120,592	108,318	98,118	129,887
Revenue Growth (YoY)	2.78%	5.73%	11.33%	10.39%	-24.46%	13.73%
Salaries and Employee Benefits	34,823	33,600	31,179	30,007	31,453	33,281
Occupancy Expenses	11,970	11,660	11,511	10,849	12,626	13,894
Selling, General & Administrative	5,779	5,721	8,044	111.66	5,469	7,168
Other Non-Interest Expense	21,219	20,799	19,140	22,589	14,783	16,195
Total Non-Interest Expense	73,792	71,781	69,874	63,556	64,330	70,538
EBT Excluding Unusual Items	55,170	55,723	50,718	44,762	33,788	59,349
Pretax Income	55,170	55,723	50,718	44,762	33,788	59,349
Income Tax Expense	11,516	11,955	13,592	9,376	6,794	19,098
Earnings From Continuing Operations	43,655	43,768	37,125	35,386	26,994	40,251
Minority Interest in Earnings	-423.59	-247.08	420.59	204.03	223.91	185.45
Net Income	43,231	43,521	37,546	35,590	27,218	40,436
Net Income to Common	43,231	43,521	37,546	35,590	27,218	40,436
Net Income Growth	8.98%	15.91%	5.50%	30.76%	-32.69%	0.92%
Basic Shares Outstanding	3,368	3,367	3,377	3,399	3,399	3,399
Diluted Shares Outstanding	3,368	3,367	3,377	3,399	3,399	3,399
Shares Change (YoY)	0.07%	-0.29%	-0.66%	0.01%	-	-
EPS (Basic)	12.84	12.93	11.12	10.47	8.01	11.90
EPS (Diluted)	12.84	12.93	11.12	10.47	8.01	11.90
EPS Growth	8.90%	16.25%	6.19%	30.75%	-32.69%	0.92%
Dividend Per Share	9.840	10.340	6.690	4.060	2.300	5.500
Dividend Growth	27.96%	54.56%	64.78%	76.52%	-58.18%	0%
Effective Tax Rate	20.87%	21.45%	26.80%	20.95%	20.11%	32.18%

Source: S&P Capital IQ. Banks template. Financial Sources.