Emirates Investment Bank P.J.S.C. (DFM:EIBANK)

United Arab Emirates · Delayed Price · Currency is AED

56.00

0.00 (0.00%)

At close: Aug 4, 2026

DFM:EIBANK Financials Overview

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	188.84	188.71	208.58	184.45	46.87	98.91
Revenue Growth	-6.87%	-9.53%	13.08%	293.54%	-52.62%	140.32%
Net Income	63.58	83.65	108.71	107.54	-23.67	30.62
Earnings Per Share	6.36	8.36	10.87	14.62	-6.48	8.75
EPS Growth	-38.26%	-23.06%	-25.64%	-	-	-

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Banking Services	127.42	130.15	161.37	155.26	68.65	58.44
Investments	61.42	58.56	47.22	29.2	13.77	68.73
Total	188.84	188.71	208.58	184.45	82.42	127.17

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	739.55	976.84	1,204	648.83	819.65	521.43
Total Debt	-	7.51	12.3	8.89	12.37	219.91
Net Cash (Debt)	739.55	969.33	1,192	639.94	807.28	301.52
Net Cash Growth	4.60%	-18.68%	86.26%	-20.73%	167.74%	-61.66%
Net Cash Per Share	73.96	96.93	119.20	86.99	220.84	86.15

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	149.85	185.37	58.97	-918.85	-813.72	-443.39
Capital Expenditures	-2.65	-1.9	-0.23	-1.65	-0.51	-0.78
Free Cash Flow	147.2	183.47	58.75	-920.49	-814.23	-444.18
Free Cash Flow Growth	-84.46%	212.30%	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	33.67%	44.32%	52.12%	58.30%	-50.51%	30.95%
FCF Margin	77.95%	97.22%	28.17%	-499.04%	-1737.22%	-449.05%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 7, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.81	7.35	9.19	10.23	-	9.15
P/FCF Ratio	3.80	3.35	17.01	-	-	-
PS Ratio	2.97	3.26	4.79	5.96	7.83	2.83