DFM:EIBANK Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	63.58	83.65	108.71	107.54	-23.67	30.62
Depreciation & Amortization	5.9	5.79	4.43	4.47	4.41	5.25
Other Amortization	0.34	0.34	0.36	0.4	0.26	0.16
Gain (Loss) on Sale of Investments	-19.75	-19.69	-0.32	-23.34	54.91	-1.78
Total Asset Writedown	0.1	0.1	-	-	-	-
Provision for Credit Losses	1.44	1.44	2.35	0.01	0.02	-2.57
Change in Other Net Operating Assets	101.12	113.58	-67.74	-1,008	-849.25	-474.91
Other Operating Activities	-2.89	0.17	11.18	0.25	-0.4	-0.16
Operating Cash Flow	149.85	185.37	58.97	-918.85	-813.72	-443.39
Operating Cash Flow Growth	-84.18%	214.33%	-	-	-	-
Capital Expenditures	-2.65	-1.9	-0.23	-1.65	-0.51	-0.78
Purchase / Sale of Intangibles	-45.78	-35.3	-	-	-0.48	-0.88
Investing Cash Flow	-48.43	-37.2	-0.23	-1.65	-0.99	-1.67
Long-Term Debt Repaid	-	-5.19	-4	-3.61	-	-
Net Debt Issued (Repaid)	-5.19	-5.19	-4	-3.61	-	-
Issuance of Common Stock	-	-	-	650	-	-
Net Increase (Decrease) in Deposit Accounts	-79.35	-367.72	481.96	-183.45	1,400	146.02
Other Financing Activities	-	-	-	-1.28	-	-
Financing Cash Flow	-84.54	-372.9	477.96	461.67	1,400	146.02
Net Cash Flow	16.88	-224.73	536.71	-458.82	585.71	-299.04
Free Cash Flow	147.2	183.47	58.75	-920.49	-814.23	-444.18
Free Cash Flow Growth	-84.46%	212.30%	-	-	-	-
Free Cash Flow Margin	77.95%	97.22%	28.17%	-499.04%	-1737.22%	-449.05%
Free Cash Flow Per Share	14.69	18.35	5.88	-125.13	-222.75	-126.91
Cash Interest Paid	73.56	73.56	82.22	85.19	15.56	9.98
Cash Income Tax Paid	10.94	10.94	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.