Crédit du Maroc S.A. (CBSE:CDM)
Morocco · Delayed Price · Currency is MAD 1,005.00
+3.00 (0.30%)
At close: May 18, 2026
Crédit du Maroc Income Statement
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 3,387 | 3,299 | 3,147 | 2,821 | 2,336 | 2,243 |
Interest Paid on Deposits | 622.97 | 618.43 | 718.94 | 595.23 | 339.95 | 288.13 |
Net Interest Income | 2,764 | 2,681 | 2,428 | 2,226 | 1,996 | 1,955 |
Net Interest Income Growth (YoY) | 10.54% | 10.41% | 9.09% | 11.49% | 2.11% | 5.14% |
Income From Trading Activities | 439.75 | 487.74 | 487.07 | 343.38 | 263.64 | 199.8 |
Gain (Loss) on Sale of Assets | 3.29 | 11.01 | -6.14 | -4.43 | -15.42 | -3.87 |
Other Non-Interest Income | 402.32 | 399.75 | 388.01 | 357.66 | 308.65 | 305.05 |
Total Non-Interest Income | 845.36 | 898.49 | 868.94 | 696.61 | 556.87 | 500.98 |
Non-Interest Income Growth (YoY) | -7.07% | 3.40% | 24.74% | 25.09% | 11.16% | -3.96% |
Revenues Before Loan Losses | 3,609 | 3,579 | 3,297 | 2,922 | 2,553 | 2,456 |
Provision for Loan Losses | 251.95 | 383.11 | 398.41 | 445.29 | 309.94 | 63.51 |
| 3,358 | 3,196 | 2,899 | 2,477 | 2,243 | 2,393 | |
Revenue Growth (YoY) | 11.37% | 10.27% | 17.01% | 10.43% | -6.24% | 44.17% |
Occupancy Expenses | 302.05 | 292.93 | 259.7 | 232.91 | 190.27 | 178.15 |
Selling, General & Administrative | 10.6 | 10.6 | 3.47 | 6.1 | 19.21 | 13.56 |
Other Non-Interest Expense | 1,347 | 1,349 | 1,342 | 1,360 | 1,291 | 1,143 |
Total Non-Interest Expense | 1,659 | 1,652 | 1,605 | 1,599 | 1,500 | 1,335 |
EBT Excluding Unusual Items | 1,698 | 1,544 | 1,294 | 878.31 | 743.21 | 1,058 |
Pretax Income | 1,698 | 1,544 | 1,294 | 878.31 | 743.21 | 1,058 |
Income Tax Expense | 761.19 | 680.27 | 552.59 | 380.08 | 345.11 | 426.26 |
Earnings From Continuing Operations | 937.21 | 863.55 | 740.95 | 498.23 | 398.1 | 631.36 |
Minority Interest in Earnings | - | - | - | 4.86 | 6.19 | -3.97 |
Net Income | 937.21 | 863.55 | 740.95 | 503.09 | 404.29 | 627.39 |
Net Income to Common | 937.21 | 863.55 | 740.95 | 503.09 | 404.29 | 627.39 |
Net Income Growth | 20.17% | 16.55% | 47.28% | 24.44% | -35.56% | 229.66% |
Basic Shares Outstanding | 11 | 11 | 11 | 11 | 11 | 11 |
Diluted Shares Outstanding | 11 | 11 | 11 | 11 | 11 | 11 |
Shares Change (YoY) | -0.01% | -0.00% | -0.00% | -0.00% | 0.02% | -0.01% |
EPS (Basic) | 86.13 | 79.36 | 68.09 | 46.23 | 37.15 | 57.66 |
EPS (Diluted) | 86.13 | 79.36 | 68.09 | 46.23 | 37.15 | 57.66 |
EPS Growth | 20.18% | 16.55% | 47.28% | 24.44% | -35.57% | 229.67% |
Dividend Per Share | - | 48.000 | 41.700 | 34.200 | 27.000 | 25.900 |
Dividend Growth | - | 15.11% | 21.93% | 26.67% | 4.25% | 469.23% |
Effective Tax Rate | 44.82% | 44.06% | 42.72% | 43.27% | 46.43% | 40.30% |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.