SCB X PCL Balance Sheet

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	43,867	43,801	40,676	47,254	50,421
Investment Securities	1,139,737	949,483	880,883	961,913	841,684
Trading Asset Securities	92,691	82,214	83,563	80,430	126,286
Total Investments	1,232,428	1,031,697	964,446	1,042,343	967,971
Gross Loans	2,350,672	2,404,285	2,425,572	2,377,215	2,311,109
Allowance for Loan Losses	-145,301	-148,549	-147,995	-145,554	-145,653
Other Adjustments to Gross Loans	-	-	-	-3,336	-
Net Loans	2,205,371	2,255,736	2,277,577	2,228,325	2,165,456
Property, Plant & Equipment	43,053	45,208	45,988	46,457	45,196
Goodwill	1,270	1,270	1,270	1,270	1,270
Other Intangible Assets	21,569	19,941	20,422	19,209	17,115
Investments in Real Estate	-	7.47	486.26	495.34	511.09
Accrued Interest Receivable	27,694	24,867	23,467	20,600	-
Other Receivables	-	-	-	7,826	-
Other Current Assets	2,892	2,152	1,752	5,655	1,705
Long-Term Deferred Tax Assets	6,854	6,668	6,139	3,225	3,681
Other Real Estate Owned & Foreclosed	28,773	26,064	24,179	20,822	16,496
Other Long-Term Assets	36,973	29,127	32,321	10,972	44,744
Total Assets	3,650,742	3,486,539	3,438,722	3,454,452	3,314,565
Accrued Expenses	29,074	26,545	34,448	29,689	-
Interest Bearing Deposits	2,438,171	2,350,192	2,311,691	2,433,454	2,467,495
Non-Interest Bearing Deposits	125,144	123,434	131,169	122,346	-
Total Deposits	2,563,315	2,473,626	2,442,860	2,555,800	2,467,495
Short-Term Borrowings	44,837	46,281	42,952	61,292	49,200
Current Portion of Long-Term Debt	19,390	16,586	74,765	22,007	-
Accrued Interest Payable	4,730	5,405	4,003	1,991	-
Other Current Liabilities	269,542	194,300	173,472	117,967	10,539
Long-Term Debt	101,104	90,159	35,146	49,329	74,922
Long-Term Leases	2,797	3,551	4,052	3,567	-
Long-Term Unearned Revenue	13,885	14,803	12,699	13,881	-
Pension & Post-Retirement Benefits	11,182	10,345	8,820	8,179	-
Long-Term Deferred Tax Liabilities	907.23	799.58	991.72	928.73	887.85
Other Long-Term Liabilities	88,269	109,302	120,780	123,209	268,915
Total Liabilities	3,149,034	2,991,702	2,954,989	2,987,840	2,871,959
Common Stock	33,671	33,671	33,671	33,671	33,992
Additional Paid-In Capital	11,019	11,019	11,019	11,019	11,124
Retained Earnings	435,495	423,151	412,559	394,587	373,044
Comprehensive Income & Other	15,128	20,795	20,833	21,955	22,838
Total Common Equity	495,313	488,636	478,082	461,232	440,997
Minority Interest	6,396	6,201	5,651	5,380	1,609
Shareholders' Equity	501,709	494,837	483,733	466,612	442,606
Total Liabilities & Equity	3,650,742	3,486,539	3,438,722	3,454,452	3,314,565
Total Debt	168,128	156,577	156,915	136,196	124,122
Net Cash (Debt)	590,053	522,607	404,121	513,544	670,854
Net Cash Growth	12.91%	29.32%	-21.31%	-23.45%	25.07%
Net Cash Per Share	175.24	155.21	120.02	152.08	197.35
Filing Date Shares Outstanding	3,367	3,367	3,367	3,367	3,399
Total Common Shares Outstanding	3,367	3,367	3,367	3,367	3,399
Book Value Per Share	147.10	145.12	141.99	136.98	129.74
Tangible Book Value	472,475	467,424	456,391	440,753	422,613
Tangible Book Value Per Share	140.32	138.82	135.54	130.90	124.33

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.