BVL:MIBANC1 Income Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	3,360	3,165	3,066	3,089	2,734	2,018
Interest Paid on Deposits	658.07	673.31	816.35	905.86	560.09	244.75
Net Interest Income	2,679	2,492	2,250	2,183	2,174	1,773
Net Interest Income Growth	15.66%	10.76%	3.06%	0.41%	22.61%	6.28%
Gain (Loss) on Sale of Investments	0.22	-	-	-	-	-
Gain (Loss) on Sale of Equity Investments	0.01	-	-	-	-	-
Other Non-Interest Income	196.75	124.08	102.8	104.63	93.84	79.41
Total Non-Interest Income	157.3	124.08	102.8	104.63	93.84	79.41
Non-Interest Income Growth	37.65%	20.70%	-1.75%	11.50%	18.17%	-3.24%
Revenues Before Loan Losses	2,836	2,616	2,352	2,287	2,268	1,852
Provision for Loan Losses	515.06	519.1	725.82	818.96	488.17	446.65
Revenue	2,321	2,097	1,627	1,469	1,780	1,406
Revenue Growth	24.55%	28.90%	10.76%	-17.48%	26.59%	37.27%
Salaries and Employee Benefits	8.72	2.61	3.93	3.86	4.1	3.73
Occupancy Expenses	67.05	64.85	60.06	16.26	18.17	19.67
Amortization of Goodwill & Intangibles	-	-	-	35.5	27.04	21.52
Selling, General & Administrative	1,302	1,265	1,172	1,146	1,107	1,033
Other Non-Interest Expense	14.02	15.64	-8.08	-8.58	25.28	32.86
Total Non-Interest Expense	1,392	1,348	1,228	1,193	1,182	1,111
EBT Excluding Unusual Items	929.12	748.31	398.95	275.19	597.86	295.13
Legal Settlements	0.3	-	-	-	-	-
Other Unusual Items	-	-	-	-0.3	-4.24	-16.26
Pretax Income	929.42	748.31	398.95	274.89	593.62	278.87
Income Tax Expense	248.01	198.22	86.98	8.94	155.26	99.72
Net Income	681.4	550.09	311.97	265.94	438.36	179.15
Net Income to Common	681.4	550.09	311.97	265.94	438.36	179.15
Net Income Growth	62.48%	76.33%	17.31%	-39.33%	144.69%	-
Basic Shares Outstanding	1,837	1,841	1,841	1,841	1,841	1,841
Diluted Shares Outstanding	1,837	1,841	1,841	1,841	1,841	1,841
Shares Change	-0.34%	-	-	-	-	11.98%
EPS (Basic)	0.37	0.30	0.17	0.14	0.24	0.10
EPS (Diluted)	0.37	0.30	0.17	0.14	0.24	0.10
EPS Growth	63.03%	76.33%	17.31%	-39.33%	144.69%	-
Dividend Per Share	0.205	0.205	-	0.244	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	26.68%	26.49%	21.80%	3.25%	26.16%	35.76%