Crédit du Maroc S.A. (CBSE:CDM)
1,042.00
+67.00 (6.87%)
At close: Apr 10, 2025
Crédit du Maroc Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
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Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 3,147 | 2,821 | 2,336 | 2,243 | 2,283 | Upgrade
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Interest Paid on Deposits | 718.94 | 595.23 | 339.95 | 288.13 | 423.53 | Upgrade
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Net Interest Income | 2,428 | 2,226 | 1,996 | 1,955 | 1,860 | Upgrade
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Net Interest Income Growth (YoY) | 9.09% | 11.49% | 2.11% | 5.14% | 0.33% | Upgrade
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Income From Trading Activities | 487.07 | 343.38 | 263.64 | 199.8 | 201.13 | Upgrade
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Gain (Loss) on Sale of Assets | -6.14 | -4.43 | -15.42 | -3.87 | -0.06 | Upgrade
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Other Non-Interest Income | 388.01 | 357.66 | 308.65 | 305.05 | 320.58 | Upgrade
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Total Non-Interest Income | 868.94 | 696.61 | 556.87 | 500.98 | 521.65 | Upgrade
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Non-Interest Income Growth (YoY) | 24.74% | 25.09% | 11.16% | -3.96% | -10.48% | Upgrade
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Revenues Before Loan Losses | 3,297 | 2,922 | 2,553 | 2,456 | 2,381 | Upgrade
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Provision for Loan Losses | 398.41 | 445.29 | 309.94 | 63.51 | 721.67 | Upgrade
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Revenue | 2,899 | 2,477 | 2,243 | 2,393 | 1,660 | Upgrade
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Revenue Growth (YoY) | 17.01% | 10.43% | -6.24% | 44.17% | -21.53% | Upgrade
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Occupancy Expenses | 259.7 | 232.91 | 190.27 | 178.15 | 149.9 | Upgrade
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Selling, General & Administrative | 3.47 | 6.1 | 19.21 | 13.56 | 3.91 | Upgrade
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Other Non-Interest Expense | 1,342 | 1,360 | 1,291 | 1,143 | 1,166 | Upgrade
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Total Non-Interest Expense | 1,605 | 1,599 | 1,500 | 1,335 | 1,320 | Upgrade
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EBT Excluding Unusual Items | 1,294 | 878.31 | 743.21 | 1,058 | 339.56 | Upgrade
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Pretax Income | 1,294 | 878.31 | 743.21 | 1,058 | 339.56 | Upgrade
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Income Tax Expense | 552.59 | 380.08 | 345.11 | 426.26 | 144.03 | Upgrade
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Earnings From Continuing Operations | 740.95 | 498.23 | 398.1 | 631.36 | 195.53 | Upgrade
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Minority Interest in Earnings | - | 4.86 | 6.19 | -3.97 | -5.22 | Upgrade
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Net Income | 740.95 | 503.09 | 404.29 | 627.39 | 190.32 | Upgrade
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Net Income to Common | 740.95 | 503.09 | 404.29 | 627.39 | 190.32 | Upgrade
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Net Income Growth | 47.28% | 24.44% | -35.56% | 229.66% | -62.60% | Upgrade
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Basic Shares Outstanding | 11 | 11 | 11 | 11 | 11 | Upgrade
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Diluted Shares Outstanding | 11 | 11 | 11 | 11 | 11 | Upgrade
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Shares Change (YoY) | -0.00% | -0.00% | 0.02% | -0.01% | 0.00% | Upgrade
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EPS (Basic) | 68.09 | 46.23 | 37.15 | 57.66 | 17.49 | Upgrade
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EPS (Diluted) | 68.09 | 46.23 | 37.15 | 57.66 | 17.49 | Upgrade
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EPS Growth | 47.28% | 24.44% | -35.57% | 229.67% | -62.60% | Upgrade
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Dividend Per Share | 41.700 | 34.200 | 27.000 | 25.900 | 4.550 | Upgrade
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Dividend Growth | 21.93% | 26.67% | 4.25% | 469.23% | -75.67% | Upgrade
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Effective Tax Rate | 42.72% | 43.27% | 46.43% | 40.30% | 42.42% | Upgrade
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Updated Mar 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.