SCB X PCL (BKK:SCB)

SCB X PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	37,255	43,801	40,676	47,254	50,421	51,632
Investment Securities	948,700	949,483	880,883	961,913	841,684	887,332
Trading Asset Securities	176,538	82,214	83,563	80,430	126,286	86,830
Total Investments	1,125,238	1,031,697	964,446	1,042,343	967,971	974,162
Gross Loans	2,233,537	2,404,285	2,425,572	2,377,215	2,311,109	2,255,242
Allowance for Loan Losses	-	-148,549	-147,995	-145,554	-145,653	-137,318
Other Adjustments to Gross Loans	-	-	-	-3,336	-	-2,124
Net Loans	2,233,537	2,255,736	2,277,577	2,228,325	2,165,456	2,115,800
Property, Plant & Equipment	43,415	45,208	45,988	46,457	45,196	40,309
Goodwill	-	1,270	1,270	1,270	1,270	1,270
Other Intangible Assets	21,866	19,941	20,422	19,209	17,115	17,296
Investments in Real Estate	-	7.47	486.26	495.34	511.09	-
Accrued Interest Receivable	-	24,867	23,467	20,600	-	15,549
Other Receivables	-	-	-	7,826	-	15,328
Other Current Assets	30,292	2,152	1,752	5,655	1,705	3,976
Long-Term Deferred Tax Assets	7,398	6,668	6,139	3,225	3,681	4,505
Other Real Estate Owned & Foreclosed	-	26,064	24,179	20,822	16,496	14,259
Other Long-Term Assets	34,710	29,127	32,321	10,972	44,744	24,297
Total Assets	3,533,712	3,486,539	3,438,722	3,454,452	3,314,565	3,278,384
Accrued Expenses	-	29,877	34,448	29,689	-	21,228
Interest Bearing Deposits	2,496,604	2,350,192	2,311,691	2,433,454	2,467,495	2,327,119
Non-Interest Bearing Deposits	-	123,434	131,169	122,346	-	93,336
Total Deposits	2,496,604	2,473,626	2,442,860	2,555,800	2,467,495	2,420,455
Short-Term Borrowings	42,668	46,281	42,952	61,292	49,200	79,703
Current Portion of Long-Term Debt	-	17,185	74,765	22,007	-	5,005
Accrued Interest Payable	-	5,405	4,003	1,991	-	3,155
Other Current Liabilities	10,486	194,300	173,472	117,967	10,539	151,874
Long-Term Debt	118,650	89,560	35,146	49,329	74,922	61,799
Long-Term Leases	-	3,551	4,052	3,567	-	3,090
Long-Term Unearned Revenue	-	11,518	12,699	13,881	-	16,243
Pension & Post-Retirement Benefits	-	10,345	8,820	8,179	-	9,005
Long-Term Deferred Tax Liabilities	827.89	799.58	991.72	928.73	887.85	132.02
Other Long-Term Liabilities	372,062	109,255	120,780	123,209	268,915	94,866
Total Liabilities	3,041,296	2,991,702	2,954,989	2,987,840	2,871,959	2,866,554
Common Stock	33,671	33,671	33,671	33,671	33,992	33,992
Additional Paid-In Capital	11,019	11,019	11,019	11,019	11,124	11,124
Retained Earnings	425,546	423,151	412,559	394,587	373,044	349,407
Comprehensive Income & Other	15,927	20,795	20,833	21,955	22,838	16,907
Total Common Equity	486,163	488,636	478,082	461,232	440,997	411,430
Minority Interest	6,253	6,201	5,651	5,380	1,609	399.14
Shareholders' Equity	492,416	494,837	483,733	466,612	442,606	411,829
Total Liabilities & Equity	3,533,712	3,486,539	3,438,722	3,454,452	3,314,565	3,278,384
Total Debt	161,317	156,577	156,915	136,196	124,122	149,596
Net Cash (Debt)	651,388	522,607	404,121	513,544	670,854	536,369
Net Cash Growth	52.77%	29.32%	-21.31%	-23.45%	25.07%	23.54%
Net Cash Per Share	193.50	155.21	120.02	152.08	197.35	157.80
Filing Date Shares Outstanding	3,367	3,367	3,367	3,367	3,399	3,399
Total Common Shares Outstanding	3,367	3,367	3,367	3,367	3,399	3,399
Book Value Per Share	144.39	145.12	141.99	136.98	129.74	121.04
Tangible Book Value	464,297	467,424	456,391	440,753	422,613	392,864
Tangible Book Value Per Share	137.89	138.82	135.54	130.90	124.33	115.58

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.