Financiera Confianza S.A.A. (BVL:FCONFIC1)
Peru · Delayed Price · Currency is PEN 55.50
0.00 (0.00%)
At close: Nov 9, 2026
Financiera Confianza Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 643.26 | 587.02 | 539.71 | 549.43 | 514.53 | 431.18 |
Interest Income on Investments | 10.5 | 7.31 | 8.86 | 11.68 | 9.23 | 1.42 |
Total Interest Income | 653.77 | 594.34 | 548.57 | 561.12 | 523.76 | 432.6 |
Interest Paid on Deposits | 89.07 | 82.84 | 93.85 | 92.15 | 69.29 | 63.36 |
Interest Paid on Borrowings | 21.36 | 21.35 | 31.67 | 41.26 | 21.76 | 13.6 |
Total Interest Expense | 110.43 | 104.19 | 125.52 | 133.4 | 91.05 | 76.96 |
Net Interest Income | 543.34 | 490.15 | 423.05 | 427.71 | 432.7 | 355.65 |
Net Interest Income Growth | 14.61% | 15.86% | -1.09% | -1.15% | 21.67% | 0.33% |
Trust Income | - | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 |
Gain (Loss) on Sale of Assets | - | - | - | - | -51.65 | -22.56 |
Other Non-Interest Income | 26.25 | 22.45 | 21.54 | 23.37 | 15.36 | 17.39 |
Total Non-Interest Income | 26.25 | 22.45 | 21.53 | 23.36 | -36.3 | -5.19 |
Non-Interest Income Growth | 16.39% | 4.26% | -7.84% | - | - | - |
Revenues Before Loan Losses | 569.58 | 512.59 | 444.58 | 451.07 | 396.4 | 350.46 |
Provision for Loan Losses | 109.77 | 130.09 | 153.93 | 157.42 | 90.63 | 120.45 |
| 459.81 | 382.5 | 290.65 | 293.65 | 305.77 | 230.01 | |
Revenue Growth | 28.31% | 31.60% | -1.02% | -3.96% | 32.94% | -8.83% |
Salaries and Employee Benefits | 237.99 | 204.25 | 187.56 | 194.49 | 170.53 | 151.84 |
Occupancy Expenses | 15.75 | 13.24 | 12.13 | 9.36 | 7.42 | 7.51 |
Federal Deposit Insurance | 5.63 | 4.85 | 4.21 | 3.95 | 4.37 | 5.83 |
Selling, General & Administrative | 68.08 | 64.84 | 61.58 | 63.9 | 60.17 | 56.09 |
Other Non-Interest Expense | 4.07 | 1.58 | -0.76 | -0.13 | -3.86 | -1.01 |
Total Non-Interest Expense | 331.59 | 288.76 | 264.72 | 271.56 | 238.62 | 220.28 |
EBT Excluding Unusual Items | 128.23 | 93.74 | 25.93 | 22.1 | 67.15 | 9.73 |
Legal Settlements | -0.49 | -1.36 | -0.72 | -0.02 | -1.9 | -0.27 |
Other Unusual Items | -18.76 | -18.76 | -13.19 | -6.9 | -6.25 | -3.18 |
Pretax Income | 110.12 | 74.77 | 16.92 | 19.23 | 60.32 | 6.29 |
Income Tax Expense | 37.52 | 22.38 | 4.22 | 7.21 | 17.51 | 3.14 |
Net Income | 72.6 | 52.39 | 12.7 | 12.02 | 42.81 | 3.16 |
Net Income to Common | 72.6 | 52.39 | 12.7 | 12.02 | 42.81 | 3.16 |
Net Income Growth | 54.54% | 312.65% | 5.63% | -71.92% | 1256.89% | -77.87% |
Basic Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 |
Diluted Shares Outstanding | 6 | 6 | 6 | 6 | 6 | 6 |
Shares Change | -0.03% | -0.00% | -0.01% | 0.01% | - | 0.00% |
EPS (Basic) | 12.75 | 9.20 | 2.23 | 2.11 | 7.52 | 0.55 |
EPS (Diluted) | 12.75 | 9.20 | 2.23 | 2.11 | 7.52 | 0.55 |
EPS Growth | 54.59% | 312.65% | 5.64% | -71.93% | 1256.89% | -77.87% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 4.503 | 4.503 | 1.204 | 0.949 | 3.382 | - |
Dividend Growth | 274.15% | 274.15% | 26.77% | -71.93% | - | - |
Effective Tax Rate | 34.07% | 29.93% | 24.96% | 37.49% | 29.03% | 49.86% |