SCB X PCL (BKK:SCB)

SCB X PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	150,279	155,979	169,320	161,121	126,993	112,177
Interest Income on Investments	484.95	163.95	284.66	150.27	149.08	166.04
Total Interest Income	150,764	156,143	169,605	161,271	127,142	112,343
Interest Paid on Deposits	36,040	36,862	39,896	36,439	19,127	17,006
Net Interest Income	115,015	119,281	129,709	124,833	108,014	95,337
Net Interest Income Growth (YoY)	-10.83%	-8.04%	3.91%	15.57%	13.30%	-1.77%
Gain (Loss) on Sale of Investments	1,058	2,188	-264.45	68.18	54.23	145.99
Gain (Loss) on Sale of Equity Investments	415.5	415.5	600.12	417.52	272.6	556.56
Other Non-Interest Income	51,501	49,699	42,329	45,785	46,079	54,303
Total Non-Interest Income	52,974	52,302	42,665	46,270	46,406	55,005
Non-Interest Income Growth (YoY)	22.10%	22.59%	-7.79%	-0.29%	-15.63%	15.28%
Revenues Before Loan Losses	167,989	171,583	172,373	171,103	154,420	150,342
Provision for Loan Losses	41,047	41,469	42,594	43,600	33,829	42,024
Revenue	126,942	130,114	129,779	127,503	120,592	108,318
Revenue Growth (YoY)	-2.66%	0.26%	1.79%	5.73%	11.33%	10.39%
Salaries and Employee Benefits	36,075	36,386	35,476	33,600	31,179	30,007
Occupancy Expenses	10,683	10,833	11,765	11,660	11,511	10,849
Selling, General & Administrative	3,569	3,562	3,859	5,721	8,044	111.66
Other Non-Interest Expense	18,857	18,789	21,877	20,799	19,140	22,589
Total Non-Interest Expense	69,184	69,570	72,977	71,781	69,874	63,556
EBT Excluding Unusual Items	57,758	60,544	56,803	55,723	50,718	44,762
Pretax Income	57,758	60,544	56,803	55,723	50,718	44,762
Income Tax Expense	11,781	12,324	12,224	11,955	13,592	9,376
Earnings From Continuing Operations	45,977	48,220	44,579	43,768	37,125	35,386
Minority Interest in Earnings	-796.42	-732.42	-635.79	-247.08	420.59	204.03
Net Income	45,181	47,488	43,943	43,521	37,546	35,590
Net Income to Common	45,181	47,488	43,943	43,521	37,546	35,590
Net Income Growth	0.04%	8.07%	0.97%	15.92%	5.50%	30.76%
Basic Shares Outstanding	3,367	3,367	3,367	3,367	3,377	3,399
Diluted Shares Outstanding	3,367	3,367	3,367	3,367	3,377	3,399
Shares Change (YoY)	-0.02%	-	-	-0.29%	-0.66%	0.01%
EPS (Basic)	13.42	14.10	13.05	12.93	11.12	10.47
EPS (Diluted)	13.42	14.10	13.05	12.93	11.12	10.47
EPS Growth	0.06%	8.07%	0.97%	16.25%	6.19%	30.75%
Dividend Per Share	11.280	11.280	10.440	10.340	6.690	4.060
Dividend Growth	8.05%	8.05%	0.97%	54.56%	64.78%	76.52%
Effective Tax Rate	20.40%	20.36%	21.52%	21.45%	26.80%	20.95%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.