Unicaja Banco Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	2,164	2,064	2,317	2,160	1,909	988.32
Interest Income on Investments	157.07	291.73	391.87	210.01	-615.58	-116.9
Total Interest Income	2,321	2,356	2,709	2,370	1,293	871.42
Interest Paid on Deposits	785.26	838.83	1,155	992.67	201.6	122
Net Interest Income	1,536	1,517	1,554	1,378	1,092	749.42
Net Interest Income Growth	0.65%	-2.36%	12.76%	26.21%	45.67%	26.35%
Income From Trading Activities	-8.63	19.13	10.29	7.66	10.3	12.69
Gain (Loss) on Sale of Assets	9.85	2.61	11.28	-233.15	16.63	-9.97
Gain (Loss) on Sale of Investments	16.34	-8.77	-8.31	12.7	26.96	37.54
Gain (Loss) on Sale of Equity Investments	94.01	93.93	87.07	91.95	80.3	40.27
Other Non-Interest Income	486.79	473.32	387.03	288.82	396.45	259.99
Total Non-Interest Income	598.35	580.21	487.35	167.97	530.64	340.51
Non-Interest Income Growth	5.08%	19.05%	190.14%	-68.35%	55.84%	6.83%
Revenues Before Loan Losses	2,134	2,097	2,041	1,546	1,622	1,090
Provision for Loan Losses	108.89	124.51	110.53	146.26	214.55	182.37
Revenue	2,025	1,973	1,930	1,400	1,408	907.56
Revenue Growth	2.27%	2.19%	37.94%	-0.59%	55.12%	35.47%
Salaries and Employee Benefits	581.19	573.62	550.35	486.76	506.13	437.46
Amortization of Goodwill & Intangibles	94.2	92.21	86.85	90.5	90.4	68.92
Selling, General & Administrative	263.83	250.59	232.86	243.83	228.01	168.23
Other Non-Interest Expense	153.79	158.13	229.47	156.61	169.07	501.45
Total Non-Interest Expense	1,093	1,075	1,100	977.7	993.6	1,176
EBT Excluding Unusual Items	932.16	898.2	830.95	421.8	414.17	-268.49
Asset Writedown	5.6	9.47	-8.28	-44.46	-24.55	-4.64
Other Unusual Items	-	-	-	-	-	1,301
Pretax Income	931.89	901.5	816.29	370.57	382.85	1,021
Income Tax Expense	274.14	268.09	242.95	104.04	105.28	-91.77
Earnings From Continuing Operations	657.75	633.4	573.33	266.53	277.57	1,113
Minority Interest in Earnings	-1.42	-1.05	0	0.17	0	0
Net Income	656.34	632.36	573.33	266.7	277.58	1,113
Preferred Dividends & Other Adjustments	6.85	6.85	6.85	6.85	6.85	6.85
Net Income to Common	649.49	625.51	566.48	259.85	270.73	1,106
Net Income Growth	6.54%	10.42%	118.00%	-4.02%	-75.53%	1458.66%
Basic Shares Outstanding	2,576	2,569	2,612	2,655	2,653	2,034
Diluted Shares Outstanding	2,576	2,569	2,612	2,655	2,653	2,034
Shares Change	0.01%	-1.66%	-1.61%	0.08%	30.46%	28.48%
EPS (Basic)	0.25	0.24	0.22	0.10	0.10	0.54
EPS (Diluted)	0.25	0.24	0.22	0.10	0.10	0.54
EPS Growth	6.08%	12.06%	121.56%	-4.05%	-81.25%	1113.17%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.191	0.173	0.134	0.050	0.048	0.027
Dividend Growth	37.18%	29.04%	168.20%	3.10%	79.13%	170.20%
Effective Tax Rate	29.42%	29.74%	29.76%	28.07%	27.50%	-