Crédit du Maroc S.A. (CBSE:CDM)
Morocco flag Morocco · Delayed Price · Currency is MAD
999.00
+8.60 (0.87%)
At close: Aug 10, 2026

Crédit du Maroc Statistics

Total Valuation

Crédit du Maroc has a market cap or net worth of MAD 10.87 billion.

Market Cap10.87B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, November 27, 2026.

Earnings Date Nov 27, 2026
Ex-Dividend Date Jun 4, 2026

Share Statistics

Crédit du Maroc has 10.88 million shares outstanding. The number of shares has decreased by -0.00% in one year.

Current Share Class 10.88M
Shares Outstanding 10.88M
Shares Change (YoY) -0.00%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) n/a
Owned by Institutions (%) 0.00%
Float 10.88M

Valuation Ratios

The trailing PE ratio is 11.44 and the forward PE ratio is 11.64.

PE Ratio 11.44
Forward PE 11.64
PS Ratio 3.17
PB Ratio 1.34
P/TBV Ratio 1.55
P/FCF Ratio 15.24
P/OCF Ratio 10.02
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 15.42
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.91%.

Return on Equity (ROE) 11.91%
Return on Assets (ROA) 1.16%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.98%
Revenue Per Employee 1.44M
Profits Per Employee 399,200
Employee Count2,380
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Crédit du Maroc has paid 783.92 million in taxes.

Income Tax 783.92M
Effective Tax Rate 45.21%

Stock Price Statistics

The stock price has decreased by -9.59% in the last 52 weeks. The beta is -0.05, so Crédit du Maroc's price volatility has been lower than the market average.

Beta (5Y) -0.05
52-Week Price Change -9.59%
50-Day Moving Average 985.47
200-Day Moving Average 1,023.74
Relative Strength Index (RSI) 54.12
Average Volume (20 Days) 763

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Crédit du Maroc had revenue of MAD 3.43 billion and earned 950.10 million in profits. Earnings per share was 87.31.

Revenue3.43B
Gross Profit 3.43B
Operating Income 1.73B
Pretax Income 1.73B
Net Income 950.10M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 87.31
Full Income Statement

Balance Sheet

The company has 6.59 billion in cash and 11.00 billion in debt, with a net cash position of -4.41 billion or -405.74 per share.

Cash & Cash Equivalents 6.59B
Total Debt 11.00B
Net Cash -4.41B
Net Cash Per Share -405.74
Equity (Book Value) 8.09B
Book Value Per Share 743.74
Working Capital -54.05B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.08 billion and capital expenditures -371.27 million, giving a free cash flow of 713.43 million.

Operating Cash Flow 1.08B
Capital Expenditures -371.27M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 713.43M
FCF Per Share 65.57
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 50.55%
Pretax Margin 50.56%
Profit Margin 27.70%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 20.80%

Dividends & Yields

This stock pays an annual dividend of 48.00, which amounts to a dividend yield of 4.80%.

Dividend Per Share 48.00
Dividend Yield 4.80%
Dividend Growth (YoY) 15.11%
Years of Dividend Growth 4
Payout Ratio 7.22%
Buyback Yield 0.00%
Shareholder Yield 4.85%
Earnings Yield 8.74%
FCF Yield 6.56%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4