DFM:EIBANK Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,209	522.54	648.83	819.65	521.43	802.46
Investment Securities	2,596	2,739	2,294	1,539	923.38	1,002
Total Investments	2,596	2,739	2,294	1,539	923.38	1,002
Gross Loans	863.13	909.65	493.7	1,019	941.61	446.81
Allowance for Loan Losses	-4.13	-11	-8.66	-23.44	-23.97	-26.54
Other Adjustments to Gross Loans	-	-0.51	-0.09	-4.62	-3.17	-1.81
Net Loans	859	898.14	484.95	991	914.47	418.46
Property, Plant & Equipment	3.66	15.39	12.33	15.16	19.06	6.15
Other Intangible Assets	9.87	0.49	0.84	1.25	1.03	0.3
Accrued Interest Receivable	-	37.3	23.22	16.64	13.5	10.03
Other Receivables	5.25	11.62	10.61	101.78	13.03	6.86
Restricted Cash	253.35	893.19	1,066	401.85	26.1	33.92
Long-Term Deferred Tax Assets	-	0.19	-	-	-	-
Other Long-Term Assets	59.91	-	-	-	438	203.39
Total Assets	4,996	5,118	4,540	3,886	2,870	2,483
Accrued Expenses	1.76	0.14	0.77	0.33	0.51	0.83
Interest Bearing Deposits	1,589	2,631	1,947	1,979	1,421	1,426
Non-Interest Bearing Deposits	1,849	1,047	1,248	1,400	704.76	565.15
Total Deposits	3,438	3,678	3,196	3,379	2,126	1,991
Short-Term Borrowings	-	-	-	-	204.1	13.74
Current Portion of Leases	-	4.79	3.52	3.49	3.45	2.29
Current Income Taxes Payable	11.26	11.44	-	-	-	-
Accrued Interest Payable	-	25.23	18.42	45.16	25.17	6.89
Long-Term Leases	-	7.51	5.36	8.89	12.37	-
Pension & Post-Retirement Benefits	-	8.72	7.35	6.45	5.57	5.99
Other Long-Term Liabilities	65.45	36.23	94.94	15.52	12.09	7.65
Total Liabilities	3,520	3,772	3,326	3,459	2,389	2,028
Common Stock	1,000	1,000	1,000	70	70	70
Retained Earnings	380.81	312.65	203.24	376.97	400.64	370.02
Comprehensive Income & Other	94.79	33.49	11.09	-20.28	10.24	14.88
Total Common Equity	1,476	1,346	1,214	426.69	480.88	454.9
Minority Interest	-	-	-	0.23	0.23	0.23
Shareholders' Equity	1,476	1,346	1,214	426.91	481.11	455.13
Total Liabilities & Equity	4,996	5,118	4,540	3,886	2,870	2,483
Total Debt	-	12.3	8.89	12.37	219.91	16.03
Net Cash (Debt)	1,209	510.24	639.94	807.28	301.52	786.43
Net Cash Growth	12.58%	-20.27%	-20.73%	167.74%	-61.66%	-
Net Cash Per Share	120.87	51.02	86.99	220.84	86.15	224.69
Filing Date Shares Outstanding	10	10	10	3.5	3.5	3.5
Total Common Shares Outstanding	10	10	10	3.5	3.5	3.5
Book Value Per Share	147.56	134.61	121.43	121.91	137.39	129.97
Tangible Book Value	1,466	1,346	1,213	425.44	479.85	454.6
Tangible Book Value Per Share	146.57	134.57	121.35	121.55	137.10	129.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.