Desh General Insurance Company Limited (DSE:DGIC)
Bangladesh · Delayed Price · Currency is BDT 31.60
-1.10 (-3.36%)
At close: Sep 3, 2026
DSE:DGIC Income Statement
Financials in millions BDT. Fiscal year is January - December.
Millions BDT. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 197.66 | 197.66 | 209 | 324.49 | 389.78 | 198.61 |
Total Interest & Dividend Income | 33.93 | 33.11 | 28.96 | 27.83 | 23.14 | 23.93 |
Gain (Loss) on Sale of Investments | -5.69 | -9.97 | -10.71 | -0.22 | -5.66 | - |
Other Revenue | 38.79 | 38.79 | 30.2 | 37.67 | 27.48 | 38.31 |
| 264.68 | 259.59 | 257.45 | 389.78 | 434.74 | 260.86 | |
Revenue Growth | - | 0.83% | -33.95% | -10.34% | 66.66% | -4.59% |
Policy Benefits | 20.69 | 20.69 | 21.66 | 58.48 | 143.75 | 7.17 |
Policy Acquisition & Underwriting Costs | 33.55 | 33.55 | 36.18 | 49.5 | 47.3 | 10.63 |
Depreciation & Amortization | 11.92 | 12.46 | 12.15 | 12.47 | 13.43 | 14.46 |
Selling, General & Administrative | 159.88 | 159.94 | 175.19 | 171.46 | 153.17 | 142.21 |
Other Operating Expenses | 20 | 5 | 10.32 | 21.34 | 0 | 0 |
Total Operating Expenses | 247.77 | 232.56 | 255.89 | 316.98 | 361.39 | 179.12 |
Operating Income | 16.91 | 27.03 | 1.56 | 72.8 | 73.36 | 81.73 |
Interest Expense | -8.87 | -8.11 | -6.36 | -5.37 | -5.21 | -6.81 |
Other Non Operating Income (Expenses) | -0.66 | -0.66 | -0.56 | -0.54 | -1.91 | -1.85 |
EBT Excluding Unusual Items | 7.38 | 18.26 | -5.36 | 66.88 | 66.24 | 73.08 |
Pretax Income | 7.38 | 18.26 | -5.36 | 66.88 | 66.24 | 73.08 |
Income Tax Expense | 12.05 | 12.05 | 10.61 | 25.35 | 24.76 | 26.51 |
Net Income | -4.66 | 6.22 | -15.97 | 41.53 | 41.47 | 46.57 |
Preferred Dividends & Other Adjustments | - | - | - | - | - | 1.18 |
Net Income to Common | -4.66 | 6.22 | -15.97 | 41.53 | 41.47 | 45.39 |
Net Income Growth | - | - | - | 0.14% | -8.62% | 25.29% |
Shares Outstanding (Basic) | 40 | 40 | 40 | 40 | 40 | 37 |
Shares Outstanding (Diluted) | 40 | 40 | 40 | 40 | 40 | 37 |
Shares Change | - | - | - | - | 6.91% | 55.89% |
EPS (Basic) | -0.12 | 0.16 | -0.40 | 1.04 | 1.04 | 1.21 |
EPS (Diluted) | -0.12 | 0.16 | -0.40 | 1.04 | 1.04 | 1.21 |
EPS Growth | - | - | - | 0.14% | -14.53% | -19.63% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 9.99 | -4.24 | -11.71 | 11.02 | 55.09 | 30.48 |
Free Cash Flow Per Share | 0.25 | -0.11 | -0.29 | 0.28 | 1.38 | 0.81 |
Dividend Per Share | 0.200 | 0.200 | 0.100 | 0.500 | 0.500 | 1.000 |
Dividend Growth | - | 100.00% | -80.00% | 0% | -50.00% | 0% |
Operating Margin | 6.39% | 10.41% | 0.61% | 18.68% | 16.87% | 31.33% |
Profit Margin | -1.76% | 2.40% | -6.20% | 10.66% | 9.54% | 17.40% |
Free Cash Flow Margin | 3.77% | -1.63% | -4.55% | 2.83% | 12.67% | 11.69% |
EBITDA | 24.36 | 34.68 | 9.96 | 81.95 | 83.41 | 92.23 |
EBITDA Margin | 9.20% | 13.36% | 3.87% | 21.02% | 19.19% | 35.36% |
D&A For EBITDA | 7.44 | 7.64 | 8.4 | 9.15 | 10.06 | 10.5 |
EBIT | 16.91 | 27.03 | 1.56 | 72.8 | 73.36 | 81.73 |
EBIT Margin | 6.39% | 10.41% | 0.61% | 18.68% | 16.87% | 31.33% |
Effective Tax Rate | 163.12% | 65.95% | - | 37.90% | 37.38% | 36.27% |