Banco Pine Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,357	3,282	1,539	1,145	737.63	454.61
Interest Income on Investments	1,291	2,079	1,037	832.14	570.53	447.07
Total Interest Income	5,648	5,361	2,576	1,977	1,308	901.68
Interest Paid on Deposits	3,891	3,598	1,811	1,788	1,222	817.71
Interest Paid on Borrowings	52.01	18.59	152.62	3.92	7.12	13.73
Total Interest Expense	3,943	3,616	1,964	1,792	1,229	831.44
Net Interest Income	1,705	1,744	612.87	185.06	79.22	70.24
Net Interest Income Growth	41.93%	184.63%	231.17%	133.62%	12.77%	69.98%
Other Non-Interest Income	522.2	-147.85	66.15	365.23	183.42	128.97
Total Non-Interest Income	522.2	-147.85	66.15	365.23	183.42	128.97
Non-Interest Income Growth	-	-	-81.89%	99.12%	42.21%	8.64%
Revenues Before Loan Losses	2,227	1,597	679.02	550.29	262.63	199.22
Provision for Loan Losses	701.95	426.06	76.11	-8.88	34.33	-7.46
Revenue	1,525	1,171	602.91	559.17	228.31	206.68
Revenue Growth	101.59%	94.14%	7.82%	144.92%	10.46%	7.60%
Salaries and Employee Benefits	307.61	274	152.73	152.94	125.47	104.47
Selling, General & Administrative	469.69	373.02	213.51	149.48	80.38	84.39
Other Non-Interest Expense	-11.25	-21.97	-32.73	29.42	19.27	24.92
Total Non-Interest Expense	726.37	579.9	288.58	293.13	157.07	185.2
EBT Excluding Unusual Items	799.06	590.61	314.33	266.03	71.24	21.48
Legal Settlements	-3.45	-3.45	-12.21	-10.04	-2.16	-7.52
Pretax Income	795.62	587.16	302.12	256	69.08	13.96
Income Tax Expense	190.69	142.33	43.87	75.12	28.18	8.02
Earnings From Continuing Operations	604.92	444.84	258.25	180.88	40.9	5.94
Minority Interest in Earnings	-2.23	-1.24	-	-	-	-
Net Income	602.69	443.59	258.25	180.88	40.9	5.94
Net Income to Common	602.69	443.59	258.25	180.88	40.9	5.94
Net Income Growth	109.33%	71.77%	42.77%	342.24%	588.32%	-
Basic Shares Outstanding	-	-	224	183	186	148
Diluted Shares Outstanding	-	-	224	183	186	148
Shares Change	-	-	22.26%	-1.92%	25.84%	-
EPS (Basic)	-	-	1.16	0.99	0.22	0.04
EPS (Diluted)	-	-	1.16	0.99	0.22	0.04
EPS Growth	-	-	16.78%	350.89%	446.99%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.650	0.650	0.492	0.309	0.062	-
Dividend Growth	96.79%	32.20%	59.35%	401.59%	-	-
Effective Tax Rate	23.97%	24.24%	14.52%	29.34%	40.79%	57.45%