Crédit du Maroc S.A. (CBSE:CDM)
Morocco · Delayed Price · Currency is MAD 999.00
+8.60 (0.87%)
At close: Aug 10, 2026
Crédit du Maroc Balance Sheet
Financials in millions MAD. Fiscal year is January - December.
Millions MAD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 2,189 | 2,841 | 2,235 | 2,266 | 1,867 | 1,925 |
Investment Securities | 5,689 | 7,688 | 4,774 | 5,971 | 6,889 | 6,554 |
Trading Asset Securities | 4,399 | 5,734 | 4,544 | 2,367 | 1,367 | 2,240 |
Total Investments | 10,088 | 13,422 | 9,318 | 8,338 | 8,257 | 8,794 |
Gross Loans | 70,047 | 64,246 | 59,136 | 54,110 | 51,101 | 47,427 |
Allowance for Loan Losses | -3,977 | -3,973 | -3,705 | -3,781 | -3,526 | -3,592 |
Net Loans | 66,071 | 60,273 | 55,431 | 50,329 | 47,575 | 43,836 |
Property, Plant & Equipment | 1,459 | 1,482 | 1,498 | 1,496 | 1,478 | 1,410 |
Other Intangible Assets | 1,059 | 1,022 | 912.37 | 795.98 | 600.9 | 464.32 |
Accrued Interest Receivable | 84.14 | 24.26 | 44.55 | 16.19 | 27.27 | 339.49 |
Other Receivables | 5,864 | 4,267 | 4,454 | 3,862 | 2,901 | 2,424 |
Other Current Assets | 2.74 | 2.06 | 3.14 | 2.96 | 5.69 | - |
Long-Term Deferred Tax Assets | 87.43 | 176.01 | 149.9 | 159.79 | 151.51 | 154.19 |
Other Long-Term Assets | 97.22 | 218.51 | 5.3 | - | 0.17 | 0 |
Total Assets | 87,001 | 83,728 | 74,051 | 67,265 | 62,863 | 59,346 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accrued Expenses | 472.08 | 536.36 | 502.52 | 367.8 | 319.14 | 222.59 |
Interest Bearing Deposits | 63,903 | 61,228 | 56,998 | 51,755 | 48,582 | 46,239 |
Total Deposits | 63,903 | 61,228 | 56,998 | 51,755 | 48,582 | 46,239 |
Short-Term Borrowings | 1,881 | 3,369 | 527.19 | 630.9 | 592.66 | 355.76 |
Current Portion of Long-Term Debt | - | - | - | 0.97 | - | - |
Current Income Taxes Payable | 113.8 | 193.72 | 189.01 | 125.1 | 57.98 | 124.42 |
Other Current Liabilities | 218.39 | 15.02 | 58.2 | 79.86 | - | - |
Long-Term Debt | 9,024 | 7,565 | 5,655 | 5,198 | 5,166 | 4,596 |
Long-Term Leases | 96.38 | 93.61 | 76.83 | 62.3 | 90.8 | 117.65 |
Pension & Post-Retirement Benefits | 90.8 | 92.75 | 92.98 | 91.44 | 96.95 | 96.05 |
Long-Term Deferred Tax Liabilities | 1.52 | 1.28 | 5 | 17.89 | 9.31 | 15.3 |
Other Long-Term Liabilities | 3,107 | 2,429 | 2,067 | 1,856 | 1,589 | 1,275 |
Total Liabilities | 78,908 | 75,525 | 66,172 | 60,185 | 56,503 | 53,042 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,088 | 1,088 | 1,088 | 1,088 | 1,088 | 1,088 |
Retained Earnings | 531.69 | 863.55 | 740.95 | 503.09 | 404.29 | 627.39 |
Comprehensive Income & Other | 6,473 | 6,251 | 6,050 | 5,443 | 4,816 | 4,530 |
Total Common Equity | 8,093 | 8,203 | 7,879 | 7,034 | 6,309 | 6,246 |
Minority Interest | - | - | - | 45.71 | 50.58 | 58.45 |
Shareholders' Equity | 8,093 | 8,203 | 7,879 | 7,080 | 6,359 | 6,304 |
Total Liabilities & Equity | 87,001 | 83,728 | 74,051 | 67,265 | 62,863 | 59,346 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 11,002 | 11,029 | 6,259 | 5,892 | 5,849 | 5,069 |
Net Cash (Debt) | -4,415 | 433.42 | 3,462 | 2,031 | 1,119 | 2,325 |
Net Cash Growth | - | -87.48% | 70.50% | 81.51% | -51.89% | - |
Net Cash Per Share | -405.72 | 39.83 | 318.15 | 186.59 | 102.79 | 213.69 |
Filing Date Shares Outstanding | 10.88 | 10.88 | 10.88 | 10.88 | 10.88 | 10.88 |
Total Common Shares Outstanding | 10.88 | 10.88 | 10.88 | 10.88 | 10.88 | 10.88 |
Book Value Per Share | 743.74 | 753.87 | 724.08 | 646.45 | 579.80 | 573.97 |
Tangible Book Value | 7,034 | 7,181 | 6,966 | 6,238 | 5,708 | 5,781 |
Tangible Book Value Per Share | 646.44 | 659.91 | 640.23 | 573.30 | 524.57 | 531.30 |