SCB X PCL (BKK:SCB)
155.00
+2.50 (1.64%)
Jul 24, 2026, 4:35 PM ICT
SCB X PCL Financials Overview
Financials in millions THB. Fiscal year is January - December.
Millions THB. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 126,942 | 130,114 | 129,779 | 127,503 | 120,592 | 108,318 |
Revenue Growth | -2.59% | 0.26% | 1.79% | 5.73% | 11.33% | 10.39% |
Net Income Net Income Growth | 45,181 | 47,488 | 43,943 | 43,521 | 37,546 | 35,590 |
Earnings Per Share EPS Growth | 13.42 | 14.10 | 13.05 | 12.93 | 11.12 | 10.47 |
EPS Growth | 0.09% | 8.07% | 0.97% | 16.25% | 6.19% | 30.75% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Consumer & Digital Financial Services Consumer & Digital Financial Services Growth | 28,744 | 28,635 | 29,000 | 27,687 | 21,771 |
Platforms & Digital Assets Platforms & Digital Assets Growth | 6,917 | 7,768 | 5,293 | 6,220 | 8,191 |
Banking Services Banking Services Growth | 135,471 | 138,644 | 143,824 | 143,331 | 141,872 |
Inter Transactions & Others Inter Transactions & Others Growth | -3,235 | -3,464 | -5,744 | -6,135 | -17,414 |
Unallocated Expected Credit Loss Unallocated Expected Credit Loss Growth | -41,047 | -41,469 | -42,594 | -43,599 | -33,829 |
Total Total Growth | 126,850 | 130,114 | 129,779 | 127,504 | 120,591 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 745,352 | 758,181 | 679,184 | 561,036 | 649,739 | 794,976 |
Total Debt Total Debt Growth | 179,561 | 168,128 | 156,577 | 156,915 | 136,196 | 124,122 |
Net Cash (Debt) Net Cash Growth | 565,791 | 590,053 | 522,607 | 404,121 | 513,544 | 670,854 |
Net Cash Growth | 22.28% | 12.91% | 29.32% | -21.31% | -23.45% | 25.07% |
Net Cash Per Share Net Cash Per Share Growth | 168.10 | 175.24 | 155.21 | 120.02 | 152.08 | 197.35 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -35,020 | 49,502 | -59,243 | 102,899 | 102,100 | -115,535 |
Capital Expenditures CapEx Growth | -959.83 | -974.39 | -1,283 | -927.12 | -1,183 | -712.73 |
Free Cash Flow Free Cash Flow Growth | -35,980 | 48,528 | -60,527 | 101,972 | 100,917 | -116,248 |
Free Cash Flow Growth | - | - | - | 1.04% | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 35.59% | 36.50% | 33.86% | 34.13% | 31.14% | 32.86% |
FCF Margin | -28.34% | 37.30% | -46.64% | 79.98% | 83.69% | -107.32% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 11.280 | 11.280 | 10.440 | 10.340 | 6.690 | 4.060 |
Dividend Per Share Growth | 8.05% | 8.05% | 0.97% | 54.56% | 64.78% | 76.52% |
Dividend Yield | 7.40% | 8.67% | 10.36% | 12.44% | 8.57% | 4.53% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 24, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 11.99 | 9.86 | 9.00 | 8.20 | 9.60 | 12.12 |
Forward PE | 11.49 | 10.83 | 9.18 | 7.45 | 8.28 | 11.19 |
P/FCF Ratio | - | 9.65 | - | 3.50 | 3.57 | - |
PS Ratio | 4.17 | 3.60 | 3.05 | 2.80 | 2.99 | 3.98 |