DFM:EIBANK Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	461.28	960.81	1,186	648.83	819.65	521.43
Investment Securities	2,581	2,633	2,721	2,294	1,539	923.38
Trading Asset Securities	-	16.03	18.49	-	-	-
Total Investments	2,581	2,649	2,739	2,294	1,539	923.38
Gross Loans	930	934.18	909.65	493.7	1,019	941.61
Allowance for Loan Losses	-	-4.79	-11	-8.66	-23.44	-23.97
Other Adjustments to Gross Loans	-	-	-0.51	-0.09	-4.62	-3.17
Net Loans	930	929.39	898.14	484.95	991	914.47
Property, Plant & Equipment	4.45	11.51	15.39	12.33	15.16	19.06
Other Intangible Assets	45.84	35.44	0.49	0.84	1.25	1.03
Accrued Interest Receivable	-	37.5	37.3	23.22	16.64	13.5
Other Receivables	524.66	14.29	8.21	10.61	101.78	13.03
Restricted Cash	-	233.23	229.94	1,066	401.85	26.1
Other Current Assets	-	6.49	3.41	-	-	-
Long-Term Deferred Tax Assets	-	-	0.19	-	-	-
Other Long-Term Assets	54.03	-	-	-	-	438
Total Assets	4,601	4,878	5,118	4,540	3,886	2,870
Accrued Expenses	-	0.43	0.14	0.77	0.33	0.51
Interest Bearing Deposits	3,035	1,732	2,631	1,947	1,979	1,421
Non-Interest Bearing Deposits	-	1,578	1,047	1,248	1,400	704.76
Total Deposits	3,035	3,310	3,678	3,196	3,379	2,126
Short-Term Borrowings	-	-	-	-	-	204.1
Current Portion of Leases	-	3.1	4.79	3.52	3.49	3.45
Current Income Taxes Payable	12.45	11.64	11.44	-	-	-
Accrued Interest Payable	-	20.12	25.23	18.42	45.16	25.17
Long-Term Leases	-	4.41	7.51	5.36	8.89	12.37
Pension & Post-Retirement Benefits	-	9.07	8.72	7.35	6.45	5.57
Long-Term Deferred Tax Liabilities	1.19	3.62	-	-	-	-
Other Long-Term Liabilities	85.32	29.37	36.23	94.94	15.52	12.09
Total Liabilities	3,134	3,392	3,772	3,326	3,459	2,389
Common Stock	1,000	1,000	1,000	1,000	70	70
Retained Earnings	400.07	394.14	312.65	203.24	376.97	400.64
Comprehensive Income & Other	67.27	91.77	33.49	11.09	-20.28	10.24
Total Common Equity	1,467	1,486	1,346	1,214	426.69	480.88
Minority Interest	-	-	-	-	0.23	0.23
Shareholders' Equity	1,467	1,486	1,346	1,214	426.91	481.11
Total Liabilities & Equity	4,601	4,878	5,118	4,540	3,886	2,870
Total Debt	-	7.51	12.3	8.89	12.37	219.91
Net Cash (Debt)	461.28	969.33	1,192	639.94	807.28	301.52
Net Cash Growth	-34.76%	-18.68%	86.26%	-20.73%	167.74%	-61.66%
Net Cash Per Share	46.03	96.93	119.20	86.99	220.84	86.15
Filing Date Shares Outstanding	10.09	10	10	10	3.5	3.5
Total Common Shares Outstanding	10.09	10	10	10	3.5	3.5
Book Value Per Share	145.44	148.59	134.61	121.43	121.91	137.39
Tangible Book Value	1,421	1,450	1,346	1,213	425.44	479.85
Tangible Book Value Per Share	140.90	145.05	134.57	121.35	121.55	137.10

Source: S&P Global Market Intelligence. Banks template. Financial Sources.