Emirates Investment Bank P.J.S.C. (DFM:EIBANK)

DFM:EIBANK Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	108.71	107.54	-23.67	30.62	-29.32
Depreciation & Amortization	4.43	4.47	4.41	5.25	5.94
Other Amortization	0.36	0.4	0.26	0.16	0.46
Gain (Loss) on Sale of Assets	-	-	-	-	0.02
Gain (Loss) on Sale of Investments	-0.32	-23.34	54.91	-1.78	1.51
Total Asset Writedown	-	-	-	-	0.22
Provision for Credit Losses	2.35	0.01	0.02	-2.57	16.35
Change in Other Net Operating Assets	-67.74	-1,008	-849.25	-474.91	65.14
Other Operating Activities	11.18	0.25	-0.4	-0.16	-0.35
Operating Cash Flow	58.97	-918.85	-813.72	-443.39	59.96
Operating Cash Flow Growth	-	-	-	-	-92.40%
Capital Expenditures	-0.23	-1.65	-0.51	-0.78	-0.29
Sale of Property, Plant and Equipment	-	-	-	-	0.01
Purchase / Sale of Intangibles	-	-	-0.48	-0.88	-0.26
Investing Cash Flow	-0.23	-1.65	-0.99	-1.67	-0.54
Long-Term Debt Repaid	-4	-3.61	-	-	-
Net Debt Issued (Repaid)	-4	-3.61	-	-	-
Issuance of Common Stock	-	650	-	-	-
Net Increase (Decrease) in Deposit Accounts	481.96	-183.45	1,400	146.02	186.85
Other Financing Activities	-	-1.28	-	-	-
Financing Cash Flow	477.96	461.67	1,400	146.02	186.85
Net Cash Flow	536.71	-458.82	585.71	-299.04	246.27
Free Cash Flow	58.75	-920.49	-814.23	-444.18	59.67
Free Cash Flow Growth	-	-	-	-	-92.43%
Free Cash Flow Margin	28.17%	-499.04%	-1737.22%	-449.05%	144.98%
Free Cash Flow Per Share	5.87	-125.13	-222.75	-126.91	17.05
Cash Interest Paid	82.22	85.19	15.56	9.98	33.88

Source: S&P Capital IQ. Banks template. Financial Sources.