Emirates Investment Bank P.J.S.C. (DFM:EIBANK)

DFM:EIBANK Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	838.06	960.81	1,186	648.83	819.65	521.43
Investment Securities	2,358	2,633	2,721	2,294	1,539	923.38
Trading Asset Securities	15.08	16.03	18.49	-	-	-
Total Investments	2,373	2,649	2,739	2,294	1,539	923.38
Gross Loans	1,002	934.18	909.65	493.7	1,019	941.61
Allowance for Loan Losses	-6.59	-4.79	-11	-8.66	-23.44	-23.97
Other Adjustments to Gross Loans	-	-	-0.51	-0.09	-4.62	-3.17
Net Loans	995.65	929.39	898.14	484.95	991	914.47
Property, Plant & Equipment	5.03	11.51	15.39	12.33	15.16	19.06
Other Intangible Assets	77.96	35.44	0.49	0.84	1.25	1.03
Accrued Interest Receivable	-	37.5	37.3	23.22	16.64	13.5
Other Receivables	5.32	14.29	8.21	10.61	101.78	13.03
Restricted Cash	194.78	233.23	229.94	1,066	401.85	26.1
Other Current Assets	-	6.49	3.41	-	-	-
Long-Term Deferred Tax Assets	-	-	0.19	-	-	-
Other Long-Term Assets	60.28	-	-	-	-	438
Total Assets	4,550	4,878	5,118	4,540	3,886	2,870

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	1.74	0.43	0.14	0.77	0.33	0.51
Interest Bearing Deposits	1,690	1,732	2,631	1,947	1,979	1,421
Non-Interest Bearing Deposits	1,288	1,578	1,047	1,248	1,400	704.76
Total Deposits	2,978	3,310	3,678	3,196	3,379	2,126
Short-Term Borrowings	-	-	-	-	-	204.1
Current Portion of Leases	-	3.1	4.79	3.52	3.49	3.45
Current Income Taxes Payable	13.05	11.64	11.44	-	-	-
Accrued Interest Payable	-	20.12	25.23	18.42	45.16	25.17
Long-Term Leases	-	4.41	7.51	5.36	8.89	12.37
Pension & Post-Retirement Benefits	-	9.07	8.72	7.35	6.45	5.57
Long-Term Deferred Tax Liabilities	1.22	3.62	-	-	-	-
Other Long-Term Liabilities	78.85	29.37	36.23	94.94	15.52	12.09
Total Liabilities	3,073	3,392	3,772	3,326	3,459	2,389

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,000	1,000	1,000	1,000	70	70
Retained Earnings	405.86	394.14	312.65	203.24	376.97	400.64
Comprehensive Income & Other	70.92	91.77	33.49	11.09	-20.28	10.24
Total Common Equity	1,477	1,486	1,346	1,214	426.69	480.88
Minority Interest	-	-	-	-	0.23	0.23
Shareholders' Equity	1,477	1,486	1,346	1,214	426.91	481.11
Total Liabilities & Equity	4,550	4,878	5,118	4,540	3,886	2,870

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	-	7.51	12.3	8.89	12.37	219.91
Net Cash (Debt)	853.15	969.33	1,192	639.94	807.28	301.52
Net Cash Growth	-5.35%	-18.68%	86.26%	-20.73%	167.74%	-61.66%
Net Cash Per Share	85.31	96.93	119.20	86.99	220.84	86.15
Filing Date Shares Outstanding	10	10	10	10	3.5	3.5
Total Common Shares Outstanding	10	10	10	10	3.5	3.5
Book Value Per Share	147.68	148.59	134.61	121.43	121.91	137.39
Tangible Book Value	1,399	1,450	1,346	1,213	425.44	479.85
Tangible Book Value Per Share	139.88	145.05	134.57	121.35	121.55	137.10

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 24, 2026

Data Sources Report a data error