Emirates Investment Bank P.J.S.C. (DFM:EIBANK)

DFM:EIBANK Statistics

Total Valuation

DFM:EIBANK has a market cap or net worth of AED 650.00 million.

Market Cap	650.00M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, August 7, 2026.

Earnings Date	Aug 7, 2026
Ex-Dividend Date	n/a

Share Statistics

DFM:EIBANK has 10.00 million shares outstanding.

Current Share Class	10.00M
Shares Outstanding	10.00M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	761,000

Valuation Ratios

The trailing PE ratio is 10.22.

PE Ratio	10.22
Forward PE	n/a
PS Ratio	3.44
PB Ratio	0.44
P/TBV Ratio	0.46
P/FCF Ratio	4.42
P/OCF Ratio	4.34
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.46%.

Return on Equity (ROE)	4.46%
Return on Assets (ROA)	1.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.27%
Revenue Per Employee	13.49M
Profits Per Employee	4.54M
Employee Count	14
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, DFM:EIBANK has paid 8.11 million in taxes.

Income Tax	8.11M
Effective Tax Rate	11.31%

Stock Price Statistics

The stock price has decreased by -13.33% in the last 52 weeks. The beta is -0.18, so DFM:EIBANK's price volatility has been lower than the market average.

Beta (5Y)	-0.18
52-Week Price Change	-13.33%
50-Day Moving Average	65.23
200-Day Moving Average	n/a
Relative Strength Index (RSI)	58.06
Average Volume (20 Days)	62

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, DFM:EIBANK had revenue of AED 188.84 million and earned 63.58 million in profits. Earnings per share was 6.36.

Revenue	188.84M
Gross Profit	188.84M
Operating Income	72.04M
Pretax Income	71.70M
Net Income	63.58M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	6.36

Balance Sheet

The company has 739.55 million in cash and n/a in debt, with a net cash position of 739.55 million or 73.96 per share.

Cash & Cash Equivalents	739.55M
Total Debt	n/a
Net Cash	739.55M
Net Cash Per Share	73.96
Equity (Book Value)	1.47B
Book Value Per Share	146.73
Working Capital	-2.05B

Cash Flow

In the last 12 months, operating cash flow was 149.85 million and capital expenditures -2.65 million, giving a free cash flow of 147.20 million.

Operating Cash Flow	149.85M
Capital Expenditures	-2.65M
Depreciation & Amortization	n/a
Net Borrowing	-5.19M
Free Cash Flow	147.20M
FCF Per Share	14.72

Margins

Gross Margin	n/a
Operating Margin	38.15%
Pretax Margin	37.97%
Profit Margin	33.67%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	77.95%

Dividends & Yields

DFM:EIBANK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	9.78%
FCF Yield	22.65%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 5, 2023. It was a forward split with a ratio of 5.

Last Split Date	Jan 5, 2023
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	4