Crédit du Maroc S.A. (CBSE:CDM)

Morocco · Delayed Price · Currency is MAD

999.00

+8.60 (0.87%)

At close: Aug 10, 2026

Crédit du Maroc Cash Flow Statement

Financials in millions MAD. Fiscal year is January - December.

Millions MAD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	950.1	863.55	740.95	503.09	404.29	627.39
Depreciation & Amortization	313.27	292.93	259.7	232.91	190.27	178.15
Gain (Loss) on Sale of Assets	3.29	11.01	-6.14	-4.43	-15.42	-3.87
Gain (Loss) on Sale of Investments	244.73	336.71	19.85	289.8	-30.76	-422.26
Change in Income Taxes	-712.68	-707.56	-558.46	-396.45	-316.45	-365.82
Change in Other Net Operating Assets	-722.02	-820.42	1,078	-3,158	-874.97	1,368
Other Operating Activities	1,008	754.27	382.06	243.54	351.77	291.31
Operating Cash Flow	1,085	730.5	1,916	-2,289	-291.27	1,673
Operating Cash Flow Growth	686.20%	-61.88%	-	-	-	176.89%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Capital Expenditures	-371.27	-397.68	-372.09	-441.63	-379.09	-365.74
Income (Loss) Equity Investments	0.41	0	-	-	-	-
Investing Cash Flow	-371.27	-397.68	-372.09	-441.63	-379.09	-365.74

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Dividends Paid	-68.55	-	-	-	-	-
Other Financing Activities	547.26	-590.63	-137.2	2,000	705.99	-1,257
Financing Cash Flow	478.71	-590.63	-137.2	2,000	705.99	-1,257

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Foreign Exchange Rate Adjustments	1	-2.65	0.31	-2.92	5.11	2.51
Net Cash Flow	1,193	-260.46	1,407	-733.85	40.74	53.39

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	713.43	332.82	1,544	-2,731	-670.37	1,307
Free Cash Flow Growth	-	-78.44%	-	-	-	277.38%
Free Cash Flow Margin	20.80%	10.41%	53.26%	-110.25%	-29.88%	54.65%
Free Cash Flow Per Share	65.56	30.59	141.88	-250.96	-61.60	120.16

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash Income Tax Paid	712.68	707.56	558.46	396.45	316.45	365.82