Amen Bank Société anonyme (BVMT:AB)

Amen Bank Société anonyme Statistics

Total Valuation

BVMT:AB has a market cap or net worth of TND 1.67 billion.

Market Cap	1.67B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 28, 2025.

Earnings Date	Nov 28, 2025
Ex-Dividend Date	May 20, 2025

Share Statistics

BVMT:AB has 34.92 million shares outstanding.

Current Share Class	34.92M
Shares Outstanding	34.92M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.00%
Float	n/a

Valuation Ratios

The trailing PE ratio is 6.85 and the forward PE ratio is 7.09.

PE Ratio	6.85
Forward PE	7.09
PS Ratio	3.44
PB Ratio	0.98
P/TBV Ratio	0.99
P/FCF Ratio	50.72
P/OCF Ratio	26.37
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	47.69
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.91%.

Return on Equity (ROE)	14.91%
Return on Assets (ROA)	2.15%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	505,283
Profits Per Employee	253,693
Employee Count	960
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, BVMT:AB has paid 30.87 million in taxes.

Income Tax	30.87M
Effective Tax Rate	11.22%

Stock Price Statistics

The stock price has increased by +29.19% in the last 52 weeks. The beta is -0.05, so BVMT:AB's price volatility has been lower than the market average.

Beta (5Y)	-0.05
52-Week Price Change	+29.19%
50-Day Moving Average	46.31
200-Day Moving Average	41.72
Relative Strength Index (RSI)	66.66
Average Volume (20 Days)	12,932

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BVMT:AB had revenue of TND 485.07 million and earned 243.55 million in profits. Earnings per share was 6.97.

Revenue	485.07M
Gross Profit	485.07M
Operating Income	246.55M
Pretax Income	275.22M
Net Income	243.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6.97

Balance Sheet

The company has 1.54 billion in cash and 1.57 billion in debt, giving a net cash position of -33.43 million or -0.96 per share.

Cash & Cash Equivalents	1.54B
Total Debt	1.57B
Net Cash	-33.43M
Net Cash Per Share	-0.96
Equity (Book Value)	1.71B
Book Value Per Share	48.79
Working Capital	-7.05B

Cash Flow

In the last 12 months, operating cash flow was 63.31 million and capital expenditures -30.40 million, giving a free cash flow of 32.91 million.

Operating Cash Flow	63.31M
Capital Expenditures	-30.40M
Free Cash Flow	32.91M
FCF Per Share	0.94

Margins

Gross Margin	n/a
Operating Margin	50.83%
Pretax Margin	56.74%
Profit Margin	50.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	6.78%

Dividends & Yields

This stock pays an annual dividend of 3.30, which amounts to a dividend yield of 6.90%.

Dividend Per Share	3.30
Dividend Yield	6.90%
Dividend Growth (YoY)	18.25%
Years of Dividend Growth	2
Payout Ratio	35.47%
Buyback Yield	n/a
Shareholder Yield	6.88%
Earnings Yield	14.59%
FCF Yield	1.97%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 28, 2024. It was a forward split with a ratio of 1.15384615.

Last Split Date	Oct 28, 2024
Split Type	Forward
Split Ratio	1.15384615

Scores

Altman Z-Score	n/a
Piotroski F-Score	3