Texim Bank AD (BUL:TXIM)

Texim Bank AD Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	13.05	10.13	9.37	8.45	6.01	5.99
Interest Income on Investments	0.06	0.02	0.03	0.02	0.03	0.03
Total Interest Income	13.11	10.16	9.4	8.47	6.04	6.02
Interest Paid on Deposits	1.37	1.13	0.64	0.45	0.69	0.83
Net Interest Income	11.74	9.03	8.76	8.02	5.35	5.19
Net Interest Income Growth	32.38%	3.02%	9.22%	49.84%	3.17%	14.47%
Gain (Loss) on Sale of Assets	0	0.04	0.12	0.01	-0.07	-0.01
Gain (Loss) on Sale of Investments	2.1	1.92	2.05	1.23	1.35	1.26
Other Non-Interest Income	3.49	3.07	1.78	1.96	1.75	1.72
Total Non-Interest Income	5.59	5.03	3.95	3.2	3.03	2.97
Non-Interest Income Growth	23.73%	27.53%	23.15%	5.76%	2.06%	-6.86%
Revenues Before Loan Losses	17.33	14.06	12.71	11.23	8.38	8.16
Provision for Loan Losses	0.1	-0.06	0.16	0.3	0.03	0.03
Revenue	17.23	14.12	12.55	10.92	8.35	8.13
Revenue Growth	30.82%	12.53%	14.90%	30.72%	2.75%	4.72%
Occupancy Expenses	2.13	2.01	1.92	1.94	1.92	1.92
Selling, General & Administrative	11.55	10.57	9.41	7.98	7.1	6.35
Other Non-Interest Expense	0.01	-0.01	0.02	0	-0	0.05
Total Non-Interest Expense	13.7	12.57	11.35	9.93	9.02	8.31
EBT Excluding Unusual Items	3.53	1.55	1.2	0.99	-0.67	-0.18
Asset Writedown	0.23	0.22	0.1	0.25	0.93	0.35
Pretax Income	3.76	1.78	1.3	1.24	0.26	0.17
Income Tax Expense	0.44	0.43	-0.01	0.03	0.1	0
Net Income	3.32	1.35	1.31	1.22	0.16	0.17
Net Income to Common	3.32	1.35	1.31	1.22	0.16	0.17
Net Income Growth	145.69%	2.56%	7.80%	656.02%	-3.11%	154.01%
Basic Shares Outstanding	40	37	35	31	28	28
Diluted Shares Outstanding	40	37	35	31	28	28
Shares Change	9.87%	7.53%	12.52%	10.27%	-	-
EPS (Basic)	0.08	0.04	0.04	0.04	0.01	0.01
EPS (Diluted)	0.08	0.04	0.04	0.04	0.01	0.01
EPS Growth	123.63%	-4.62%	-4.20%	585.69%	-3.12%	154.00%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Effective Tax Rate	11.78%	24.24%	-	2.10%	37.38%	0.61%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 19, 2026

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