DFM:EIBANK Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	83.65	108.71	107.54	-23.67	30.62
Depreciation & Amortization	5.79	4.43	4.47	4.41	5.25
Other Amortization	0.34	0.36	0.4	0.26	0.16
Gain (Loss) on Sale of Investments	-19.69	-0.32	-23.34	54.91	-1.78
Total Asset Writedown	0.1	-	-	-	-
Provision for Credit Losses	1.44	2.35	0.01	0.02	-2.57
Change in Other Net Operating Assets	113.58	-67.74	-1,008	-849.25	-474.91
Other Operating Activities	0.17	11.18	0.25	-0.4	-0.16
Operating Cash Flow	185.37	58.97	-918.85	-813.72	-443.39
Operating Cash Flow Growth	214.33%	-	-	-	-
Capital Expenditures	-1.9	-0.23	-1.65	-0.51	-0.78
Purchase / Sale of Intangibles	-35.3	-	-	-0.48	-0.88
Investing Cash Flow	-37.2	-0.23	-1.65	-0.99	-1.67
Long-Term Debt Repaid	-5.19	-4	-3.61	-	-
Net Debt Issued (Repaid)	-5.19	-4	-3.61	-	-
Issuance of Common Stock	-	-	650	-	-
Net Increase (Decrease) in Deposit Accounts	-367.72	481.96	-183.45	1,400	146.02
Other Financing Activities	-	-	-1.28	-	-
Financing Cash Flow	-372.9	477.96	461.67	1,400	146.02
Net Cash Flow	-224.73	536.71	-458.82	585.71	-299.04
Free Cash Flow	183.47	58.75	-920.49	-814.23	-444.18
Free Cash Flow Growth	212.30%	-	-	-	-
Free Cash Flow Margin	97.22%	28.17%	-499.04%	-1737.22%	-449.05%
Free Cash Flow Per Share	18.35	5.88	-125.13	-222.75	-126.91
Cash Interest Paid	73.56	82.22	85.19	15.56	9.98
Cash Income Tax Paid	10.94	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.