SCB X PCL (BKK:SCB)

SCB X PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	34,372	43,867	43,801	40,676	47,254	50,421
Investment Securities	1,024,860	1,139,737	949,483	880,883	961,913	841,684
Trading Asset Securities	202,305	92,691	82,214	83,563	80,430	126,286
Total Investments	1,227,166	1,232,428	1,031,697	964,446	1,042,343	967,971
Gross Loans	2,296,006	2,350,672	2,404,285	2,425,572	2,377,215	2,311,109
Allowance for Loan Losses	-	-145,301	-148,549	-147,995	-145,554	-145,653
Other Adjustments to Gross Loans	-	-	-	-	-3,336	-
Net Loans	2,296,006	2,205,371	2,255,736	2,277,577	2,228,325	2,165,456
Property, Plant & Equipment	43,039	43,053	45,208	45,988	46,457	45,196
Goodwill	-	1,270	1,270	1,270	1,270	1,270
Other Intangible Assets	24,390	21,569	19,941	20,422	19,209	17,115
Investments in Real Estate	-	-	7.47	486.26	495.34	511.09
Accrued Interest Receivable	-	27,694	24,867	23,467	20,600	-
Other Receivables	-	-	-	-	7,826	-
Other Current Assets	37,920	2,892	2,152	1,752	5,655	1,705
Long-Term Deferred Tax Assets	7,230	6,854	6,668	6,139	3,225	3,681
Other Real Estate Owned & Foreclosed	-	28,773	26,064	24,179	20,822	16,496
Other Long-Term Assets	46,260	36,973	29,127	32,321	10,972	44,744
Total Assets	3,716,384	3,650,742	3,486,539	3,438,722	3,454,452	3,314,565

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	29,074	26,545	34,448	29,689	-
Interest Bearing Deposits	2,657,564	2,438,171	2,350,192	2,311,691	2,433,454	2,467,495
Non-Interest Bearing Deposits	-	125,144	123,434	131,169	122,346	-
Total Deposits	2,657,564	2,563,315	2,473,626	2,442,860	2,555,800	2,467,495
Short-Term Borrowings	52,705	44,837	46,281	42,952	61,292	49,200
Current Portion of Long-Term Debt	-	19,390	16,586	74,765	22,007	-
Accrued Interest Payable	-	4,730	5,405	4,003	1,991	-
Other Current Liabilities	13,646	269,542	194,300	173,472	117,967	10,539
Long-Term Debt	121,529	101,104	90,159	35,146	49,329	74,922
Long-Term Leases	-	2,797	3,551	4,052	3,567	-
Long-Term Unearned Revenue	-	13,885	14,803	12,699	13,881	-
Pension & Post-Retirement Benefits	-	11,182	10,345	8,820	8,179	-
Long-Term Deferred Tax Liabilities	1,436	907.23	799.58	991.72	928.73	887.85
Other Long-Term Liabilities	377,693	88,269	109,302	120,780	123,209	268,915
Total Liabilities	3,224,572	3,149,034	2,991,702	2,954,989	2,987,840	2,871,959

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	33,671	33,671	33,671	33,671	33,671	33,992
Additional Paid-In Capital	11,019	11,019	11,019	11,019	11,019	11,124
Retained Earnings	430,691	435,495	423,151	412,559	394,587	373,044
Comprehensive Income & Other	8,973	15,128	20,795	20,833	21,955	22,838
Total Common Equity	484,354	495,313	488,636	478,082	461,232	440,997
Minority Interest	7,458	6,396	6,201	5,651	5,380	1,609
Shareholders' Equity	491,812	501,709	494,837	483,733	466,612	442,606
Total Liabilities & Equity	3,716,384	3,650,742	3,486,539	3,438,722	3,454,452	3,314,565

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	174,233	168,128	156,577	156,915	136,196	124,122
Net Cash (Debt)	569,586	590,053	522,607	404,121	513,544	670,854
Net Cash Growth	0.51%	12.91%	29.32%	-21.31%	-23.45%	25.07%
Net Cash Per Share	169.17	175.24	155.21	120.02	152.08	197.35
Filing Date Shares Outstanding	3,367	3,367	3,367	3,367	3,367	3,399
Total Common Shares Outstanding	3,367	3,367	3,367	3,367	3,367	3,399
Book Value Per Share	143.85	147.10	145.12	141.99	136.98	129.74
Tangible Book Value	459,964	472,475	467,424	456,391	440,753	422,613
Tangible Book Value Per Share	136.60	140.32	138.82	135.54	130.90	124.33

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 1, 2026

Data Sources Report a data error