SCB X PCL (BKK:SCB)

SCB X PCL Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	43,512	47,488	43,943	43,521	37,546	35,590
Depreciation & Amortization	2,263	3,021	2,897	3,167	3,338	9,490
Other Amortization	4,518	4,518	4,936	5,695	5,732	-
Gain (Loss) on Sale of Assets	-169.81	-154.49	-367.28	-663.31	-1,149	-514.07
Gain (Loss) on Sale of Investments	-1,601	-3,254	1,349	-22,645	-33,785	-31,605
Total Asset Writedown	408.21	304.03	900.05	231.93	119.96	-36.4
Provision for Credit Losses	45,079	45,766	47,915	48,221	37,751	45,115
Change in Trading Asset Securities	-36,391	-23,984	-23,820	13,376	29,973	25,060
Change in Other Net Operating Assets	-44,477	-15,598	-133,269	12,463	19,552	-197,335
Other Operating Activities	56.36	-8,198	-3,145	-70.91	3,255	-743.86
Operating Cash Flow	12,733	49,502	-59,243	102,899	102,100	-115,535
Operating Cash Flow Growth	-13.79%	-	-	0.78%	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-1,276	-974.39	-1,283	-927.12	-1,183	-712.73
Sale of Property, Plant and Equipment	21.03	15.93	45.08	18.28	2.72	22.6
Cash Acquisitions	-470.5	-1,126	-33.23	-1,462	-510.76	-164.89
Investment in Securities	-136,619	-106,087	74,656	4,171	-172,184	87,612
Income (Loss) Equity Investments	-474.44	-415.5	-600.12	-417.52	-272.6	-556.56
Divestitures	63.46	63.46	431.43	-	50	-
Purchase / Sale of Intangibles	-6,027	-6,095	-5,822	-6,594	-5,611	-5,381
Investing Cash Flow	-144,308	-114,204	67,995	-4,794	-179,437	81,377

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	4,300	7,800	-	-
Long-Term Debt Issued	-	21,840	37,899	45,103	16,211	3.53
Total Debt Issued	20,590	21,840	42,199	52,903	16,211	3.53
Short-Term Debt Repaid	-	-9,800	-7,800	-	-	-
Long-Term Debt Repaid	-	-1,436	-37,526	-18,681	-16,228	-2,835
Total Debt Repaid	-12,838	-11,236	-45,326	-18,681	-16,228	-2,835
Net Debt Issued (Repaid)	7,752	10,604	-3,127	34,222	-16.61	-2,832
Issuance of Common Stock	-	-	-	-	-	0.01
Repurchase of Common Stock	-	-	-	-	-0.01	-
Common Dividends Paid	-37,981	-35,153	-33,132	-25,893	-13,991	-12,679
Net Increase (Decrease) in Deposit Accounts	163,307	89,690	30,766	-112,940	88,304	47,040
Other Financing Activities	-20.58	-379.74	-85.52	42.84	176.98	1,306
Financing Cash Flow	133,057	64,762	-5,579	-104,568	74,474	32,835

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Foreign Exchange Rate Adjustments	-170.71	5.32	-46.79	-114.38	-305.04	113.22
Net Cash Flow	1,311	65.56	3,125	-6,578	-3,167	-1,211

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	11,457	48,528	-60,527	101,972	100,917	-116,248
Free Cash Flow Growth	-17.34%	-	-	1.04%	-	-
Free Cash Flow Margin	9.15%	37.30%	-46.64%	79.98%	83.69%	-107.32%
Free Cash Flow Per Share	3.40	14.41	-17.98	30.29	29.89	-34.20

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	34,325	40,107	39,103	31,646	19,075	17,936
Cash Income Tax Paid	12,763	12,856	14,296	13,007	10,247	11,103

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 2, 2026

Data Sources Report a data error