Amen Bank Société anonyme (BVMT:AB)
Tunisia · Delayed Price · Currency is TND 90.00
-0.05 (-0.06%)
At close: Sep 11, 2026
Amen Bank Société anonyme Income Statement
Financials in millions TND. Fiscal year is January - December.
Millions TND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 811.85 | 829.82 | 819.11 | 775.67 | 652.23 | 571.37 |
Interest Paid on Deposits | 630.99 | 645.58 | 620.32 | 586.25 | 473.78 | 406.95 |
Net Interest Income | 180.86 | 184.25 | 198.79 | 189.43 | 178.45 | 164.42 |
Net Interest Income Growth | 3.93% | -7.32% | 4.94% | 6.15% | 8.53% | 5.75% |
Gain (Loss) on Sale of Assets | -0.45 | -0.45 | 1.72 | 0.76 | -0.09 | 1.1 |
Gain (Loss) on Sale of Investments | 1 | 5.51 | 0.97 | 2.24 | 0.34 | -6.54 |
Other Non-Interest Income | 525.14 | 467.36 | 363.87 | 348.88 | 309.95 | 288.74 |
Total Non-Interest Income | 525.69 | 472.41 | 366.57 | 351.88 | 310.19 | 283.3 |
Non-Interest Income Growth | 30.48% | 28.88% | 4.17% | 13.44% | 9.49% | 18.75% |
Revenues Before Loan Losses | 706.55 | 656.66 | 565.35 | 541.3 | 488.64 | 447.72 |
Provision for Loan Losses | 83.78 | 78.16 | 80.28 | 86.67 | 115.76 | 102.54 |
| 622.77 | 578.5 | 485.07 | 454.63 | 372.88 | 345.18 | |
Revenue Growth | 26.40% | 19.26% | 6.70% | 21.93% | 8.02% | 17.03% |
Salaries and Employee Benefits | 191.59 | 184.9 | 162.43 | 154.74 | 141.51 | 130.95 |
Occupancy Expenses | 16.13 | 15.06 | 9.8 | 8.39 | 9.86 | 9.95 |
Other Non-Interest Expense | 81.65 | 79.12 | 62.14 | 62.34 | 47.95 | 48.47 |
Total Non-Interest Expense | 275.43 | 265.15 | 203.27 | 211.65 | 187.16 | 182.4 |
EBT Excluding Unusual Items | 347.34 | 313.35 | 281.81 | 242.98 | 185.71 | 162.78 |
Other Unusual Items | -0.3 | 0.74 | -6.59 | -5.58 | -2.24 | -13.17 |
Pretax Income | 347.04 | 314.09 | 275.22 | 237.4 | 183.47 | 149.62 |
Income Tax Expense | 40.09 | 38.18 | 30.87 | 20.25 | 30.4 | 12.92 |
Earnings From Continuing Operations | 306.96 | 275.91 | 244.35 | 217.15 | 153.07 | 136.7 |
Minority Interest in Earnings | -11.07 | -11.07 | -0.8 | -0.6 | -0.49 | -0.55 |
Net Income | 295.89 | 264.84 | 243.55 | 216.55 | 152.58 | 136.15 |
Net Income to Common | 295.89 | 264.84 | 243.55 | 216.55 | 152.58 | 136.15 |
Net Income Growth | 18.43% | 8.74% | 12.47% | 41.93% | 12.07% | 38.30% |
Basic Shares Outstanding | 35 | 35 | 35 | 35 | 35 | 35 |
Diluted Shares Outstanding | 35 | 35 | 35 | 35 | 35 | 35 |
Shares Change | -0.02% | - | - | - | - | - |
EPS (Basic) | 8.47 | 7.58 | 6.97 | 6.20 | 4.37 | 3.90 |
EPS (Diluted) | 8.47 | 7.58 | 6.97 | 6.20 | 4.37 | 3.90 |
EPS Growth | 18.45% | 8.75% | 12.47% | 41.92% | 12.07% | 38.31% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | - | 3.300 | 2.375 | 1.552 | 1.100 |
Dividend Growth | - | - | 38.96% | 52.98% | 41.17% | -32.56% |
Effective Tax Rate | 11.55% | 12.16% | 11.22% | 8.53% | 16.57% | 8.63% |