Crédit du Maroc S.A. (CBSE:CDM)
Morocco · Delayed Price · Currency is MAD 1,105.00
+5.00 (0.45%)
At close: Aug 8, 2025
Crédit du Maroc Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2020 |
Interest Income on Loans | 3,217 | 3,147 | 2,821 | 2,336 | 2,243 | 2,283 | Upgrade |
Interest Paid on Deposits | 668.19 | 718.94 | 595.23 | 339.95 | 288.13 | 423.53 | Upgrade |
Net Interest Income | 2,549 | 2,428 | 2,226 | 1,996 | 1,955 | 1,860 | Upgrade |
Net Interest Income Growth (YoY) | 9.42% | 9.09% | 11.49% | 2.11% | 5.14% | 0.33% | Upgrade |
Income From Trading Activities | 530.74 | 487.07 | 343.38 | 263.64 | 199.8 | 201.13 | Upgrade |
Gain (Loss) on Sale of Assets | 7.96 | -6.14 | -4.43 | -15.42 | -3.87 | -0.06 | Upgrade |
Other Non-Interest Income | 391.98 | 388.01 | 357.66 | 308.65 | 305.05 | 320.58 | Upgrade |
Total Non-Interest Income | 930.67 | 868.94 | 696.61 | 556.87 | 500.98 | 521.65 | Upgrade |
Non-Interest Income Growth (YoY) | 19.84% | 24.74% | 25.09% | 11.16% | -3.96% | -10.48% | Upgrade |
Revenues Before Loan Losses | 3,480 | 3,297 | 2,922 | 2,553 | 2,456 | 2,381 | Upgrade |
Provision for Loan Losses | 416.4 | 398.41 | 445.29 | 309.94 | 63.51 | 721.67 | Upgrade |
| 3,063 | 2,899 | 2,477 | 2,243 | 2,393 | 1,660 | Upgrade | |
Revenue Growth (YoY) | 12.83% | 17.01% | 10.43% | -6.24% | 44.17% | -21.53% | Upgrade |
Occupancy Expenses | 263.53 | 259.7 | 232.91 | 190.27 | 178.15 | 149.9 | Upgrade |
Selling, General & Administrative | 3.47 | 3.47 | 6.1 | 19.21 | 13.56 | 3.91 | Upgrade |
Other Non-Interest Expense | 1,365 | 1,342 | 1,360 | 1,291 | 1,143 | 1,166 | Upgrade |
Total Non-Interest Expense | 1,632 | 1,605 | 1,599 | 1,500 | 1,335 | 1,320 | Upgrade |
EBT Excluding Unusual Items | 1,431 | 1,294 | 878.31 | 743.21 | 1,058 | 339.56 | Upgrade |
Pretax Income | 1,431 | 1,294 | 878.31 | 743.21 | 1,058 | 339.56 | Upgrade |
Income Tax Expense | 636.04 | 552.59 | 380.08 | 345.11 | 426.26 | 144.03 | Upgrade |
Earnings From Continuing Operations | 795.26 | 740.95 | 498.23 | 398.1 | 631.36 | 195.53 | Upgrade |
Minority Interest in Earnings | - | - | 4.86 | 6.19 | -3.97 | -5.22 | Upgrade |
Net Income | 795.26 | 740.95 | 503.09 | 404.29 | 627.39 | 190.32 | Upgrade |
Net Income to Common | 795.26 | 740.95 | 503.09 | 404.29 | 627.39 | 190.32 | Upgrade |
Net Income Growth | 30.77% | 47.28% | 24.44% | -35.56% | 229.66% | -62.60% | Upgrade |
Basic Shares Outstanding | 11 | 11 | 11 | 11 | 11 | 11 | Upgrade |
Diluted Shares Outstanding | 11 | 11 | 11 | 11 | 11 | 11 | Upgrade |
Shares Change (YoY) | 0.01% | -0.00% | -0.00% | 0.02% | -0.01% | 0.00% | Upgrade |
EPS (Basic) | 73.08 | 68.09 | 46.23 | 37.15 | 57.66 | 17.49 | Upgrade |
EPS (Diluted) | 73.08 | 68.09 | 46.23 | 37.15 | 57.66 | 17.49 | Upgrade |
EPS Growth | 30.76% | 47.28% | 24.44% | -35.57% | 229.67% | -62.60% | Upgrade |
Dividend Per Share | 41.700 | 41.700 | 34.200 | 27.000 | 25.900 | 4.550 | Upgrade |
Dividend Growth | 21.93% | 21.93% | 26.67% | 4.25% | 469.23% | -75.67% | Upgrade |
Effective Tax Rate | 44.44% | 42.72% | 43.27% | 46.43% | 40.30% | 42.42% | Upgrade |
Updated Mar 17, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.