Emirates Investment Bank P.J.S.C. (DFM: EIBANK)

DFM: EIBANK Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	110.84	107.54	-23.67	30.62	-29.32	8.85
Depreciation & Amortization	4.38	4.47	4.41	5.25	5.94	5.8
Other Amortization	0.37	0.4	0.26	0.16	0.46	0.58
Gain (Loss) on Sale of Assets	-	-	-	-	0.02	-
Gain (Loss) on Sale of Investments	0.1	-23.34	54.91	-1.78	1.51	11.84
Total Asset Writedown	-	-	-	-	0.22	2.68
Provision for Credit Losses	0.68	0.01	0.02	-2.57	16.35	9.29
Change in Other Net Operating Assets	-1,196	-1,012	-849.25	-474.91	65.14	749.62
Other Operating Activities	7.85	0.25	-0.4	-0.16	-0.35	0.27
Operating Cash Flow	-1,072	-922.45	-813.72	-443.39	59.96	788.92
Operating Cash Flow Growth	-	-	-	-	-92.40%	23.06%
Capital Expenditures	-0.39	-1.65	-0.51	-0.78	-0.29	-0.14
Sale of Property, Plant and Equipment	-	-	-	-	0.01	-
Purchase / Sale of Intangibles	-	-	-0.48	-0.88	-0.26	-1.07
Investing Cash Flow	-0.39	-1.65	-0.99	-1.67	-0.54	-1.22
Issuance of Common Stock	-	650	-	-	-	-
Net Increase (Decrease) in Deposit Accounts	443.1	-183.45	1,400	146.02	186.85	-1,235
Other Financing Activities	-	-1.28	-	-	-	-
Financing Cash Flow	443.1	465.28	1,400	146.02	186.85	-1,235
Net Cash Flow	-629.03	-458.82	585.71	-299.04	246.27	-447.71
Free Cash Flow	-1,072	-924.1	-814.23	-444.18	59.67	788.78
Free Cash Flow Growth	-	-	-	-	-92.43%	23.24%
Free Cash Flow Margin	-519.66%	-500.99%	-1737.22%	-449.05%	144.98%	820.02%
Free Cash Flow Per Share	-107.21	-125.62	-222.75	-126.91	17.05	225.37
Cash Interest Paid	68.98	85.19	15.56	9.98	33.88	57.32

Source: S&P Capital IQ. Banks template. Financial Sources.